DO IT YOURSELF CENTER
ActiveDO IT YOURSELF CENTER has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €193k and a net result of €5k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 17987 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +32 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▲+12
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 8.31 against 6.84 in 2024), and 7.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.6%
Return on assets
2.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
3 d early
2023
30 d late
2022
1 d late
2021
33 d early
2020
46 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€237k
EBIT margin
12.0%
Net result
€5k
2024 · €-3k
2018: €5k
2019: €12k
2020: €14k
2021: €12k
2022: €8k
2023: €28k
2024: €-3k
2018 → 2025
Working capital
€113k▲ 6.9%
2024 · €105k
2018: €82k
2019: €85k
2020: €103k
2021: €110k
2022: €113k
2023: €106k
2024: €105k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€237k
Equity€176k-€164k▼ 7.2%€192k▲ 17.1%€189k▼ 1.5%€193k▲ 2.4%
Operating result€41k-€14k▼ 65.4%€28k▲ 98.7%€2k▼ 92.3%€2k▼ 15.8%
Net result€12k-€8k▼ 38.2%€28k▲ 268%€-3k€5k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 16% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €209k
Fixed assets
€81k▼ 3.2%
Current assets
€128k▲ 3.7%
Equity and liabilities €209k
Equity
€193k▲ 2.4%
Debt
€15k▼ 14.6%
The debt ratio falls from 8.7% to 7.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€5k
Cash flow
€7k
Solvency
92.6%▲
2024 · 91.3%
Current ratio
8.31▲
2024 · 6.84
Quick ratio
5.53▲
2024 · 4.57
Debt / equity
0.08▼
2024 · 0.10
ROE
2.4%▲
2024 · -1.5%
ROA
2.2%▲
2024 · -1.4%
Interest coverage
23.90
Debt
€15k▼
2024 · €18k
Debt ≤ 1 year
€15k▼
2024 · €18k
Income taxes
€-147▼
2024 · €6k
Staff costs
€8k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€207k€209k▲
Fixed assets21/28€83k€81k▼
Tangible fixed assets22/27€83k€81k▼
Land and buildings22€83k€81k▼
Current assets29/58€124k€128k▲
Stocks and contracts in progress3€41k€43k▲
Stocks30/36€41k€43k▲
Amounts receivable within one year40/41€2k€7k▲
Trade receivables40€2k€3k▲
Other amounts receivable41-€4k
Cash at bank and in hand54/58€81k€78k▼
Equity and liabilities
Total equity and liabilities10/49€207k€209k▲
Equity10/15€189k€193k▲
Contributions10/11€6k€6k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€180k€184k▲
Amounts payable17/49€18k€15k▼
Amounts payable within one year42/48€18k€15k▼
Trade debts44€5k€8k▲
Suppliers440/4€5k€8k▲
Taxes, remuneration and social security45€10k€5k▼
Taxes450/3€10k€5k▼
Other amounts payable47/48€2k€2k=
Income statement
Code20242025
Remuneration, social security and pensions62€22k€8k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k
Other operating charges640/8€4k€7k▲
Gross operating margin9900€29k€20k▼
Operating profit (loss)9901€2k€2k▼
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€276€189▼
Recurring financial charges65€276€189▼
Profit (loss) for the period before taxes9903€3k€4k▲
Income taxes67/77€6k€-147▼
Profit (loss) for the period9904€-3k€5k▲
Profit (loss) for the period to be appropriated9905€-3k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€180k€184k▲
Profit (loss) brought forward from the previous period14P€183k€180k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-3k ▼110%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €28k ▲268%
Net result €28k, the highest in the series.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €164k ▲15.6%
3 profitable years in a row build equity to €164k.
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
LASAT Arno
CurrentDirector · since 28-12-2023
28-12-2023
Appointed as Director
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wittenonnenstraat 3-58400 OostendeGround area
250 m²
Building footprint
250 m²
Volume, LiDAR
3,410 m³
2 parcels, Flanders · tallest building 18.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
D.I.Y. CENTER
since 19932.061.577.226
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A0368/00L000 | Flanders | 178 m² | 1 · 178 m² | 18.6 m · 5 fl. |
| 35013A0897/00E000indicative | Flanders | 72 m² | 1 · 72 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
TEGELS EN SIERSCHOUWEN GOOSSENS
BE 0438.410.702
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BRICO CASH
BE 0472.168.878
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DECOR SHOP
BE 0479.344.603
Anzegem · Eq €194k
COTA PARTNERS
BE 0683.805.458
Heusden-Zolder · Eq €196k
MAISON PONCELET
BE 0463.554.387
Paliseul · Eq €197k
Of 1,708 companies in sector 47521 we hold annual accounts for 1,275. 968 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-1993
Fiscal year end31-12
Abbreviation NL
D.I.Y. CENTER
Activities, NACEBEL
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.