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DMD Solutions

Active
Private limited companyfounded 201411 yrs activeRue Pierre Henvard 117, 4053 Chaudfontaine, BelgiumKBO/BCE: BE 0563.531.990

DMD Solutions has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €24k. Equity is growing by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 27% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
64 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+53
Solvency51▲+5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.31 against 2.7 in 2024; short-term debt: 13.5% and cash: 6% of total assets), but 74.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
25.8%
Return on assets
7.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 11 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
58 d early
2024
28 d late
2023
26 d late
2022
28 d late
2021
11 d late
2020
3 d late
2019
87 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€79k▲ 42.5%
2024 · €55k
2018: €-5k 2019: €-1k 2020: €21k 2021: €48k 2022: €50k 2023: €67k 2024: €55k
2018 → 2025
Total assets
€307k▲ 15.7%
2024 · €265k
2018: €38k 2019: €68k 2020: €123k 2021: €144k 2022: €182k 2023: €175k 2024: €265k
2018 → 2025
Net result
€24k
2024 · €-12k
2018: €3k 2019: €4k 2020: €22k 2021: €28k 2022: €2k 2023: €17k 2024: €-12k
2018 → 2025
Working capital
€54k▲ 9.7%
2024 · €49k
2018: €-14k 2019: €-25k 2020: €-22k 2021: €5k 2022: €68k 2023: €86k 2024: €49k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€48k-€50k▲ 3.6%€67k▲ 34.3%€55k▼ 17.5%€79k▲ 42.5%
Operating result€41k-€6k▼ 85.2%€26k▲ 337%€-6k€35k
Net result€28k-€2k▼ 93.7%€17k▲ 888%€-12k€24k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2021: €41k€41kNet result 2021: €28k€28kOperating result 2022: €6k€6kNet result 2022: €2k€2kOperating result 2023: €26k€26kNet result 2023: €17k€17kOperating result 2024: €-6k€-6kNet result 2024: €-12k€-12kOperating result 2025: €35k€35kNet result 2025: €24k€24k20212022202320242025
The operating result returns to profit in 2025: €35k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €307k
Fixed assets €211k▲ 13.1%
Current assets €96k▲ 21.9%
Equity and liabilities €307k
Equity €79k▲ 42.5%
Debt €228k▲ 8.6%
The debt ratio falls from 79.1% to 74.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€48k
2024 · €5k
Cash flow
€36k
2024 · €-368
Solvency
25.8%
2024 · 20.9%
Current ratio
2.31
2024 · 2.70
Quick ratio
1.78
2024 · 2.02
Debt / equity
2.88
2024 · 3.78
ROE
29.8%
2024 · -21.2%
ROA
7.7%
2024 · -4.4%
Interest coverage
5.41
2024 · 0.84
Debt
€228k
2024 · €210k
Debt ≤ 1 year
€41k
2024 · €29k
Debt > 1 year
€186k
2024 · €181k
Income taxes
€4k
2024 · €246
Staff costs
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€265k€307k
Fixed assets21/28€187k€211k
Tangible fixed assets22/27€187k€211k
Land and buildings22€184k€178k
Plant, machinery and equipment23€1k€28k
Furniture and vehicles24€1k€5k
Current assets29/58€78k€96k
Stocks and contracts in progress3€20k€22k
Stocks30/36€20k€22k
Amounts receivable within one year40/41€42k€48k
Trade receivables40€11k€14k
Other amounts receivable41€31k€33k
Cash at bank and in hand54/58€11k€18k
Deferred charges and accrued income490/1€6k€7k
Equity and liabilities
Total equity and liabilities10/49€265k€307k
Equity10/15€55k€79k
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€47k€71k
Amounts payable17/49€210k€228k
Amounts payable after more than one year17€181k€186k
Financial debts170/4€181k€186k
Amounts payable within one year42/48€29k€41k
Current portion of amounts payable after more than one year42€9k€13k
Financial debts43€6k€6k
Credit institutions430/8€6k€6k
Trade debts44€12k€13k
Suppliers440/4€12k€13k
Taxes, remuneration and social security45€2k€9k
Taxes450/3€2k€2k
Remuneration and social security454/9-€7k
Income statement Code20242025
Non-recurring operating income76A-€12k
Remuneration, social security and pensions62-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k
Other operating charges640/8€2k€2k
Non-recurring operating charges66A€18k€0
Gross operating margin9900€25k€53k
Operating profit (loss)9901€-6k€35k
Financial income75/76B€888€1k
Recurring financial income75€888€1k
Financial charges65/66B€6k€9k
Recurring financial charges65€6k€9k
Profit (loss) for the period before taxes9903€-11k€28k
Income taxes67/77€246€4k
Profit (loss) for the period9904€-12k€24k
Profit (loss) for the period to be appropriated9905€-12k€24k
Appropriation of the result
Profit (loss) to be appropriated9906€47k€71k
Profit (loss) brought forward from the previous period14P€59k€47k

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
03-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €24k
Net result €24k after one loss-making year.
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial Weakest financial yearnet €-12k ▼168%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
26-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
28-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial Liquidity doublescurrent ratio 2.61
Current ratio from 1.12 to 2.61; short-term debt falls from €45k to €42k.
11-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-12
Financial Highest result since 2018net €28k ▲28.9%
Operating result €41k, net result €28k, both a record.
31-12
Financial Liquidity doublescurrent ratio 1.12
Current ratio from 0.55 to 1.12; short-term debt falls from €48k to €45k.
03-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
26-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
13-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
28-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
18-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 49 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2014
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Pierre Henvard 1174053 Chaudfontaine
Ground area
1,074 m²
Building footprint
69 m²
Volume, LiDAR
289 m³
Parcel 62030A0524/00P000, Wallonia · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DMD Solutions
Rue Pierre Henvard 117, 4053 ChaudfontainePlumbing work
since 20142.235.200.494
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62030A0524/00P000 Wallonia 1,074 m² 1 · 69 m² 5.6 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 4,840 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-10-2014
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
43230Insulation installation
43291Specialised construction activities
43320Joinery installation
43332Laying of wooden floor and wall coverings
43343Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.