DMB
ActiveSummary
DMB has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €88k and a net result of €-11k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 33% of 9040 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability30▼-17
Solvency54▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.34 against 2.92 in 2023; short-term debt: 32.7% and cash: 4.7% of total assets), but 71.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28.6%
Return on assets
-3.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-09-2025, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
47 d late
2023
50 d late
2022
6 d early
2021
26 d early
2020
93 d early
2019
24 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€88k▼ 11.0%
2023 · €98k
2018: €47klowest in 7 years
2019: €88k▲ +87.0% vs 2018
2020: €91k▲ +4.1% vs 2019
2021: €95k▲ +3.4% vs 2020
2022: €95k▲ +0.7% vs 2021
2023: €98k▲ +3.4% vs 2022highest in 7 years
2024: €88k▼ -11.0% vs 2023
2018 → 2024
Total assets
€307k▲ 0.6%
2023 · €305k
2018: €289k
2019: €286k▼ -1.0% vs 2018
2020: €269k▼ -5.9% vs 2019lowest in 7 years
2021: €294k▲ +9.2% vs 2020
2022: €299k▲ +1.6% vs 2021
2023: €305k▲ +1.9% vs 2022
2024: €307k▲ +0.6% vs 2023highest in 7 years
2018 → 2024
Net result
€-11k
2023 · €3k
2018: €-17klowest in 7 years
2019: €41k▲ +343% vs 2018highest in 7 years
2020: €4k▼ -91.1% vs 2019
2021: €3k▼ -13.4% vs 2020
2022: €681▼ -78.3% vs 2021
2023: €3k▲ +381% vs 2022
2024: €-11k▼ -430% vs 2023
2018 → 2024
Working capital
€134k▼ 22.6%
2023 · €174k
2018: €25klowest in 7 years
2019: €73k▲ +190% vs 2018
2020: €81k▲ +10.6% vs 2019
2021: €172k▲ +112% vs 2020
2022: €180k▲ +4.7% vs 2021highest in 7 years
2023: €174k▼ -3.5% vs 2022
2024: €134k▼ -22.6% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€91k-€95k▲ 3.4%€95k▲ 0.7%€98k▲ 3.4%€88k▼ 11.0%
2020: €91k
2021: €95k▲ +3.4% vs 2020
2022: €95k▲ +0.7% vs 2021
2023: €98k▲ +3.4% vs 2022highest in 5 years
2024: €88k▼ -11.0% vs 2023lowest in 5 years
Operating result€5k-€10k▲ 89.1%€7k▼ 30.5%€10k▲ 49.0%€-2k
2020: €5k
2021: €10k▲ +89.1% vs 2020
2022: €7k▼ -30.5% vs 2021
2023: €10k▲ +49.0% vs 2022highest in 5 years
2024: €-2k▼ -118% vs 2023lowest in 5 years
Net result€4k-€3k▼ 13.4%€681▼ 78.3%€3k▲ 381%€-11k
2020: €4khighest in 5 years
2021: €3k▼ -13.4% vs 2020
2022: €681▼ -78.3% vs 2021
2023: €3k▲ +381% vs 2022
2024: €-11k▼ -430% vs 2023lowest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €2k after €10k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €307k
Fixed assets
€72k ▲ 77.2%
Current assets
€235k ▼ 11.2%
Equity and liabilities €307k
Equity
€88k ▼ 11.0%
Debt
€219k ▲ 6.1%
Debt's share of the balance-sheet total rises from 67.7% to 71.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€17k▼
2023 · €20k
Cash flow
€8k▼
2023 · €13k
Current ratio
2.34▼
2023 · 2.92
Quick ratio
0.70▼
2023 · 1.06
Debt to equity
2.50▲
2023 · 2.09
ROE
-12.4%▼
2023 · 3.3%
ROA
-3.5%▼
2023 · 1.1%
Interest coverage
1.88▼
2023 · 3.26
Debt ≤ 1 year
€100k▲
2023 · €90k
Debt > 1 year
€108k=
2023 · €108k
Income taxes
€209▼
2023 · €829
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet
Code20232024
Assets
Total assets20/58€305k€307k▲
Fixed assets21/28€41k€72k▲
Tangible fixed assets22/27€40k€72k▲
Plant, machinery and equipment23€20k€28k▲
