Docteur Franky D’Argent
ActiveSummary
Docteur Franky D’Argent has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €133k and a net result of €31k. Equity is growing by ~34.6% per year across the filed fiscal years. Its solvency ranks better than 71% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-7
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 5.29 against 7.21 in 2024; short-term debt: 18.3% and cash: 24.9% of total assets), and 18.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.7%
Return on assets
19.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
14 d early
2024
2 d early
2023
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€133k▲ 31.0%
2024 · €101k
2023: €63k
2024: €101k
2023 → 2025
Total assets
€162k▲ 36.9%
2024 · €119k
2023: €124k
2024: €119k
2023 → 2025
Net result
€31k▼ 18.8%
2024 · €39k
2023: €62k
2024: €39k
2023 → 2025
Working capital
€127k▲ 29.1%
2024 · €99k
2023: €62k
2024: €99k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€63k-€101k▲ 61.9%€133k▲ 31.0%
Operating result€84k-€54k▼ 35.5%€42k▼ 22.2%
Net result€62k-€39k▼ 37.1%€31k▼ 18.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 22% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €162k
Fixed assets
€5k ▲ 32.7%
Current assets
€157k ▲ 37.1%
Equity and liabilities €162k
Equity
€133k ▲ 31.0%
Debt
€30k ▲ 71.5%
Debt's share of the balance-sheet total rises from 14.6% to 18.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€44k▼
2024 · €56k
Cash flow
€33k▼
2024 · €40k
Current ratio
5.29▼
2024 · 7.21
Debt to equity
0.22▲
2024 · 0.17
ROE
23.7%▼
2024 · 38.2%
ROA
19.3%▼
2024 · 32.6%
Interest coverage
179.84▼
2024 · 236.00
Debt ≤ 1 year
€30k▲
2024 · €16k
Income taxes
€12k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€119k€162k▲
Fixed assets21/28€4k€5k▲
Tangible fixed assets22/27€4k€5k▲
Plant, machinery and equipment23€745€3k▲
Furniture and vehicles24€3k€3k▼
Current assets29/58€115k€157k▲
Amounts receivable after more than one year29-€18k
Other amounts receivable291-€18k
Amounts receivable within one year40/41€70k€97k▲
Trade receivables40€57k€49k▼
Other amounts receivable41€13k€48k▲
Cash at bank and in hand54/58€44k€40k▼
Deferred charges and accrued income490/1€686€2k▲
Equity and liabilities
Total equity and liabilities10/49€119k€162k▲
Equity10/15€101k€133k▲
Contributions10/11€1k€1k=
Reserves13€100k€132k▲
Distributable reserves133€100k€132k▲
Amounts payable17/49€17k€30k▲
Amounts payable within one year42/48€16k€30k▲
Trade debts44€378€2k▲
Suppliers440/4€378€2k▲
Taxes, remuneration and social security45€16k€28k▲
Taxes450/3€16k€28k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€2k€110▼
Gross operating margin9900€57k€44k▼
Operating profit (loss)9901€54k€42k▼
Financial income75/76B€3€2k▲
Recurring financial income75€3€2k▲
Financial charges65/66B€236€245▲
Recurring financial charges65€236€245▲
Profit (loss) for the period before taxes9903€54k€44k▼
Income taxes67/77€16k€12k▼
Profit (loss) for the period9904€39k€31k▼
Profit (loss) for the period to be appropriated9905€39k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€31k▼
Transfer to equity691/2€39k€31k▼
To other reserves6921€39k€31k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €31k ▼18.8%
Net result drops to €31k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 7.21
Current ratio from 2.05 to 7.21; short-term debt falls from €60k to €16k.
31-12
Financial
Equity above €100kEq €101k ▲61.9%
2 profitable years in a row build equity to €101k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Comines-Warneton · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Houthemstraat(KOM) 107780 Comines-WarnetonGround area
976 m²
Building footprint
83 m²
Volume, LiDAR
818 m³
Parcel 54002C0226/00E004, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Docteur Franky D’Argent
since 20232.341.176.756
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54002C0226/00E004 | Wallonia | 976 m² | 1 · 83 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DOCTEUR ELISE LECHANTRE
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Medisch Kabinet Cosmas
BE 0732.603.287
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DOKTER KARL THEERENS
BE 0457.957.487
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DR. KATHLEEN SWERTS
BE 0713.817.060
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Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 5,439 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.