Skip to content

DOBRA CONSTRUCT

Active
Private limited companyfounded 2024active for 2 yearsLambermontlaan 136, 1030 Schaarbeek, BelgiumKBO/BCE: BE 1005.689.268
Summary

The computed 12-month bankruptcy probability of DOBRA CONSTRUCT is 5.4% (elevated). The 2025 annual accounts show equity of €9,951 and a net result of €496. Its solvency ranks better than 52% of 9,368 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
≈ €28,000turnover 2025, estimated
Equity
€9,951
Profit
€496
Turnover estimated from the gross margin
Financial health
36 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.4%
Structure
2025 accounts filed 31 days late
Why 36raises riskFounded in 2024Sector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €22,275lowers riskFigures for financial year 2025 (filed 09-09-2026)Show the evidence

Checked score

Score 2025
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 35% of its sector peers (NACE 41, micro)
Financial strength
Average
Solvency 70
equity 44.7% of total assets
Liquidity 31
short-term debt 55.3% · cash 7.2%
Profitability 43
return on assets 2.2%
Bankruptcy probability, 12 months
5.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,448 companies, NACE 41, micro)
Last 24 months 03-2025: 3.7%lowest value 04-2025: 3.8%▲ +0.1 percentage points vs 03-2025 05-2025: 3.9%▲ +0.1 percentage points vs 04-2025 06-2025: 4.3%▲ +0.4 percentage points vs 05-2025 07-2025: 7.3%▲ +3.0 percentage points vs 06-2025 08-2025: 7.8%▲ +0.5 percentage points vs 07-2025 09-2025: 8.1%▲ +0.3 percentage points vs 08-2025 10-2025: 8.1%● unchanged vs 09-2025 11-2025: 7.9%▼ -0.2 percentage points vs 10-2025 12-2025: 8.0%▲ +0.1 percentage points vs 11-2025 01-2026: 8.3%▲ +0.3 percentage points vs 12-2025 02-2026: 8.4%▲ +0.1 percentage points vs 01-2026highest value 03-2026: 8.4%● unchanged vs 02-2026highest value 04-2026: 8.4%● unchanged vs 03-2026highest value 05-2026: 8.4%● unchanged vs 04-2026highest value 06-2026: 8.4%● unchanged vs 05-2026highest value 07-2026: 8.4%● unchanged vs 06-2026highest value 08-2026: 8.4%● unchanged vs 07-2026highest value 09-2026: 5.4%▼ -3.0 percentage points vs 08-2026 10-2026: 5.4%● unchanged vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 1.8, above the usual 1.5; short-term debt: 55.3% and cash: 7.2% of total assets), but 55.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 53% on solvency, 26% on liquidity and 25% on profitability.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Size: total assets €22,275
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 09-09-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
31 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered officeRegistered-office move
  3. Resignation: KACZOR Elzbieta (director)Gazette deed

Financials · financial year 2025, micro format

2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00508334.

Turnover
≈ €28,000
Estimated: probably between €14,000 and €50,000
Total assets
€22,275
Net result
€496
Working capital
€9,872

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €22,275
Fixed assets €79
Current assets €22,196
Equity and liabilities €22,275
Equity €9,951
Debt €12,324
Debt finances 55.3% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.80
Quick ratio
1.80
Debt to equity
1.24
ROE
5.0%
ROA
2.2%
Debt ≤ 1 year
€12,324
Income taxes
€173

