SANTY
ActiveFor the legal form of SANTY, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €153k and a net result of €-23k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 32% of 3121 sector peers (fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair▲ +3 vs 2024
The score weighs solvency, liquidity, profitability and financial development. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-7
Solvency41=
Growth78=
Track record100
Credit verdict
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.63 against 0.54 in 2024; short-term debt: 36.4% and cash: 12.9% of total assets), and 84.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 18-09-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
31 d early
2023
36 d early
2022
35 d early
2021
39 d early
2020
33 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€153k▼ 13.2%
2024 · €176k
2019: €58k
2020: €87k
2021: €111k
2022: €138k
2023: €138k
2024: €176k
2019 → 2025
Total assets
€984k▼ 13.5%
2024 · €1.14M
2019: €962k
2020: €857k
2021: €862k
2022: €841k
2023: €930k
2024: €1.14M
2019 → 2025
Net result
€-23k
2024 · €38k
2019: €-32k
2020: €29k
2021: €24k
2022: €27k
2023: €564
2024: €38k
2019 → 2025
Working capital
€-133k▲ 27.4%
2024 · €-184k
2019: €-169k
2020: €-153k
2021: €-140k
2022: €-157k
2023: €-274k
2024: €-184k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€111k-€138k▲ 24.1%€138k▲ 0.4%€176k▲ 27.7%€153k▼ 13.2%
Operating result€33k-€42k▲ 26.6%€7k▼ 82.2%€52k▲ 595%€-7k
Net result€24k-€27k▲ 12.6%€564▼ 97.9%€38k▲ 6,686%€-23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €52k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €984k
Fixed assets
€759k▼ 17.9%
Current assets
€225k▲ 5.6%
Equity and liabilities €984k
Equity
€153k▼ 13.2%
Debt
€831k▼ 13.5%
The debt ratio falls from 84.5% to 84.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€257k▲
2024 · €252k
Cash flow
€240k▲
2024 · €238k
Solvency
15.6%▲
2024 · 15.5%
Current ratio
0.63▲
2024 · 0.54
Quick ratio
0.54▲
2024 · 0.51
Debt / equity
5.43▼
2024 · 5.45
ROE
-15.2%▼
2024 · 21.7%
ROA
-2.4%▼
2024 · 3.4%
Interest coverage
14.92▼
2024 · 25.94
Debt
€831k▼
2024 · €961k
Debt ≤ 1 year
€359k▼
2024 · €397k
Debt > 1 year
€468k▼
2024 · €560k
Income taxes
€-106▼
2024 · €4k
Staff costs
€68k▲
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.14M€984k▼
Fixed assets21/28€924k€759k▼
Tangible fixed assets22/27€924k€758k▼
Land and buildings22€170k€155k▼
Plant, machinery and equipment23€632k€478k▼
Furniture and vehicles24€122k€125k▲
Financial fixed assets28€544€544=
Current assets29/58€213k€225k▲
Stocks and contracts in progress3€13k€30k▲
Stocks30/36€13k€30k▲
Amounts receivable within one year40/41€84k€66k▼
Trade receivables40€13k€35k▲
Other amounts receivable41€71k€32k▼
Current investments50/53€90k-
Cash at bank and in hand54/58€25k€127k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.14M€984k▼
Equity10/15€176k€153k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€114k€114k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€108k€108k=
Profit (loss) carried forward14-€-23k
Amounts payable17/49€961k€831k▼
Amounts payable after more than one year17€560k€468k▼
Financial debts170/4€155k€141k▼
Advances received on contracts in progress176€405k€328k▼
Amounts payable within one year42/48€397k€359k▼
Current portion of amounts payable after more than one year42€128k€138k▲
Trade debts44€88k€42k▼
Suppliers440/4€88k€42k▼
Other amounts payable47/48€181k€178k▼
Accrued charges and deferred income492/3€4k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€64k€68k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€200k€264k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€321k€330k▲
Operating profit (loss)9901€52k€-7k▼
Financial income75/76B€5€459▲
Recurring financial income75€5€459▲
Financial charges65/66B€10k€17k▲
Recurring financial charges65€10k€17k▲
Profit (loss) for the period before taxes9903€42k€-23k▼
Income taxes67/77€4k€-106▼
Profit (loss) for the period9904€38k€-23k▼
Profit (loss) for the period to be appropriated9905€38k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€-23k▼
Transfer to equity691/2€38k-
To other reserves6921€38k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €38k ▲6686%
Operating result €52k, net result €38k, both a record.
31-03
Financial
Equity above €150kEq €176k ▲27.7%
5 profitable years in a row build equity to €176k.
2023
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Equity above €100kEq €111k ▲27.3%
2 profitable years in a row build equity to €111k.
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonnebeke · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tresoriersstraat 248980 ZonnebekeGround area
1,009 m²
Building footprint
158 m²
Volume, LiDAR
812 m³
Parcel 33037D0451/00A003, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tresoriersstraat 24, 8980 Zonnebeke
since 19902.050.055.705
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33037D0451/00A003 | Flanders | 1,009 m² | 1 · 158 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteZonnebeke2.050.055.705
Similar companies · same sector, comparable size
DMG TERRAGRI
BE 0770.357.073
Chiny · Eq €153k
GOBIN & ZOON
BE 0467.521.093
Wingene · Eq €152k
WESTHOEK MACHINERING COÖPERATIE
BE 0746.716.292
Ieper · Eq €152k
KTN
BE 0526.846.986
Houthulst · Eq €155k
Brabantse Ongedierte Verdelging
BE 0651.598.884
Geetbets · Eq €151k
Of 4,676 companies in sector 01610 we hold annual accounts for 1,369. 1,147 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNaamloze vennootschap van publiek recht
Founded27-09-1990
Fiscal year end31-03
Activities, NACEBEL
01410Raising of dairy cattle
01610Support activities for crop production
01110Growing of cereals (except rice), leguminous crops and oil seeds
01199Crop and animal production, hunting and related service activities
49410Freight transport by road
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.