DOKTER BART DE SAEDELEER, PNEUMOLOOG
ActiveSummary
DOKTER BART DE SAEDELEER, PNEUMOLOOG has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €613k and a net result of €208k. Equity is growing by ~13.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency92▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 4.29 against 16.26 in 2024; short-term debt: 23.1% and cash: 49.8% of total assets), and 33% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67%
Return on assets
22.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
18 d early
2023
13 d early
2022
25 d early
2021
2 d late
2020
21 d late
2019
4 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€613k▼ 3.5%
2024 · €635k
2018: €306k
2019: €364k
2020: €282k
2021: €339k
2022: €372k
2023: €444k
2024: €635k
2018 → 2025
Total assets
€915k▲ 35.4%
2024 · €675k
2018: €319k
2019: €403k
2020: €341k
2021: €393k
2022: €396k
2023: €478k
2024: €675k
2018 → 2025
Net result
€208k▼ 16.4%
2024 · €249k
2018: €61k
2019: €137k
2020: €74k
2021: €104k
2022: €79k
2023: €156k
2024: €249k
2018 → 2025
Working capital
€695k▲ 11.3%
2024 · €625k
2018: €299k
2019: €352k
2020: €265k
2021: €325k
2022: €360k
2023: €434k
2024: €625k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€339k-€372k▲ 9.7%€444k▲ 19.3%€635k▲ 43.0%€613k▼ 3.5%
Operating result€145k-€111k▼ 23.5%€218k▲ 96.5%€356k▲ 63.0%€328k▼ 7.8%
Net result€104k-€79k▼ 24.1%€156k▲ 98.6%€249k▲ 59.1%€208k▼ 16.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €915k
Fixed assets
€8k ▼ 12.1%
Current assets
€906k ▲ 36.1%
Equity and liabilities €915k
Equity
€613k ▼ 3.5%
Provisions
€91k
Debt
€211k ▲ 416%
Debt's share of the balance-sheet total rises from 6.1% to 23.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€331k▼
2024 · €359k
Cash flow
€211k▼
2024 · €252k
Current ratio
4.29▼
2024 · 16.26
Debt to equity
0.34▲
2024 · 0.06
ROE
34.0%▼
2024 · 39.2%
ROA
22.7%▼
2024 · 36.8%
Interest coverage
386.89▼
2024 · 452.01
Debt ≤ 1 year
€211k▲
2024 · €41k
Income taxes
€122k▲
2024 · €111k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€675k€915k▲
Fixed assets21/28€9k€8k▼
Tangible fixed assets22/27€9k€8k▼
Land and buildings22€5k€4k▼
Plant, machinery and equipment23€4k€558▼
Furniture and vehicles24-€4k
Current assets29/58€666k€906k▲
Amounts receivable within one year40/41€21k€0▼
Trade receivables40€0-
Other amounts receivable41€21k€0▼
Current investments50/53€400k€450k▲
Cash at bank and in hand54/58€242k€455k▲
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€675k€915k▲
Equity10/15€635k€613k▼
Contributions10/11€20k€20k=
Reserves13€614k€592k▼
Distributable reserves133€614k€592k▼
Profit (loss) carried forward14€882€888▲
Provisions and deferred taxes16-€91k
Provisions for liabilities and charges160/5-€91k
Other liabilities and charges164/5-€91k
Amounts payable17/49€41k€211k▲
Amounts payable within one year42/48€41k€211k▲
Trade debts44€729€4k▲
Suppliers440/4€729€4k▲
Taxes, remuneration and social security45€35k€54k▲
Taxes450/3€31k€50k▲
Remuneration and social security454/9€4k€4k=
Other amounts payable47/48€5k€153k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€91k
Other operating charges640/8€668€688▲
Gross operating margin9900€360k€423k▲
Operating profit (loss)9901€356k€328k▼
Financial income75/76B€5k€3k▼
Recurring financial income75€5k€3k▼
Financial charges65/66B€795€856▲
Recurring financial charges65€795€856▲
Profit (loss) for the period before taxes9903€360k€330k▼
Income taxes67/77€111k€122k▲
Profit (loss) for the period9904€249k€208k▼
Profit (loss) for the period to be appropriated9905€249k€208k▼
Appropriation of the result
Profit (loss) to be appropriated9906€249k€209k▼
Profit (loss) brought forward from the previous period14P-€882
Transfer from equity791/2€58k€230k▲
Transfer to equity691/2€248k€208k▼
To other reserves6921€248k€208k▼
Profit to be distributed694/7€58k€230k▲
Return on contributions (dividend)694€58k€230k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €249k ▲59.1%
Operating result €356k, net result €249k, both a record.
31-12
Financial
Equity above €500kEq €635k ▲43%
7 profitable years in a row build equity to €635k.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 15.98
Current ratio from 7.06 to 15.98; short-term debt falls from €54k to €24k.
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
21-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 21 days late
2020
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 9 days late
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brakel · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neerstraat 649660 BrakelGround area
1,157 m²
Building footprint
496 m²
Volume, LiDAR
2,967 m³
Parcel 45028A0660/00N000, Flanders · tallest building 14.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Neerstraat 64, 9660 Brakel
since 20092.181.661.642
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45028A0660/00N000 | Flanders | 1,157 m² | 1 · 496 m² | 14.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 3,090 EUR awarded · 3,090 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,090 EUR | 3,090 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Recognitions · licences · registrations
Legal Entity Identifier
9845005D63CED6799161
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-08-2009
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.