Romingo
ActiveSummary
Romingo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For Romingo, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €822,054 and a net result of €34,584. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 47% of 9871 sector peers (fiscal year 2024). The company has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: One filing cycle is missing
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 152 days later.
NBB · 10 filingsPosition against the passed deadline
30-09-2025 close30-04-2026 deadline29-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 31-05-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
31 d late
2023
22 d late
2022
2 d late
2021
31 d late
2020
29 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€822,054▲ 5.6%
2023 · €778,646
Net result
€34,584▲ 22.4%
2023 · €28,261
Total assets
€1.6m▼ 5.3%
2023 · €1.7m
Solvency
51.8%▲ 5.3pp
2023 · 46.4%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€177,855▲ 223%€81,775▼ 54.0%€43,975▼ 46.2%€58,449▲ 32.9%€65,773▲ 12.5%
Net result€162,490above the sector's middle half▲ 959%€36,746within the sector's middle half▼ 77.4%€15,069within the sector's middle half▼ 59.0%€28,261within the sector's middle half▲ 87.5%€34,584within the sector's middle half▲ 22.4%
Equity€698,569above the sector's middle half▲ 27.2%€735,316above the sector's middle half▲ 5.3%€750,385above the sector's middle half▲ 2.0%€778,646above the sector's middle half▲ 3.8%€822,054above the sector's middle half▲ 5.6%
Total assets€1.8mabove the sector's middle half▼ 4.6%€1.8mabove the sector's middle half▼ 2.6%€1.7mabove the sector's middle half▼ 3.2%€1.7mabove the sector's middle half▼ 3.0%€1.6mabove the sector's middle half▼ 5.3%
Debt€1.0m▼ 16.0%€960,023▼ 7.5%€893,313▼ 6.9%€818,964▼ 8.3%€701,169▼ 14.4%
Working capital-€490,526below the sector's middle half▲ 5.7%-€514,172below the sector's middle half▼ 4.8%-€554,856below the sector's middle half▼ 7.9%-€594,213below the sector's middle half▼ 7.1%-€618,237below the sector's middle half▼ 4.0%
Solvency38.1%within the sector's middle half▲ 9.5pp41.2%within the sector's middle half▲ 3.1pp43.4%within the sector's middle half▲ 2.2pp46.4%within the sector's middle half▲ 3.0pp51.8%within the sector's middle half▲ 5.3pp
Current ratio0.09below the sector's middle half▼ 0.050.09below the sector's middle half=0.09below the sector's middle half▼ 0.010.08below the sector's middle half▼ 0.010.02below the sector's middle half▼ 0.06
Return on assets (ROA)8.9%within the sector's middle half▲ 8.1pp2.1%within the sector's middle half▼ 6.8pp0.9%below the sector's middle half▼ 1.2pp1.7%within the sector's middle half▲ 0.8pp2.2%within the sector's middle half▲ 0.5pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 13% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.6m
Fixed assets
€1.6m ▼ 3.1%
Current assets
€12,241 ▼ 75.9%
Equity and liabilities €1.6m
Equity
€822,054 ▲ 5.6%
Provisions
€65,018 ▼ 18.0%
Debt
€701,169 ▼ 14.4%
Debt's share of the balance-sheet total falls from 48.8% to 44.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
4.2%▲
2023 · 3.6%
Debt ≤ 1 year
€630,478▼
2023 · €645,100
Debt > 1 year
€70,545▼
2023 · €173,864
Income taxes
€21,879▲
2023 · €18,929
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €50,486 | €50,486 | €57,761 | €49,967 | €49,967 | = |
| Other operating charges640/8 | - | €18,216 | €1,003 | €23,466 | €4,156 | ▼ 82.3% |
| Gross operating margin9900 | €213,812 | €150,477 | €102,740 | €131,882 | €119,896 | ▼ 9.1% |
| Operating profit (loss)9901 | €177,855 | €81,775 | €43,975 | €58,449 | €65,773 | ▲ 12.5% |
| Financial income75/76B | - | €6 | €17 | - | - | - |
| Recurring financial income75 | - | €6 | €17 | - | - | - |
| Financial charges65/66B | - | €24,346 | €20,080 | €16,660 | €14,712 | ▼ 11.7% |
