DOCTEUR CECILE LAMBERMONT - CHIRURGIE DE LA MAIN
ActiveSummary
DOCTEUR CECILE LAMBERMONT - CHIRURGIE DE LA MAIN has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100 and a net result of €79k. Equity is shrinking by ~65.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency25=
Growth61=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.1%
Return on assets
80%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
45 d early
2023
54 d early
2022
61 d early
2021
52 d early
2020
39 d early
2019
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€303k▲ 36.7%
2020 · €221k
2019: €247k
2020: €221k
2019 → 2021
EBIT margin
58.3%▲ 20.1pp
2020 · 38.2%
2019: 43.6%
2020: 38.2%
2019 → 2021
Net result
€79k▼ 11.4%
2024 · €89k
2018: €76k
2019: €80k
2020: €64k
2021: €133k
2022: €89k
2023: €76k
2024: €89k
2018 → 2025
Working capital
€-13k▲ 68.5%
2024 · €-41k
2018: €36k
2019: €14k
2020: €-32k
2021: €-28k
2022: €-27k
2023: €-48k
2024: €-41k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€303k-
Equity€20k-€20k=€100▼ 99.5%€100=€100=
Operating result€177k-€118k▼ 33.5%€100k▼ 14.7%€120k▲ 19.4%€99k▼ 17.4%
Net result€133k-€89k▼ 33.0%€76k▼ 14.8%€89k▲ 17.4%€79k▼ 11.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets
€13k ▼ 69.9%
Current assets
€86k ▲ 16.3%
Equity and liabilities €99k
Equity
€100 =
Debt
€98k ▼ 15.4%
Debt's share of the balance-sheet total stays at 99.9%.
Key figures and ratios
EBITDA
€129k▼
2024 · €148k
Cash flow
€109k▼
2024 · €117k
Current ratio
0.87▲
2024 · 0.65
ROA
80.0%▲
2024 · 76.4%
Interest coverage
48.36▲
2024 · 39.79
Debt ≤ 1 year
€98k▼
2024 · €114k
Income taxes
€18k▼
2024 · €27k
Equity ratios withheld: equity of €100 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€116k€99k▼
Fixed assets21/28€43k€13k▼
Intangible fixed assets21€25k-
Tangible fixed assets22/27€17k€13k▼
Plant, machinery and equipment23€9k€8k▼
Furniture and vehicles24€6k€3k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€74k€86k▲
Amounts receivable within one year40/41€38k€53k▲
Other amounts receivable41€38k€53k▲
Cash at bank and in hand54/58€32k€30k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€116k€99k▼
Equity10/15€100€100=
Contributions10/11€100€100=
Amounts payable17/49€116k€98k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€114k€98k▼
Current portion of amounts payable after more than one year42€11k-
Trade debts44€2k€436▼
Suppliers440/4€2k€436▼
Taxes, remuneration and social security45€1k€0▼
Taxes450/3€1k-
Remuneration and social security454/9€0-
Other amounts payable47/48€100k€98k▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€113k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€30k▲
Other operating charges640/8€2k€532▼
Gross operating margin9900€149k€129k▼
Operating profit (loss)9901€120k€99k▼
Financial income75/76B€252€148▼
Recurring financial income75€252€148▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€116k€96k▼
Income taxes67/77€27k€18k▼
Profit (loss) for the period9904€89k€79k▼
Profit (loss) for the period to be appropriated9905€89k€79k▼
Appropriation of the result
Profit (loss) to be appropriated9906€89k€79k▼
Profit to be distributed694/7€89k€79k▼
Return on contributions (dividend)694€89k€79k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €133k ▲108%
Operating result €177k, net result €133k, both a record.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €64k ▼20.3%
Net result drops to €64k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nandrin · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin du Meunier 244550 NandrinGround area
3,273 m²
Building footprint
417 m²
Parcel 61043D0047/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
DOCTEUR CECILE LAMBERMONT - CHIRURGIE DE LA MAIN
since 20152.302.631.926
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61043D0047/00A000 | Wallonia | 3,273 m² | 1 · 417 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2015
Fiscal year end31-12
Abbreviation FR
CLCM
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.