Furniture and vehicles24€21k€43k▲
Financial fixed assets28€200€200=
Current assets29/58€264k€235k▼
Stocks and contracts in progress3€168k€164k▼
Stocks30/36€168k€164k▼
Amounts receivable within one year40/41€48k€56k▲
Trade receivables40€48k€54k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€48k€14k▼
Equity and liabilities
Total equity and liabilities10/49€305k€307k▲
Equity10/15€98k€88k▼
Contributions10/11€108k€108k=
Reserves13€500€500=
Non-distributable reserves130/1€500€500=
Reserves not available under the articles1311€500€500=
Profit (loss) carried forward14€-10k€-21k▼
Amounts payable17/49€206k€219k▲
Amounts payable after more than one year17€108k€108k=
Other amounts payable178/9€108k€108k=
Amounts payable within one year42/48€90k€100k▲
Trade debts44€56k€60k▲
Suppliers440/4€56k€60k▲
Taxes, remuneration and social security45€9k€2k▼
Taxes450/3€2k€927▼
Remuneration and social security454/9€7k€2k▼
Other amounts payable47/48€25k€38k▲
Accrued charges and deferred income492/3€8k€11k▲
Income statement
Code20232024
Non-recurring operating income76A-€11k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€18k▲
Other operating charges640/8€690€553▼
Gross operating margin9900€21k€17k▼
Operating profit (loss)9901€10k€-2k▼
Financial income75/76B€168-
Recurring financial income75€168-
Financial charges65/66B€6k€9k▲
Recurring financial charges65€6k€9k▲
Profit (loss) for the period before taxes9903€4k€-11k▼
Income taxes67/77€829€209▼
Profit (loss) for the period9904€3k€-11k▼
Profit (loss) for the period to be appropriated9905€3k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-21k▼
Profit (loss) brought forward from the previous period14P€-13k€-10k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €14k | - | - | €11k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €5k | €9k | €10k | €18k | ▲ 84.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €10k | - | - | - | - |
| Other operating charges640/8 | - | €485 | €495 | €690 | €553 | ▼ 19.8% |
| Gross operating margin9900 | €13k | €25k | €16k | €21k | €17k | ▼ 17.5% |
| Operating profit (loss)9901 | €5k | €10k | €7k | €10k | €-2k | ▼ 118% |
| Financial income75/76B | - | €5 | €1 | €168 | - | - |
| Recurring financial income75 | €360 | €5 | €1 | €168 | - | - |
| Financial charges65/66B | - | €5k | €5k | €6k | €9k | ▲ 43.1% |
| Recurring financial charges65 | €2k | €5k | €5k | €6k | €9k | ▲ 43.1% |
| Profit (loss) for the period before taxes9903 | €4k | €4k | €2k | €4k | €-11k | ▼ 359% |
| Income taxes67/77 | €116 | €1k | €1k | €829 | €209 | ▼ 74.8% |
| Profit (loss) for the period9904 | €4k | €3k | €681 | €3k | €-11k | ▼ 430% |
| Profit (loss) for the period to be appropriated9905 | €4k | €3k | €681 | €3k | €-11k | ▼ 430% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €269k | €294k | €299k | €305k | €307k | ▲ 0.6% |
| Fixed assets21/28 | €10k | €38k | €30k | €41k | €72k | ▲ 77.2% |
| Tangible fixed assets22/27 | €10k | €38k | €29k | €40k | €72k | ▲ 77.6% |
| Plant, machinery and equipment23 | - | €310 | €93 | €20k | €28k | ▲ 44.2% |
| Furniture and vehicles24 | - | €38k | €29k | €21k | €43k | ▲ 109% |
| Financial fixed assets28 | €200 | €200 | €200 | €200 | €200 | = |
| Current assets29/58 | €259k | €256k | €270k | €264k | €235k | ▼ 11.2% |