| Recurring financial charges65 | €28,395 | €24,346 | €20,080 | €16,660 | €14,712 | ▼ 11.7% |
| Profit (loss) for the period before taxes9903 | €222,481 | €57,435 | €23,912 | €41,789 | €51,061 | ▲ 22.2% |
| Transfer from deferred taxes780 | - | €6,673 | €5,401 | €5,401 | €5,401 | = |
| Income taxes67/77 | €79,623 | €27,362 | €14,244 | €18,929 | €21,879 | ▲ 15.6% |
| Profit (loss) for the period9904 | €162,490 | €36,746 | €15,069 | €28,261 | €34,584 | ▲ 22.4% |
| Transfer from tax-exempt reserves789 | - | €12,959 | €16,203 | €16,203 | €16,203 | = |
| Profit (loss) for the period to be appropriated9905 | €162,490 | €49,705 | €31,272 | €44,464 | €50,786 | ▲ 14.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.8m | €1.8m | €1.7m | €1.7m | €1.6m | ▼ 5.3% |
| Fixed assets21/28 | €1.8m | €1.7m | €1.7m | €1.6m | €1.6m | ▼ 3.1% |
| Tangible fixed assets22/27 | €1.2m | €1.1m | €1.1m | €1.0m | €974,833 | ▼ 4.9% |
| Land and buildings22 | - | €1.1m | €1.1m | €1.0m | €974,833 | ▼ 4.9% |
| Financial fixed assets28 | €601,167 | €601,167 | €601,167 | €601,167 | €601,167 | = |
| Current assets29/58 | €49,084 | €51,690 | €52,408 | €50,886 | €12,241 | ▼ 75.9% |
| Amounts receivable within one year40/41 | - | €12,800 | €21,980 | €14,800 | - | - |
| Trade receivables40 | - | €12,800 | €21,299 | €14,800 | - | - |
| Other amounts receivable41 | - | - | €681 | - | - | - |
| Cash at bank and in hand54/58 | €49,084 | €38,890 | €29,824 | €35,445 | €11,045 | ▼ 68.8% |
| Deferred charges and accrued income490/1 | - | - | €604 | €641 | €1,195 | ▲ 86.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.8m | €1.8m | €1.7m | €1.7m | €1.6m | ▼ 5.3% |
| Equity10/15 | €698,569 | €735,316 | €750,385 | €778,646 | €822,054 | ▲ 5.6% |
| Contributions10/11 | €104,346 | €104,346 | €104,346 | €104,346 | €104,346 | = |
| Capital10 | - | €104,346 | €104,346 | €104,346 | €104,346 | = |
| Issued capital100 | - | €104,346 | €104,346 | €104,346 | €104,346 | = |
| Reserves13 | €565,919 | €602,666 | €586,463 | €570,260 | €712,883 | ▲ 25.0% |
| Non-distributable reserves130/1 | - | €10,435 | €10,435 | €10,435 | €10,435 | = |
| Legal reserve130 | - | €10,435 | €10,435 | €10,435 | €10,435 | = |
| Tax-exempt reserves132 | - | €64,797 | €48,594 | €32,391 | €25,014 | ▼ 22.8% |
| Distributable reserves133 | - | €527,434 | €527,434 | €527,434 | €677,434 | ▲ 28.4% |
| Profit (loss) carried forward14 | €28,304 | €28,304 | €59,576 | €104,040 | €4,826 | ▼ 95.4% |
| Provisions and deferred taxes16 | €96,719 | €90,047 | €84,645 | €79,244 | €65,018 | ▼ 18.0% |
| Provisions for liabilities and charges160/5 | - | €56,680 | €56,680 | €56,680 | €56,680 | = |
| Major repairs and maintenance162 | - | €56,680 | €56,680 | €56,680 | €56,680 | = |
| Deferred taxes168 | - | €33,367 | €27,965 | €22,564 | €8,338 | ▼ 63.0% |
| Amounts payable17/49 | €1.0m | €960,023 | €893,313 | €818,964 | €701,169 | ▼ 14.4% |
| Amounts payable after more than one year17 | €498,368 | €394,161 | €286,049 | €173,864 | €70,545 | ▼ 59.4% |
| Financial debts170/4 | - | €394,161 | €286,049 | €173,864 | €70,545 | ▼ 59.4% |
| Amounts payable within one year42/48 | €539,610 | €565,862 | €607,265 | €645,100 | €630,478 | ▼ 2.3% |
| Current portion of amounts payable after more than one year42 | - | €77,807 | €81,712 | €85,784 | €90,119 | ▲ 5.1% |
| Financial debts43 | - | €26,400 | €26,400 | €26,400 | €13,200 | ▼ 50.0% |
| Credit institutions430/8 | - | €26,400 | €26,400 | €26,400 | €13,200 | ▼ 50.0% |
| Trade debts44 | €21,396 | €21,967 | €31,819 | €46,962 | €51,749 | ▲ 10.2% |
| Suppliers440/4 | - | €21,967 | €31,819 | €46,962 | €51,749 | ▲ 10.2% |
| Taxes, remuneration and social security45 | - | €33,962 | €21,192 | €48,635 | €74,842 | ▲ 53.9% |
| Taxes450/3 | - | €33,962 | €21,192 | €48,635 | €74,842 | ▲ 53.9% |
