DOC ACL
ActiveSummary
DOC ACL has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €280,029 and a net result of €42,988. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 50% of 19923 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability55▼-24
Solvency93▼-7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23,000 at 30 days acceptable
Liquidity ample (current ratio 4.08 against 6.05 in 2023; short-term debt: 23.3% and cash: 75.2% of total assets), and 32% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
2 d late
2022
23 d late
2021
30 d late
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€280,029▼ 0.6%
2023 · €281,841
Total assets
€411,995▲ 9.7%
2023 · €375,716
Net result
€42,988▲ 42.8%
2023 · €30,110
Working capital
€295,492▲ 6.3%
2023 · €278,087
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€81,602▲ 30.6%€102,340▲ 25.4%€82,953▼ 18.9%€55,524▼ 33.1%€106,200▲ 91.3%
Net result€59,075within the sector's middle half▲ 31.8%€73,991within the sector's middle half▲ 25.2%€59,606within the sector's middle half▼ 19.4%€30,110within the sector's middle half▼ 49.5%€42,988within the sector's middle half▲ 42.8%
Equity€189,115within the sector's middle half▲ 45.4%€242,826within the sector's middle half▲ 28.4%€282,232within the sector's middle half▲ 16.2%€281,841within the sector's middle half▼ 0.1%€280,029within the sector's middle half▼ 0.6%
Total assets€263,896within the sector's middle half▲ 43.6%€303,341within the sector's middle half▲ 14.9%€329,129within the sector's middle half▲ 8.5%€375,716within the sector's middle half▲ 14.2%€411,995within the sector's middle half▲ 9.7%
Debt€74,780▲ 39.1%€60,515▼ 19.1%€46,897▼ 22.5%€58,613▲ 25.0%€95,823▲ 63.5%
Working capital€107,104within the sector's middle half▲ 95.5%€172,070within the sector's middle half▲ 60.7%€227,863within the sector's middle half▲ 32.4%€278,087above the sector's middle half▲ 22.0%€295,492above the sector's middle half▲ 6.3%
Solvency71.7%within the sector's middle half▲ 0.9pp80.1%within the sector's middle half▲ 8.4pp85.8%above the sector's middle half▲ 5.7pp75.0%within the sector's middle half▼ 10.7pp68.0%within the sector's middle half▼ 7.0pp
Current ratio2.93within the sector's middle half▲ 0.914.70within the sector's middle half▲ 1.776.98above the sector's middle half▲ 2.286.05within the sector's middle half▼ 0.934.08within the sector's middle half▼ 1.97
Return on assets (ROA)22.4%within the sector's middle half▼ 2.0pp24.4%within the sector's middle half▲ 2.0pp18.1%within the sector's middle half▼ 6.3pp8.0%below the sector's middle half▼ 10.1pp10.4%within the sector's middle half▲ 2.4pp
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 91% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €411,995
Fixed assets
€20,681 ▼ 51.4%
Current assets
€391,315 ▲ 17.5%
Equity and liabilities €411,995
Equity
€280,029 ▼ 0.6%
Provisions
€36,143 ▲ 2.5%
Debt
€95,823 ▲ 63.5%
Debt's share of the balance-sheet total rises from 15.6% to 23.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€128,071▲
2023 · €77,340
Cash flow
€64,859▲
2023 · €51,926
Debt to equity
0.34▲
2023 · 0.21
ROE
15.4%▲
2023 · 10.7%
Interest coverage
2.78▼
2023 · 16.88
Debt ≤ 1 year
€95,823▲
2023 · €55,077
Income taxes
€17,188▼
2023 · €20,832
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,561 | €21,082 | €21,602 | €21,816 | €21,871 | ▲ 0.3% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | €35,261 | €882 | ▼ 97.5% |
| Other operating charges640/8 | - | €619 | €629 | €409 | €387 | ▼ 5.4% |
| Gross operating margin9900 | €100,310 | €124,041 | €105,184 | €113,011 | €129,340 | ▲ 14.4% |
| Operating profit (loss)9901 | €81,602 | €102,340 | €82,953 | €55,524 | €106,200 | ▲ 91.3% |
| Financial income75/76B | - | €0 | - | - | €3 | - |
| Recurring financial income75 | €0 | €0 | - | - | €3 | - |
| Financial charges65/66B | - | €352 | €275 | €4,583 | €46,028 | ▲ 904% |
| Recurring financial charges65 | €339 | €352 | €275 | €4,583 | €46,028 | ▲ 904% |
| Profit (loss) for the period before taxes9903 | €81,263 | €101,988 | €82,678 | €50,941 | €60,175 | ▲ 18.1% |
| Income taxes67/77 | €22,188 | €27,997 | €23,072 | €20,832 | €17,188 | ▼ 17.5% |
| Profit (loss) for the period9904 | €59,075 | €73,991 | €59,606 | €30,110 | €42,988 | ▲ 42.8% |
| Profit (loss) for the period to be appropriated9905 | €59,075 | €73,991 | €59,606 | €30,110 | €42,988 | ▲ 42.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €263,896 | €303,341 | €329,129 | €375,716 | €411,995 | ▲ 9.7% |
| Fixed assets21/28 | €101,194 | €84,771 | €63,168 | €42,551 | €20,681 | ▼ 51.4% |
| Intangible fixed assets21 | €58,755 | €47,004 | €35,253 | €23,502 | €11,751 | ▼ 50.0% |
| Tangible fixed assets22/27 | €41,439 | €36,767 | €26,916 | €18,050 | €7,930 | ▼ 56.1% |
