époché

Active

Private limited companyfounded 2025incorporated this yearHorpmaalstraat(Horpm.) 8, 3870 Heers, BelgiumKBO/BCE: BE 1030.981.227

Summary

époché is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €7,064 and a net result of €4,364. Its solvency ranks better than 39% of 20346 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

épochéActiveChecked score 74/100

Risk analysis Report Compare

Activity

Specialist medical practice

NACE 86220

1 site

Size

€14,313total assets 2025

Equity: €7,064
Profit: €4,364

Turnover not published (abridged schema)

Financial health

74 Healthy Checked score 2025

Too young for a probability

Structure

Accounts filed 31 d late0 of 1 deed read

Why 74- Young companyFiled after the deadlineShow the evidence

Checked score

Score 2025

74 / 100

Healthy

Without a bankruptcy probability: score from the figures alone

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 74

equity 49.4% of total assets

Liquidity 48

short-term debt 50.6% · cash 18.9%

Profitability 100

return on assets 30.5%

Bankruptcy probability, 12 months

This company is younger than 12 months. There is no public track record yet to base a reliable estimate on, so we'd rather not show a number.

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 1.97; short-term debt: 50.6% and cash: 18.9% of total assets), but 50.6% of the assets are financed with debt.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Two signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

31 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-08-26 Annual accounts filedfiscal year 2025 · micro…

Key points

Caution: Among the weakest 11% on equitysector median €124,485 · 20,349 companies €7,064 View
Founded 10 months agofounded 01-12-2025 10 mo View
Total assets 2025first fiscal year filed €14,313 View