Turnover
≈ €24,000 estimated
The micro format states no turnover.
DOKTER CHARLOTTE VAN OVERBERGHE
Lifetime
1 annual account with figurespeak €3,757 (2025)
€3,757
lowest -€327 (2025)
-€327
peak €2,173 (2025)
€2,173
€9,195
Board1 name since 2025
1 directorVAN OVERBERGHE Charlotte Pauline Amanda
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
Loss of €327Incorporation 16-091 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€9,195 81% of the balance sheet
Suppliers 6%Taxes and wages 39%Other 54%
Position in the sector
€2,173
Less equity than 94% of companies in human health. Sector median €124,503 · 20,751 companies.
Checked score
90
Excellent
Financially stronger than 19% of micro companies in human health (NACE 86)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 24,183 companies (NACE 86, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Financial strengthWeak
Score breakdown
lowers risk
Sector: Human health activities (NACE 86)
Liquidity: current ratio 1.24, cash €7,061
Size: total assets €11,368
Figures for financial year 2025 (filed on 24-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 20% of them on solvency, 31% on liquidity and 5% on profitability.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 173 companies had the same profile as DOKTER CHARLOTTE VAN OVERBERGHE has now. Each dot is one company, two years later.
94.2%
were still trading
2.3%
stopped another way
2.9%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DOKTER CHARLOTTE VAN OVERBERGHE itself is lower: < 0.1% within 12 months. It rests on far more data about DOKTER CHARLOTTE VAN OVERBERGHE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 173 companies, not a prediction for DOKTER CHARLOTTE VAN OVERBERGHE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 20749 sector peers (2025).
NBB · sector comparisonPosition among 20749 sector peers
Solvency
better than 19%
← weakest
strongest →
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- VAN OVERBERGHE Charlotte Pauline Amanda 100 sharesdeed of 16-09-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1027556335
Incorporation
Founding capital of €2,500, 100 shares · Founder: VAN OVERBERGHE Charlotte Pauline Amanda · Appointment: VAN OVERBERGHE Charlotte Pauline Amanda (director) · published on 16-09-2025 · Gazette deed
First establishment
Huiseplein 19, Kruisem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DOKTER CHARLOTTE VAN OVERBERGHE Kruisem | €11,368 | €3,757 | 19.1% | - |
| MEDIC961 Liège | €11,302 | €4,379 | 53.4% | - |
| Dr. Annelies Van den Sande Mortsel | €10,589 | €4,470 | 61.1% | - |
| DOCTEUR MURIELLE AZONGMO Herstal | €13,270 | €3,281 | 42.2% | - |
| DOCTEUR LAISSUS Pepinster | €14,704 | €4,311 | 39.7% | - |
| Umamed Destelbergen | €17,042 | €4,775 | 51.2% | - |
| époché Heers | €14,313 | €5,455 | 49.4% | - |
These companies have the same main activity as DOKTER CHARLOTTE VAN OVERBERGHE: specialist medical practice (NACE 86220). They are comparable in size and age: total assets between €10,600 and €17,000, founded in 2025.
Official details
Source: KBO- Status
- Active since 12-09-2025Normal situation
- Activity
- Specialist medical practiceNACE 86220
- Establishment unit
- 2.381.788.5779750 Kruisem, since 12-09-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 13-10-2026
Annual accounts 2025
- €11,368
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on DOKTER CHARLOTTE VAN OVERBERGHE
DOKTER CHARLOTTE VAN OVERBERGHE has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,173 and a net result of -€327.
Its solvency ranks better than 19% of 20,749 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DOKTER CHARLOTTE VAN OVERBERGHE
- What is the company number of DOKTER CHARLOTTE VAN OVERBERGHE?
- The company number of DOKTER CHARLOTTE VAN OVERBERGHE is 1027.556.335. The VAT number is the same number with BE in front: BE 1027.556.335.
- Where is DOKTER CHARLOTTE VAN OVERBERGHE based?
- The registered office is at Huiseplein 19, 9750 Kruisem.Company details
- What does DOKTER CHARLOTTE VAN OVERBERGHE do?
- According to the KBO register, the main activity is specialist medical practice (NACE 86220).
- What is the legal form of DOKTER CHARLOTTE VAN OVERBERGHE?
- DOKTER CHARLOTTE VAN OVERBERGHE is a private limited company (BV).
- When was DOKTER CHARLOTTE VAN OVERBERGHE founded?
- DOKTER CHARLOTTE VAN OVERBERGHE was founded on 12-09-2025.
- Is DOKTER CHARLOTTE VAN OVERBERGHE still active?
- Yes, DOKTER CHARLOTTE VAN OVERBERGHE is an active enterprise in the KBO register.
- What is the turnover of DOKTER CHARLOTTE VAN OVERBERGHE?
- The turnover in financial year 2025 is ≈ €24,000. This figure is estimated from the gross margin of €3,757 and 48 comparable companies (NACE 86). It probably lies between €16,000 and €39,000. It is a rough estimate.Financials
- Is DOKTER CHARLOTTE VAN OVERBERGHE profitable?
- In financial year 2025, DOKTER CHARLOTTE VAN OVERBERGHE made a loss of €327.
- Where can I find the annual accounts of DOKTER CHARLOTTE VAN OVERBERGHE?
- DOKTER CHARLOTTE VAN OVERBERGHE filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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