Peer companies

Historical observation

Of the 2,546 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 94.3% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
2.3% went bankrupt
3.2% stopped otherwise
94.3% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 5.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,546 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet Code2025
Assets
Total assets20/58€22,275
Fixed assets21/28€79
Financial fixed assets28€79
Current assets29/58€22,196
Stocks and contracts in progress3€23
Stocks30/36€23
Amounts receivable within one year40/41€19,763
Trade receivables40€18,948
Other amounts receivable41€815
Cash at bank and in hand54/58€1,610
Deferred charges and accrued income490/1€801
Equity and liabilities
Total equity and liabilities10/49€22,275
Equity10/15€9,951
Contributions10/11€3,000
Profit (loss) carried forward14€6,951
Amounts payable17/49€12,324
Amounts payable within one year42/48€12,324
Trade debts44€9,710
Suppliers440/4€9,710
Taxes, remuneration and social security45€1,081
Taxes450/3€1,081
Other amounts payable47/48€1,533
Income statement Code2025
Other operating charges640/8€1,495
Gross operating margin9900€2,309
Operating profit (loss)9901€815
Financial charges65/66B€145
Recurring financial charges65€145
Profit (loss) for the period before taxes9903€669
Income taxes67/77€173
Profit (loss) for the period9904€496
Profit (loss) for the period to be appropriated9905€496
Appropriation of the result
Profit (loss) to be appropriated9906€6,951
Profit (loss) brought forward from the previous period14P€6,455

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€1,495
Gross operating margin9900€2,309
Operating profit (loss)9901€815
Financial charges65/66B€145
Recurring financial charges65€145
Profit (loss) for the period before taxes9903€669
Income taxes67/77€173
Profit (loss) for the period9904€496
Profit (loss) for the period to be appropriated9905€496
Line2025
Assets
Total assets20/58€22,275
Fixed assets21/28€79
Financial fixed assets28€79
Current assets29/58€22,196
Stocks and contracts in progress3€23
Stocks30/36€23
Amounts receivable within one year40/41€19,763
Trade receivables40€18,948
Other amounts receivable41€815
Cash at bank and in hand54/58€1,610
Deferred charges and accrued income490/1€801
Equity and liabilities
Total equity and liabilities10/49€22,275
Equity10/15€9,951
Contributions10/11€3,000
Profit (loss) carried forward14€6,951
Amounts payable17/49€12,324
Amounts payable within one year42/48€12,324
Trade debts44€9,710
Suppliers440/4€9,710
Taxes, remuneration and social security45€1,081
Taxes450/3€1,081
Other amounts payable47/48€1,533
Line2025
Profit (loss) for the period9904€496
Operating cash flow (approximation)€496

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 31-08-2026 2026-00508334

Similar companies · same sector, comparable size

Of the 29,223 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,403. 9,603 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
DOBRA Blenard
Director (not named in the articles) · since 08-02-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

2 people since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
DOBRA Blenard
  • Director (not named in the articles), from 08-02-2024 to date
KACZOR Elzbieta
  • Director (not named in the articles), from 08-02-2024 to 02-05-2024
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 08-02-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 08-02-2024 Incorporation · €3,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

DOBRA CONSTRUCT was incorporated on 6 February 2024 as a private limited company by one natural person, with a starting capital of €3,000.12 The registered office was moved to schaerbeek in 2025.3 Since 2024, DOBRA Blenard has served as director of the company.2

  1. 1KBO register
  2. 2Belgian Official Gazette, 08-02-2024
  3. 3Belgian Official Gazette, 16-06-2025

Acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 31 days late
2025
16-06
Gazette deed Registered office
Registered-office move3 facts ▸
  • General meeting, 12-05-2025
  • Registered-office move, boulevard Lambermont 136, 1030 schaerbeek
  • Other provision, “liste de présences et signatures” (deed in French)
2024
02-05
Gazette deed Resignation: KACZOR Elzbieta (director)
3 facts ▸
  • General meeting, “extraordinaire, siègesocial” (deed in French)
  • Director resignation, KACZOR Elzbieta (director)
  • Other provision, “signataire, listedprésencesetsignatures” (deed in French) (2 times)
08-02
Gazette deed Incorporation
Appointments: DOBRA Blenard (director) and KACZOR Elzbieta (director) · Founder · Founding capital16 facts ▸
  • Incorporation, 05-02-2024
  • Founder, DOBRA Blenard
  • Other provision, “lecture de l'acte” (deed in French)
  • Other provision, 03-02-2024
  • Founding capital, €3,000
  • Other provision, “avantages particuliers, fondateur ou personne ayant participé à la constitution” (deed in French)
  • Other provision, “arrêt des statuts” (deed in French)
  • Capital
  • Other provision, “accès à la profession – autorisations préalables, comparants reconnaissent information par notaire sur autorisations,licences ou conditions éventuelles selon rè…” (deed in French)
  • General meeting, “société constituée,même contexte, première assemblée générale de la Société à Responsabilité Limitée DOBRA CONSTRUCT” (deed in French)
  • Board rule, 1
  • Director appointment, DOBRA Blenard (director (not named in the articles))
  • +4 further facts in this act
Gazette deedNBB filing
3 of 3 deeds read