| Furniture and vehicles24 | - | €36,767 | €26,916 | €18,050 | €7,930 | ▼ 56.1% |
| Financial fixed assets28 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Current assets29/58 | €162,702 | €218,571 | €265,961 | €333,165 | €391,315 | ▲ 17.5% |
| Amounts receivable within one year40/41 | €6,795 | €7,020 | €6,308 | €13,888 | €19,999 | ▲ 44.0% |
| Trade receivables40 | - | €7,020 | €1,380 | €9,420 | €2,819 | ▼ 70.1% |
| Other amounts receivable41 | - | - | €4,928 | €4,468 | €17,180 | ▲ 285% |
| Current investments50/53 | - | - | €2,500 | €27,500 | €57,500 | ▲ 109% |
| Cash at bank and in hand54/58 | €153,143 | €209,742 | €253,371 | €285,513 | €309,744 | ▲ 8.5% |
| Deferred charges and accrued income490/1 | - | €1,809 | €3,782 | €6,263 | €4,072 | ▼ 35.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €263,896 | €303,341 | €329,129 | €375,716 | €411,995 | ▲ 9.7% |
| Equity10/15 | €189,115 | €242,826 | €282,232 | €281,841 | €280,029 | ▼ 0.6% |
| Contributions10/11 | - | €12,400 | €12,400 | €14,260 | €14,260 | = |
| Reserves13 | €175,935 | €230,426 | €269,832 | €267,581 | €265,769 | ▼ 0.7% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €228,566 | €267,972 | €267,581 | €265,769 | ▼ 0.7% |
| Profit (loss) carried forward14 | €780 | - | - | - | - | - |
| Provisions and deferred taxes16 | - | - | - | €35,261 | €36,143 | ▲ 2.5% |
| Provisions for liabilities and charges160/5 | - | - | - | €35,261 | €36,143 | ▲ 2.5% |
| Other liabilities and charges164/5 | - | - | - | €35,261 | €36,143 | ▲ 2.5% |
| Amounts payable17/49 | €74,780 | €60,515 | €46,897 | €58,613 | €95,823 | ▲ 63.5% |
| Amounts payable after more than one year17 | €19,183 | €14,015 | €8,800 | €3,536 | - | - |
| Financial debts170/4 | - | €14,015 | €8,800 | €3,536 | - | - |
| Amounts payable within one year42/48 | €55,597 | €46,500 | €38,098 | €55,077 | €95,823 | ▲ 74.0% |
| Current portion of amounts payable after more than one year42 | - | €5,168 | €5,216 | €5,264 | €3,536 | ▼ 32.8% |
| Financial debts43 | - | €568 | - | €568 | - | - |
| Credit institutions430/8 | - | €568 | - | €568 | - | - |
| Trade debts44 | €930 | €1,620 | €568 | €37 | €568 | ▲ 1,422% |
| Suppliers440/4 | - | €1,620 | €568 | €37 | €568 | ▲ 1,422% |
| Taxes, remuneration and social security45 | - | €9,207 | €1,010 | €1,525 | €2,778 | ▲ 82.2% |
| Taxes450/3 | - | €9,207 | €1,010 | €1,525 | €2,778 | ▲ 82.2% |
| Other amounts payable47/48 | - | €29,939 | €31,304 | €47,684 | €88,941 | ▲ 86.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €59,075 | €73,991 | €59,606 | €30,110 | €42,988 | ▲ 42.8% |
| + Depreciation and write-downs630 | €15,561 | €21,082 | €21,602 | €21,816 | €21,871 | ▲ 0.3% |
| Operating cash flow (approximation) | €74,636 | €95,072 | €81,208 | €51,926 | €64,859 | ▲ 24.9% |
| Investment in fixed assets (approximation) | - | -€4,658 | €0 | -€1,199 | €0 | ▲ 100% |
| Change in cash | - | €56,599 | €43,629 | €32,143 | €24,231 | ▼ 24.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
31-12
Financial
Weakest financial yearnet €30,110 ▼49.5%
Net result drops to €30,110, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €73,991 ▲25.2%
Net result €73,991, the highest in the series.
31-12
Financial
Equity above €200,000Eq €242,826 ▲28.4%
4 profitable years in a row build equity to €242,826.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Equity above €150,000Eq €189,115 ▲45.4%
3 profitable years in a row build equity to €189,115.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 2.02
Current ratio from 0.99 to 2.02; short-term debt falls from €81,432 to €53,750.
31-12
Financial
Equity above €100,000Eq €130,040 ▲52.6%
2 profitable years in a row build equity to €130,040.
Show earlier events
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
15-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2016
Ground area
689 m²
Building footprint
202 m²
Volume, LiDAR
1,397 m³
2 parcels, Brussels, Wallonia · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
DOC ACL
since 20162.249.761.184
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25014N0790/00D007 | Wallonia | 442 m² | 1 · 94 m² | - |
| 21526D0083/02F003 | Brussels | 246 m² | 1 · 108 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845004C73F7695FE424
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Of 9,128 companies in sector 86210 we hold annual accounts for 6,335. 5,254 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-01-2016
Fiscal year end31-12
Activities, NACEBEL 2025
86210General medical practice
E-invoicing
Reachable via Peppol
Peppol ID
0208:0646978122
Also
9925:BE0646978122
Registered
24-11-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.