DOCTEUR GÉRALDINE JULÉMONT
ActiveSummary
The computed 12-month bankruptcy probability of DOCTEUR GÉRALDINE JULÉMONT is 3.1% (moderate). The 2024 annual accounts show equity of €192k and a net result of €91k. Equity is growing by ~81.2% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency89▲+30
Growth78=
Track record94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 0.57 in 2023; short-term debt: 36.3% and cash: 39.1% of total assets), and 36.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-05-2025, 73 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
73 d early
2023
78 d early
2022
32 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€91k▲ 11.7%
2023 · €82k
2022: €23k
2023: €82k
2022 → 2024
Working capital
€28k
2023 · €-88k
2022: €-197k
2023: €-88k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€23k-€104k▲ 361%€192k▲ 84.1%
Operating result€33k-€117k▲ 250%€125k▲ 7.2%
Net result€23k-€82k▲ 260%€91k▲ 11.7%
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 7% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €301k
Fixed assets
€164k ▼ 14.5%
Current assets
€137k ▲ 16.5%
Equity and liabilities €301k
Equity
€192k ▲ 84.1%
Debt
€109k ▼ 46.8%
Debt's share of the balance-sheet total falls from 66.3% to 36.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€153k▲
2023 · €145k
Cash flow
€119k▲
2023 · €109k
Current ratio
1.25▲
2023 · 0.57
Debt to equity
0.57▼
2023 · 1.97
ROE
47.5%▼
2023 · 78.3%
ROA
30.3%▲
2023 · 26.4%
Interest coverage
23.76▼
2023 · 199.56
Debt ≤ 1 year
€109k▼
2023 · €205k
Income taxes
€28k▼
2023 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet
Code20232024
Assets
Total assets20/58€310k€301k▼
Fixed assets21/28€192k€164k▼
Intangible fixed assets21€184k€162k▼
Tangible fixed assets22/27€8k€2k▼
Furniture and vehicles24€8k€2k▼
Current assets29/58€117k€137k▲
Amounts receivable within one year40/41€181€13k▲
Other amounts receivable41€181€13k▲
Cash at bank and in hand54/58€106k€118k▲
Deferred charges and accrued income490/1€11k€6k▼
Equity and liabilities
Total equity and liabilities10/49€310k€301k▼
Equity10/15€104k€192k▲
Contributions10/11€5k€5k=
Reserves13€99k€187k▲
Distributable reserves133€99k€187k▲
Amounts payable17/49€205k€109k▼
Amounts payable within one year42/48€205k€109k▼
Trade debts44€453€5k▲
Suppliers440/4€453€5k▲
Taxes, remuneration and social security45€14k€7k▼
Taxes450/3€11k€4k▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€191k€97k▼
Accrued charges and deferred income492/3€115-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k=
Other operating charges640/8€2k€1k▼
Gross operating margin9900€147k€155k▲
Operating profit (loss)9901€117k€125k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€726€6k▲
Recurring financial charges65€726€6k▲
Profit (loss) for the period before taxes9903€116k€119k▲
Income taxes67/77€35k€28k▼
Profit (loss) for the period9904€82k€91k▲
Profit (loss) for the period to be appropriated9905€82k€91k▲
Appropriation of the result
Profit (loss) to be appropriated9906€82k€91k▲
Transfer to equity691/2€82k€88k▲
To other reserves6921€82k€88k▲
Profit to be distributed694/7-€3k
Return on contributions (dividend)694-€3k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2022net €91k ▲11.7%
Operating result €125k, net result €91k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.25
Current ratio from 0.57 to 1.25; short-term debt falls from €205k to €109k.
31-12
Financial
Equity above €150kEq €192k ▲84.1%
3 profitable years in a row build equity to €192k.
14-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €100kEq €104k ▲361%
2 profitable years in a row build equity to €104k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soumagne · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Coteaux(AYE) 34630 SoumagneGround area
1,390 m²
Building footprint
123 m²
Volume, LiDAR
728 m³
2 parcels, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DOCTEUR GÉRALDINE JULÉMONT
since 20222.331.342.837
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62008D0111/00C000 | Wallonia | 837 m² | 1 · 123 m² | 7.5 m · 2 fl. |
| 62113A0664/00V000 | Wallonia | 553 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900HULALH7ZYSMO88
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-05-2022
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:geraldine.julemont@hotmail.com