Register details

Identification
Legal formPrivate limited company
Founded06-02-2024
Financial year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43910Bricklaying and masonry work
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1005689268
Also 9925:BE1005689268
Registered 08-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 31 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1005.689.268

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
401 m²
Building footprint
156 m²
Building volume
3,260 m³
Parcel 21902A0424/00A003, Brussels · tallest building 27.6 m. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
DOBRA CONSTRUCT
Lambermontlaan 136, 1030 SchaarbeekGeneral construction of residential buildings
since 2024unit no. 2.357.881.344
1 parcel
Brussels 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
21902A0424/00A003 Brussels 401 m² 1 · 156 m² 27.6 m · 8
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Tous les travaux de construction de bâtiments résidentiels et non résidentiels, la construction de gros oeuvres, la transformation, la…” (deed in French)
34 activities (deed in French)
  1. Tous les travaux de construction de bâtiments résidentiels et non résidentiels, la construction de gros oeuvres, la transformation, la rénovation et la démolition de bâtiments et la rénovation intérieure
  2. L’exécution de tous travaux de gros oeuvres pour le bâtiment: plâtrerie, maçonnerie et rejointoiement, coffrage, pose de carrelages en céramique, en béton ou en pierre de taille, pose de revêtement en bois, pose de papiers peints et de revêtement des murs et des sols en d’autres matériaux (moquettes, linoléum …), peinture, vitrerie, travaux de couverture, travaux d’étanchéification des murs, pose de chapes
  3. Les travaux de terrassement: creusement, comblement, nivellement de chantiers de construction, ouverture de tranchées, dérochement, destruction à l’explosif, …
  4. Les travaux de plomberie tels que: le nettoyage et le débouchage de tuyaux d’écoulement dans des bâtiments; l’installation dans des bâtiments ou d’autres projets de construction de plomberie et appareils sanitaires, conduites de gaz sauf pour les systèmes de chauffage au gaz, conduite d’eau dans les locaux, conduites de distribution de vapeur, installations d’extinction automatique d’incendie, systèmes d’arrosage automatique des pelouses
  5. L’installation de chauffage, de ventilation et de conditionnement d’air
  6. Les travaux d’installation électrotechniques dans des bâtiments de câbles et appareils électriques, câbles de télécommunications, câblage de réseau informatique et de télévision par câble y compris les fibres optiques, paraboles, installations d’éclairage, capteurs électriques d’énergie solaire, systèmes électriques d’alarme sans surveillance comme les alarmes incendie et les alarmes contre les effractions
  7. La connexion d’appareils électriques et d’électroménagers
  8. L’installation de systèmes de chauffage électriques par panneau rayonnant
  9. Les travaux d’isolation
  10. La réparation et l’entretien de chaudières, de brûleurs et de poêles à mazout, des gaines de ventilation et des dispositifs d’évacuation de fumées
  11. Le ramonage et le tubage des cheminées
  12. Le ravalement des façades, le nettoyage à la vapeur, le sablage
  13. Le déblayage des chantiers
  14. Le drainage des chantiers de construction
  15. Les forages d’essai, les sondages d’essai et les carottages pour la construction ainsi que pour les études géophysiques, géologiques et similaires
  16. L’exécution de forages horizontaux pour le passage de câbles ou de canalisations
  17. L’importation et l’exportation de tous appareils, articles, matériels et accessoires sanitaires, de plomberie, de chauffage, de climatisation
  18. L’import et l’export de tous matériaux de construction
  19. Le transport de personnes avec le service UBER
  20. L’exploitation des sociétés de taxis, le transport de voyageurs par taxis
  21. Le transport rémunéré de personnes par véhicules automobiles
  22. La location de limousines
  23. L’exploitation de centrales d’appels pour taxis
  24. Autres transports terrestres de voyageurs
  25. Les services auxiliaires des transports terrestres
  26. Tout ce qui se rattache au transport, national et international, terrestre, maritime et aérien de tous biens et marchandises
  27. Le transport de divers produits et marchandises par camion
  28. L’exploitation de sociétés de transport, les messageries et le transport du courrier
  29. Le transport de courrier express
  30. Le transport de colis
  31. L’enlèvement de marchandises et le groupage d’envois individuels pour l’expédition, la distribution et la livraison des marchandises à l’arrivée
  32. Le déménagement, la location de matériel de levage, la location de lifts, le transport de meubles et de marchandises, la location de véhicules utilitaires ou privés (tels que camions, camionnettes, …), les prestations de service en matière d’emballages, l’entreposage de meubles et de marchandises, les services de garde-meubles
  33. Le transport et la livraison à domicile de tous produits généralement quelconques, périssables et non périssables, l’enlèvement, le stockage, la répartition de tous produits généralement quelconques et non périssables
  34. Le transport logistique

