BT.com
ActiveSummary
BT.com has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,679 and a net result of €16,433. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 28254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability49▼-8
Solvency35▲+5
Growth47▼-25
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.06 against 0.07 in 2024; short-term debt: 90.5% and cash: 2.1% of total assets), and 90.5% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.5%
Return on assets
4.8%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 28254 sector peers (2025).
NBB · sector comparisonPosition among 28254 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
6 d early
2023
8 d early
2022
2 d early
2021
4 d early
2020
1 d early
2019
6 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 26 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€62,657▼ 35.8%
2024 · €97,545
EBIT margin
28.7%▼ 0.4pp
2024 · 29.1%
Net result
€16,433▼ 38.5%
2024 · €26,721
Working capital
-€291,425▲ 5.0%
2024 · -€306,858
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€67,638€96,686▲ 42.9%€97,545▲ 0.9%€62,657▼ 35.8%
Operating result-€39,086-€20,970▲ 46.3%-€6,713▲ 68.0%€28,366€17,975▼ 36.6%
Net result-€39,984below the sector's middle half-€22,372below the sector's middle half▲ 44.0%-€7,703below the sector's middle half▲ 65.6%€26,721within the sector's middle half€16,433within the sector's middle half▼ 38.5%
EBIT margin-31.0%-6.9%▲ 24.1pp29.1%▲ 36.0pp28.7%▼ 0.4pp
Equity€19,600below the sector's middle half▼ 67.1%-€2,772below the sector's middle half-€10,475below the sector's middle half▼ 278%€16,246below the sector's middle half€32,679within the sector's middle half▲ 101%
Total assets€352,979above the sector's middle half▲ 1.0%€338,064above the sector's middle half▼ 4.2%€334,885above the sector's middle half▼ 0.9%€348,472above the sector's middle half▲ 4.1%€343,493above the sector's middle half▼ 1.4%
Debt€333,380▲ 15.0%€340,836▲ 2.2%€345,360▲ 1.3%€332,226▼ 3.8%€310,815▼ 6.4%
Working capital-€292,300below the sector's middle half▼ 21.2%-€325,876below the sector's middle half▼ 11.5%-€333,579below the sector's middle half▼ 2.4%-€306,858below the sector's middle half▲ 8.0%-€291,425below the sector's middle half▲ 5.0%
Solvency5.6%below the sector's middle half▼ 11.5pp-0.8%below the sector's middle half▼ 6.4pp-3.1%below the sector's middle half▼ 2.3pp4.7%below the sector's middle half▲ 7.8pp9.5%below the sector's middle half▲ 4.9pp
Current ratio0.09below the sector's middle half▼ 0.010.04below the sector's middle half▼ 0.050.03below the sector's middle half▼ 0.010.07below the sector's middle half▲ 0.040.06below the sector's middle half▼ 0.01
Return on assets (ROA)-11.3%below the sector's middle half▼ 11.4pp-6.6%below the sector's middle half▲ 4.7pp-2.3%below the sector's middle half▲ 4.3pp7.7%within the sector's middle half▲ 10.0pp4.8%within the sector's middle half▼ 2.9pp
Staff (FTE)22=1.1▼ 45.0%0.5▼ 54.5%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €343,493
Fixed assets
€324,104 =
Current assets
€19,389 ▼ 20.4%
Equity and liabilities €343,493
Equity
€32,679 ▲ 101%
Debt
€310,815 ▼ 6.4%
Debt's share of the balance-sheet total falls from 95.3% to 90.5%. Equity is higher and debt is lower.
