DOCTEURS Ch. BAAR ET J. BAN
ActiveSummary
DOCTEURS Ch. BAAR ET J. BAN has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €248k and a net result of €73k. Equity is growing by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 55% of 19908 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
97
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability95=
Solvency97▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 3.01 against 1.78 in 2023; short-term debt: 26.7% and cash: 68.6% of total assets), and 28% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
22 d early
2023
27 d early
2022
27 d early
2021
5 d late
2020
37 d early
2019
11 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€248k▲ 40.0%
2023 · €177k
2018: €100k
2019: €125k
2020: €145k
2021: €73k
2022: €118k
2023: €177k
2018 → 2024
Total assets
€344k▲ 17.6%
2023 · €293k
2018: €279k
2019: €239k
2020: €246k
2021: €265k
2022: €260k
2023: €293k
2018 → 2024
Net result
€73k▲ 18.5%
2023 · €62k
2018: €41k
2019: €25k
2020: €20k
2021: €46k
2022: €44k
2023: €62k
2018 → 2024
Working capital
€185k▲ 115%
2023 · €86k
2018: €-64k
2019: €-33k
2020: €-8k
2021: €-76k
2022: €-10k
2023: €86k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€145k-€73k▼ 49.4%€118k▲ 60.2%€177k▲ 50.7%€248k▲ 40.0%
Operating result€30k-€62k▲ 105%€63k▲ 1.2%€86k▲ 37.3%€102k▲ 18.6%
Net result€20k-€46k▲ 127%€44k▼ 3.9%€62k▲ 39.3%€73k▲ 18.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 19% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €344k
Fixed assets
€68k ▼ 30.2%
Current assets
€277k ▲ 41.3%
Equity and liabilities €344k
Equity
€248k ▲ 40.0%
Debt
€96k ▼ 16.8%
Debt's share of the balance-sheet total falls from 39.5% to 28.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€136k▲
2023 · €120k
Cash flow
€107k▲
2023 · €95k
Current ratio
3.01▲
2023 · 1.78
Debt to equity
0.39▼
2023 · 0.65
ROE
29.4%▼
2023 · 34.8%
ROA
21.2%▲
2023 · 21.0%
Interest coverage
185.85▼
2023 · 198.03
Debt ≤ 1 year
€92k▼
2023 · €110k
Income taxes
€29k▲
2023 · €24k
Staff costs
€33k▼
2023 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet
Code20232024
Assets
Total assets20/58€293k€344k▲
Formation expenses20€0€0=
Fixed assets21/28€97k€68k▼
Intangible fixed assets21€90k€60k▼
Tangible fixed assets22/27€7k€8k▲
Plant, machinery and equipment23-€4k
Furniture and vehicles24€7k€4k▼
Current assets29/58€196k€277k▲
Amounts receivable within one year40/41€13k€21k▲
Trade receivables40€500-
Other amounts receivable41€13k€21k▲
Cash at bank and in hand54/58€175k€236k▲
Deferred charges and accrued income490/1€8k€20k▲
Equity and liabilities
Total equity and liabilities10/49€293k€344k▲
Equity10/15€177k€248k▲
Contributions10/11€19k€19k=
Reserves13€150k€222k▲
Distributable reserves133€150k€222k▲
Profit (loss) carried forward14€9k€8k▼
Amounts payable17/49€116k€96k▼
Amounts payable within one year42/48€110k€92k▼
Trade debts44€554€1k▲
Suppliers440/4€554€1k▲
Taxes, remuneration and social security45€14k€31k▲
Taxes450/3€9k€23k▲
Remuneration and social security454/9€4k€8k▲
Other amounts payable47/48€96k€60k▼
Accrued charges and deferred income492/3€6k€4k▼
Income statement
Code20232024
Remuneration, social security and pensions62€34k€33k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€34k▲
Other operating charges640/8€824€607▼
Gross operating margin9900€155k€170k▲
Operating profit (loss)9901€86k€102k▲
Financial charges65/66B€605€732▲
Recurring financial charges65€605€732▲
Profit (loss) for the period before taxes9903€86k€102k▲
Income taxes67/77€24k€29k▲
Profit (loss) for the period9904€62k€73k▲
Profit (loss) for the period to be appropriated9905€62k€73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€71k€82k▲
Profit (loss) brought forward from the previous period14P€9k€9k▼
Transfer to equity691/2€60k€72k▲
To other reserves6921€60k€72k▲
Profit to be distributed694/7€2k€2k=
Directors or managers695€2k€2k=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €73k ▲18.5%
Operating result €102k, net result €73k, both a record.
31-12
Financial
Equity above €200kEq €248k ▲40%
7 profitable years in a row build equity to €248k.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €177k ▲50.7%
6 profitable years in a row build equity to €177k.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €118k ▲60.2%
5 profitable years in a row build equity to €118k.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €20k ▼19.7%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
31-12
Financial
Equity above €100kEq €125k ▲25.3%
2 profitable years in a row build equity to €125k.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Chaîne 1304000 LiègeGround area
293 m²
Building footprint
33 m²
Volume, LiDAR
253 m³
Parcel 62812B1417/00T000, Wallonia · tallest building 8.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DOCTEURS Ch. BAAR ET J. BAN
since 20172.316.451.159
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62812B1417/00T000 | Wallonia | 292 m² | 1 · 33 m² | 8.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BENOBA-ARTS
BE 0801.431.519
Kontich · Eq €248,198
Dokter Hilde Verhaegen
BE 0899.849.204
Aalter · Eq €248,202
HUISARTS FRANCISKA DE SOMER
BE 0757.837.838
Aalst · Eq €247,966
DR. ANN MORTIER
BE 0898.194.759
Gavere · Eq €247,915
Dr. Sander Vrijens
BE 0740.823.939
Beringen · Eq €247,888
Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 5,307 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-07-2017
Fiscal year end31-12
Activities, NACEBEL 2025
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.