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
DOBRA CONSTRUCT
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région bruxelloise, sièges administratifs, agences, ateliers, dépôts et succursales, Belgique et étranger” (deed in French)

deed of 08-02-2024

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Avec ou sans limitation de durée, organe d'administration” (deed in French)
“Mandat exercé gratuitement ou non, portée aux frais généraux” (deed in French)

deed of 08-02-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
One provision in the deed
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Moitié cédant moitié acquéreurs, actions dont cession proposée” (deed in French)

deed of 08-02-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Décision assemblée générale formes modifications statuts” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Désigner un ou plusieurs liquidateurs,déterminer pouvoirs et émoluments, administrateurs en fonction désignés comme liquidateurs si aucun…” (deed in French)

deed of 08-02-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Appels de fonds, actionnaire unique-administrateur” (deed in French)
Other provision: “Droit de préférence pour actions nouvelles à souscrire en numéraire, courrier électronique” (deed in French)
Other provision: “Indivisibilité des titres, titres indivisibles” (deed in French)
Other provision: “Assemblée générale - tenue et convocation, peut renoncer à la convocation” (deed in French)
Other provision: “Assemblée générale – présidence,secrétaire,procès-verbaux, administrateur,à défaut actionnaire détenant le plus d'actions,à parité le plus…” (deed in French)
Other provision: “Usufruitier, démembrement usufruit-nue-propriété – vote” (deed in French)
Other provision: “Organe d'administration, 3 semaines” (deed in French)
Other provision: “Pouvoirs assemblée générale, ceux conférés par Code des sociétés et des associations” (deed in French)
Other provision: “Distribution – pouvoir et test actif net, aucune distribution si actif net négatif ou le deviendrait” (deed in French)
Liquidation distribution: “Actif net entre actionnaires proportion actions,biens remis même proportion, après apurement dettes charges frais ou consignation montants…” (deed in French)
Other provision: “Élection de domicile, communications,sommations,assignations,significations valablement faites” (deed in French)
Other provision: “Tribunaux du siège,compétence exclusive, litige société,actionnaires,gérants,commissaires,liquidateurs affaires société et exécution statuts” (deed in French)
Other provision: “Droit commun, dispositions CSA non dérogeables réputées inscrites,clauses contraires impératives censées non écrites” (deed in French)
9 more provisions in the deed, see the deed of 08-02-2024

deed of 08-02-2024