DMG TERRAGRI
ActiveDMG TERRAGRI has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153k and a net result of €19k. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 31% of 3111 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-1
Solvency39=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.77 against 0.68 in 2024; short-term debt: 36.9% and cash: 6.9% of total assets), and 85.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 21-10-2025, 10 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
10 d early
2024
on the day
2023
1 d early
2022
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€153k▲ 14.4%
2024 · €133k
2022: €66k
2023: €106k
2024: €133k
2022 → 2025
Total assets
€1.08M▲ 16.4%
2024 · €925k
2022: €258k
2023: €783k
2024: €925k
2022 → 2025
Net result
€19k▼ 29.0%
2024 · €27k
2022: €54k
2023: €40k
2024: €27k
2022 → 2025
Working capital
€-91k▲ 0.9%
2024 · €-91k
2022: €15k
2023: €-20k
2024: €-91k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€66k-€106k▲ 61.3%€133k▲ 25.5%€153k▲ 14.4%
Operating result€62k-€48k▼ 23.3%€46k▼ 3.9%€40k▼ 12.7%
Net result€54k-€40k▼ 25.1%€27k▼ 32.8%€19k▼ 29.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 13% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.08M
Fixed assets
€770k▲ 5.5%
Current assets
€307k▲ 56.8%
Equity and liabilities €1.08M
Equity
€153k▲ 14.4%
Debt
€924k▲ 16.7%
The debt ratio rises from 85.6% to 85.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€155k▲
2024 · €150k
Cash flow
€134k▲
2024 · €132k
Solvency
14.2%▼
2024 · 14.4%
Current ratio
0.77▲
2024 · 0.68
Quick ratio
0.77▲
2024 · 0.68
Debt / equity
6.05▲
2024 · 5.93
ROE
12.6%▼
2024 · 20.3%
ROA
1.8%▼
2024 · 2.9%
Interest coverage
7.51▼
2024 · 7.73
Debt
€924k▲
2024 · €792k
Debt ≤ 1 year
€397k▲
2024 · €287k
Debt > 1 year
€525k▲
2024 · €490k
Staff costs
€120k▲
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€925k€1.08M▲
Fixed assets21/28€730k€770k▲
Tangible fixed assets22/27€730k€770k▲
Land and buildings22€92k€92k=
Plant, machinery and equipment23€253k€224k▼
Furniture and vehicles24€313k€263k▼
Leasing and similar rights25€71k€190k▲
Current assets29/58€196k€307k▲
Amounts receivable within one year40/41€95k€147k▲
Trade receivables40€62k€142k▲
Other amounts receivable41€33k€5k▼
Cash at bank and in hand54/58€65k€74k▲
Deferred charges and accrued income490/1€35k€85k▲
Equity and liabilities
Total equity and liabilities10/49€925k€1.08M▲
Equity10/15€133k€153k▲
Contributions10/11€12k€12k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€120k€140k▲
Amounts payable17/49€792k€924k▲
Amounts payable after more than one year17€490k€525k▲
Financial debts170/4€490k€525k▲
Amounts payable within one year42/48€287k€397k▲
Current portion of amounts payable after more than one year42€85k€108k▲
Trade debts44€91k€121k▲
Suppliers440/4€91k€121k▲
Taxes, remuneration and social security45€12k€34k▲
Taxes450/3€368€2k▲
Remuneration and social security454/9€12k€32k▲
Other amounts payable47/48€99k€135k▲
Accrued charges and deferred income492/3€15k€1k▼
Income statement
Code20242025
Non-recurring operating income76A€156k€11k▼
Remuneration, social security and pensions62€64k€120k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€104k€115k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€4k
Other operating charges640/8-€2k
Non-recurring operating charges66A€146k€4k▼
Gross operating margin9900€361k€285k▼
Operating profit (loss)9901€46k€40k▼
Financial income75/76B€903-
Recurring financial income75€903-
Financial charges65/66B€19k€21k▲
Recurring financial charges65€19k€21k▲
Profit (loss) for the period before taxes9903€27k€19k▼
Profit (loss) for the period9904€27k€19k▼
Profit (loss) for the period to be appropriated9905€27k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€120k€140k▲
Profit (loss) brought forward from the previous period14P€93k€120k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
21-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €19k ▼29%
Net result drops to €19k, the lowest in the series.
31-03
Financial
Equity above €150kEq €153k ▲14.4%
4 profitable years in a row build equity to €153k.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €100kEq €106k ▲61.3%
2 profitable years in a row build equity to €106k.
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chiny · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Germain Gilson,Izel 886810 ChinyGround area
915 m²
Building footprint
105 m²
Volume, LiDAR
705 m³
Parcel 85018D0327/00X000, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Avenue Germain Gilson,Izel 88, 6810 Chiny
since 20212.324.825.526
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85018D0327/00X000 | Wallonia | 915 m² | 1 · 105 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,676 companies in sector 01610 we hold annual accounts for 1,369. 1,145 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2021
Fiscal year end31-03
Activities, NACEBEL
01610Support activities for crop production
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:denisgoffin.terragro@gmail.com