| Stocks and contracts in progress3 | €194k | €182k | €178k | €168k | €164k | ▼ 2.4% |
| Stocks30/36 | - | €182k | €178k | €168k | €164k | ▼ 2.4% |
| Amounts receivable within one year40/41 | €42k | €44k | €50k | €48k | €56k | ▲ 16.8% |
| Trade receivables40 | - | €44k | €50k | €48k | €54k | ▲ 11.8% |
| Other amounts receivable41 | - | - | - | - | €2k | - |
| Cash at bank and in hand54/58 | €23k | €30k | €42k | €48k | €14k | ▼ 69.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €269k | €294k | €299k | €305k | €307k | ▲ 0.6% |
| Equity10/15 | €91k | €95k | €95k | €98k | €88k | ▼ 11.0% |
| Contributions10/11 | - | €108k | €108k | €108k | €108k | = |
| Reserves13 | €500 | €500 | €500 | €500 | €500 | = |
| Non-distributable reserves130/1 | - | €500 | €500 | €500 | €500 | = |
| Reserves not available under the articles1311 | - | €500 | €500 | €500 | €500 | = |
| Profit (loss) carried forward14 | €-17k | €-14k | €-13k | €-10k | €-21k | ▼ 106% |
| Amounts payable17/49 | €178k | €200k | €204k | €206k | €219k | ▲ 6.1% |
| Amounts payable after more than one year17 | - | €108k | €108k | €108k | €108k | = |
| Other amounts payable178/9 | - | €108k | €108k | €108k | €108k | = |
| Amounts payable within one year42/48 | €178k | €84k | €90k | €90k | €100k | ▲ 10.8% |
| Trade debts44 | €56k | €67k | €65k | €56k | €60k | ▲ 6.3% |
| Suppliers440/4 | - | €67k | €65k | €56k | €60k | ▲ 6.3% |
| Taxes, remuneration and social security45 | - | €5k | €5k | €9k | €2k | ▼ 72.5% |
| Taxes450/3 | - | €4k | €4k | €2k | €927 | ▼ 60.2% |
| Remuneration and social security454/9 | - | €2k | €2k | €7k | €2k | ▼ 76.9% |
| Other amounts payable47/48 | - | €12k | €19k | €25k | €38k | ▲ 49.6% |
| Accrued charges and deferred income492/3 | - | €7k | €6k | €8k | €11k | ▲ 38.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €3k | €681 | €3k | €-11k | ▼ 430% |
| + Depreciation and write-downs630 | €8k | €5k | €9k | €10k | €18k | ▲ 84.7% |
| Operating cash flow (approximation) | €11k | €8k | €9k | €13k | €8k | ▼ 42.9% |
| Investment in fixed assets (approximation) | - | €-33k | €-1 | €-21k | €-50k | ▼ 137% |
| Change in cash | - | €6k | €13k | €6k | €-34k | ▼ 708% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 47 days late
2024
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 50 days late
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity doublescurrent ratio 3.04
Current ratio from 1.45 to 3.04; short-term debt falls from €178k to €84k.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
03-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2002
Ground area
657 m²
Building footprint
169 m²
Volume, LiDAR
391 m³
Parcel 31029B0257/00D000, Flanders · tallest building 4.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DMB
since 20022.094.596.818
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31029B0257/00D000 | Flanders | 657 m² | 1 · 169 m² | 4.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 250 companies in sector 46432 we hold annual accounts for 171. 120 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-01-2002
Fiscal year end31-12
Activities, NACEBEL 2025
46432Wholesale trade
Scores and ratios are computed by Checked and are not a credit decision.