Key figures and ratios
Debt to equity
9.51▼
2024 · 20.45
ROE
50.3%▼
2024 · 164.5%
Debt ≤ 1 year
€310,815▼
2024 · €331,226
Staff costs
€39,826▼
2024 · €63,852
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €67,638 | €96,686 | €97,545 | €62,657 | ▼ 35.8% |
| Non-recurring operating income76A | - | €2,924 | - | - | €1,000 | - |
| Goods, raw materials, services and sundry goods60/61 | - | €6,235 | €6,055 | €5,543 | €4,595 | ▼ 17.1% |
| Remuneration, social security and pensions62 | €77,557 | €86,302 | €95,753 | €63,852 | €39,826 | ▼ 37.6% |
| Other operating charges640/8 | €448 | €548 | €1,478 | €421 | €1,263 | ▲ 200% |
| Non-recurring operating charges66A | - | - | €114 | - | - | - |
| Gross operating margin9900 | €38,918 | €65,879 | €90,632 | €92,639 | €59,063 | ▼ 36.2% |
| Operating profit (loss)9901 | -€39,086 | -€20,970 | -€6,713 | €28,366 | €17,975 | ▼ 36.6% |
| Financial income75/76B | - | - | €2 | - | - | - |
| Recurring financial income75 | - | - | €2 | - | - | - |
| Financial charges65/66B | €898 | €1,402 | €992 | €1,645 | €1,541 | ▼ 6.3% |
| Recurring financial charges65 | €898 | €1,402 | €992 | €1,645 | €1,541 | ▼ 6.3% |
| Profit (loss) for the period before taxes9903 | -€39,984 | -€22,372 | -€7,703 | €26,721 | €16,433 | ▼ 38.5% |
| Profit (loss) for the period9904 | -€39,984 | -€22,372 | -€7,703 | €26,721 | €16,433 | ▼ 38.5% |
| Profit (loss) for the period to be appropriated9905 | -€39,984 | -€22,372 | -€7,703 | €26,721 | €16,433 | ▼ 38.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €352,979 | €338,064 | €334,885 | €348,472 | €343,493 | ▼ 1.4% |
| Fixed assets21/28 | €324,104 | €324,104 | €324,104 | €324,104 | €324,104 | = |
| Financial fixed assets28 | €324,104 | €324,104 | €324,104 | €324,104 | €324,104 | = |
| Current assets29/58 | €28,875 | €13,960 | €10,781 | €24,368 | €19,389 | ▼ 20.4% |
| Amounts receivable within one year40/41 | €26,694 | €13,798 | €10,762 | €23,478 | €12,084 | ▼ 48.5% |
| Trade receivables40 | €15,956 | - | - | €13,320 | - | - |
| Other amounts receivable41 | €10,739 | €13,798 | €10,762 | €10,158 | €12,084 | ▲ 19.0% |
| Current investments50/53 | €1,608 | - | - | - | - | - |
| Cash at bank and in hand54/58 | - | - | - | €890 | €7,306 | ▲ 721% |
| Deferred charges and accrued income490/1 | €573 | €162 | €19 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €352,979 | €338,064 | €334,885 | €348,472 | €343,493 | ▼ 1.4% |
| Equity10/15 | €19,600 | -€2,772 | -€10,475 | €16,246 | €32,679 | ▲ 101% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €51,860 | €51,860 | €51,860 | €51,860 | €51,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €50,000 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Profit (loss) carried forward14 | -€38,460 | -€60,832 | -€68,535 | -€41,814 | -€25,381 | ▲ 39.3% |
| Amounts payable17/49 | €333,380 | €340,836 | €345,360 | €332,226 | €310,815 | ▼ 6.4% |
| Amounts payable after more than one year17 | €11,204 | - | - | - | - | - |
| Financial debts170/4 | €11,204 | - | - | - | - | - |
| Amounts payable within one year42/48 | €321,175 | €339,836 | €344,360 | €331,226 | €310,815 | ▼ 6.2% |
| Current portion of amounts payable after more than one year42 | €11,677 | €11,359 | €781 | - | - | - |
| Trade debts44 | €754 | €3,642 | €8,444 | €986 | €400 | ▼ 59.5% |
| Suppliers440/4 | €754 | €3,642 | €8,444 | €986 | €400 | ▼ 59.5% |
| Taxes, remuneration and social security45 | €20,529 | €22,710 | €33,010 | €28,115 | €1,488 | ▼ 94.7% |
| Taxes450/3 | €1,957 | €8,655 | €16,096 | €3,698 | - | - |
| Remuneration and social security454/9 | €18,572 | €14,055 | €16,914 | €24,417 | €1,488 | ▼ 93.9% |
| Other amounts payable47/48 | €288,215 | €302,126 | €302,126 | €302,126 | €308,927 | ▲ 2.3% |
| Accrued charges and deferred income492/3 | €1,000 | €1,000 | €1,000 | €1,000 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€39,984 | -€22,372 | -€7,703 | €26,721 | €16,433 | ▼ 38.5% |
| Operating cash flow (approximation) | -€39,984 | -€22,372 | -€7,703 | €26,721 | €16,433 | ▼ 38.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | - | - | - | €6,416 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €26,721
Net result €26,721 after 3 loss-making years.
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet -€39,984
Net result drops to -€39,984, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Arlon · 1 establishment unit since 2013
Ground area
2,267 m²
Building footprint
175 m²
Volume, LiDAR
940 m³
Parcel 81011C0820/00C000, Wallonia · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stockem, route de Bouillon 151, 6700 Arlon
since 20132.220.287.834
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 81011C0820/00C000 | Wallonia | 2,267 m² | 1 · 175 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,536 companies in sector 43222 we hold annual accounts for 5,669. 4,125 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded07-06-2013
Fiscal year end30-09
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
E-invoicing
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Register as of 28 September 2026 · Peppol Directory
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