| Other amounts payable47/48 | - | €405,726 | €446,141 | €437,319 | €400,568 | ▼ 8.4% |
| Accrued charges and deferred income492/3 | - | - | - | - | €146 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €162,490 | €36,746 | €15,069 | €28,261 | €34,584 | ▲ 22.4% |
| + Depreciation and write-downs630 | €50,486 | €50,486 | €57,761 | €49,967 | €49,967 | = |
| Operating cash flow (approximation) | €212,977 | €87,232 | €72,830 | €78,228 | €84,550 | ▲ 8.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€10,194 | -€9,066 | €5,621 | -€24,400 | ▼ 534% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
09-06
State Gazette act
Appointment: KPMG Bedrijfsrevisoren BV/SRL (statutory auditor)Permanent representatives: Paul Dreezen and Frank Tans4 facts ▸
State Gazette act
Appointment: KPMG Bedrijfsrevisoren BV/SRL (statutory auditor)
Permanent representatives: Paul Dreezen and Frank Tans4 facts ▸
- General meeting, 05-12-2025
- Auditor appointment, KPMG Bedrijfsrevisoren BV/SRL (statutory auditor)
- Permanent representative, Paul Dreezen (permanent representative)
- Permanent representative, Frank Tans (permanent representative)
2025
31-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
29-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
30-09
Financial
Highest result since 2018net €162,490 ▲959%
Operating result €177,855, net result €162,490, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €15,345
Net result €15,345 after one loss-making year.
31-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
14-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 10 acts read
About the unread acts
Of the 10 Belgian State Gazette acts we know for this company, 1 has been read. The other 9 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
Statutory auditor 1
KPMG Bedrijfsrevisoren BV/SRL
CurrentStatutory auditor · since 09-06-2026 · perm. rep.: Paul Dreezen
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 1983
Ground area
3,513 m²
Building footprint
982 m²
Volume, LiDAR
8,519 m³
2 parcels, Brussels, Flanders · tallest building 15.3 m, ±3 floors. Linked by address, not a title deed.
74
companies at this address
See who is registered here
1 establishment unit
Berkendreef 8, 1700 Dilbeek
since 19832.102.395.222
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0002/00P007 | Brussels | 2,864 m² | 1 · 722 m² | 15.3 m · 3 fl. |
| 23016E0001/00L005 | Flanders | 649 m² | 1 · 260 m² | 14.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Statutory auditor
| Name | Functions and periods |
|---|---|
| KPMG Bedrijfsrevisoren BV/SRL |
|
Structure & network
Part of the group
TERRA FECUNDA
37 companies
Group, risk and exposure
Owners and holdings
1 owner · 1 holding · 2 subsidiaries in the treeChain of control
- TERRA FECUNDA
- BRUVACO
- PHENIX
- Romingo
Highest known parent: TERRA FECUNDA. The sources do not say who stands above it.
Owners 1
- PHENIXparentSourceaccounts PHENIX 2025100%
Holdings 1
-
65%
All subsidiaries, including indirect ones 2
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
ROMINGO II 65%1 subsidiary
- Golfclub STEENPOEL 100%
According to the annual accounts to 30-09-2024 of Romingo and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
3 transactionsReceived in a demerger part of:BRUYNSEELS ROBERT
Received in a demerger part of:NV BRUYNSEELS ROBERT
Received in a demerger part of:NV BRUYNSEELS ROBERT
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Of 186 companies in sector 64910 we hold annual accounts for 138. 86 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded22-04-1983
Fiscal year end30-09
Activities, NACEBEL 2025
64910Financial service activities, except insurance and pension funding
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID
0208:0424176347
Registered
13-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.