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MAISON PONCELET

Active
Public limited companyfounded 1998active for 28 yearsRue Saint-Roch 3, 6850 Paliseul, BelgiumKBO/BCE: BE 0463.554.387
Summary

MAISON PONCELET has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €194,833 and a net result of -€2,017. Equity has been shrinking by about 8.8% per year since 2018. Its solvency ranks better than 55% of 9,895 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 12-06-1998 Normal situation
Activity
Painting of buildings NACE 43341and 2 others
Establishment unit
2.087.711.105 6850 Paliseul, since 17-07-1998
Financial year end
31 December
Peppol
Reachable since 09-12-2025

Board and ownership

Board
  • LAFARQUE ValérieDirector · since 05-06-2021
  • PONCELET PhilippeDirector · since 05-06-2021

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€56,248
▲ 31.3%
Turnover
≈ €210,000
estimated
Loss
€2,017
▼ 81.4%
Equity
€194,833
▼ 1.0%
Total assets
€408,748
▼ 4.3%
Employees on 31-12-2025
1
=
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.03, cash €90,192Founded in 1998Size: total assets €408,748Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 42% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 73+2
equity 47.7% of total assets
Liquidity 54+3
short-term debt 48.1% · cash 22.1%
Profitability 68+2
return on assets -0.5%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026highest value 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.03 (1.01 in 2024), below the usual 1.5. Short-term debt is 48.1% and cash 22.1% of total assets. 52.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 52% of them on solvency, 50% on liquidity, 34% on profitability and 33% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.03, cash €90,192
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 1998
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €408,748
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€2,017
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
42 days early
2024
42 days early
2023
55 days early
2022
33 days early
2021
53 days early
2020
52 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 44 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 81% of companies in specialised constructionsector median €26,848 · 9,887 companies -€2,017 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€2,017 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as MAISON PONCELET: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €339,000 and €435,000, founded between 1994 and 2000.

CompanyTotal assetsGross margin
MAISON PONCELET Paliseul€408,748€56,248
FILEZ SCHILDER- EN DECORATIEWERKEN Ingelmunster€383,286€64,086
Pettineo Elsene€434,534€70,646
G.A.W. DETAIL HANDEL Schilde€362,239€59,625
ARTIMA Jabbeke€338,850€60,190
D-DECOR & AFWERKING Berlare€413,073€71,937
GAUME DECORS Saint-Léger (Lux.)€380,795€36,993
Full comparison

Key facts about MAISON PONCELET

What is the company number of MAISON PONCELET?
The company number of MAISON PONCELET is 0463.554.387. The VAT number is the same number with BE in front: BE 0463.554.387.
Where is MAISON PONCELET based?
The registered office is at Rue Saint-Roch 3, 6850 Paliseul.Company details
What does MAISON PONCELET do?
According to the KBO register, the main activity is painting of buildings (NACE 43341).
What is the legal form of MAISON PONCELET?
The legal form of MAISON PONCELET is Public limited company (NV).
When was MAISON PONCELET founded?
MAISON PONCELET was founded on 12-06-1998.
Is MAISON PONCELET still active?
Yes, MAISON PONCELET is an active enterprise in the KBO register.
How many employees does MAISON PONCELET have?
MAISON PONCELET had an average of 1.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of MAISON PONCELET?
The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €56,248 and 112 comparable companies (NACE 433). It probably lies between €140,000 and €350,000.
Is MAISON PONCELET profitable?
In financial year 2025, MAISON PONCELET made a loss of €2,017.
Where can I find the annual accounts of MAISON PONCELET?
MAISON PONCELET filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MAISON PONCELET due?
MAISON PONCELET must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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