CATECH
ActiveSummary
CATECH has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €132,517 and a net result of €9,418. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 65% of 11547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability48▼-28
Solvency86▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 2.56 against 2.32 in 2024; short-term debt: 39.1% and cash: 92.6% of total assets), and 39.1% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 06-10-2025, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
on the day
2023
1 d early
2022
3 d late
2021
30 d late
2020
10 d late
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 31 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close30-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€132,517▲ 7.7%
2024 · €123,099
Total assets
€217,686▼ 0.1%
2024 · €217,949
Net result
€9,418▼ 21.4%
2024 · €11,977
Working capital
€132,517▲ 6.9%
2024 · €123,908
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€720▼ 71.7%€8,285▲ 1,050%€57,654▲ 596%€22,600▼ 60.8%€20,389▼ 9.8%
Net result-€756within the sector's middle half€3,424within the sector's middle half€36,175above the sector's middle half▲ 956%€11,977within the sector's middle half▼ 66.9%€9,418within the sector's middle half▼ 21.4%
Equity€71,523within the sector's middle half▼ 1.0%€74,948within the sector's middle half▲ 4.8%€111,122within the sector's middle half▲ 48.3%€123,099within the sector's middle half▲ 10.8%€132,517within the sector's middle half▲ 7.7%
Total assets€79,504within the sector's middle half▼ 0.2%€156,143within the sector's middle half▲ 96.4%€195,033within the sector's middle half▲ 24.9%€217,949within the sector's middle half▲ 11.7%€217,686within the sector's middle half▼ 0.1%
Debt€7,981▲ 8.1%€81,196▲ 917%€83,911▲ 3.3%€94,850▲ 13.0%€85,169▼ 10.2%
Working capital€69,742within the sector's middle half▼ 2.0%€66,559within the sector's middle half▼ 4.6%€111,852within the sector's middle half▲ 68.0%€123,908above the sector's middle half▲ 10.8%€132,517above the sector's middle half▲ 6.9%
Solvency90.0%above the sector's middle half▼ 0.8pp48.0%within the sector's middle half▼ 42.0pp57.0%within the sector's middle half▲ 9.0pp56.5%within the sector's middle half▼ 0.5pp60.9%within the sector's middle half▲ 4.4pp
Current ratio9.74above the sector's middle half▼ 0.901.83within the sector's middle half▼ 7.912.35within the sector's middle half▲ 0.522.32within the sector's middle half▼ 0.032.56within the sector's middle half▲ 0.24
Return on assets (ROA)-1.0%within the sector's middle half▼ 3.7pp2.2%within the sector's middle half▲ 3.1pp18.5%above the sector's middle half▲ 16.4pp5.5%within the sector's middle half▼ 13.1pp4.3%within the sector's middle half▼ 1.2pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €217,686
Equity
€132,517 ▲ 7.7%
Debt
€85,169 ▼ 10.2%
Debt's share of the balance-sheet total falls from 43.5% to 39.1%. Equity is higher and debt is lower.
Key figures and ratios
Debt to equity
0.64▼
2024 · 0.77
ROE
7.1%▼
2024 · 9.7%
Debt ≤ 1 year
€85,169▼
2024 · €94,041
Income taxes
€6,314▼
2024 · €7,872
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,040 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,052 | €1,132 | €571 | €79 | - | - |
| Other operating charges640/8 | - | €348 | €398 | €384 | €387 | ▲ 0.8% |
| Gross operating margin9900 | €2,120 | €9,764 | €58,622 | €23,063 | €20,777 | ▼ 9.9% |
| Operating profit (loss)9901 | €720 | €8,285 | €57,654 | €22,600 | €20,389 | ▼ 9.8% |
| Financial income75/76B | - | €0 | - | €207 | €239 | ▲ 15.4% |
| Recurring financial income75 | €0 | €0 | - | €207 | €239 | ▲ 15.4% |
| Financial charges65/66B | - | €1,100 | €3,777 | €2,958 | €4,896 | ▲ 65.5% |
| Recurring financial charges65 | €87 | €1,100 | €3,777 | €2,958 | €4,896 | ▲ 65.5% |
| Profit (loss) for the period before taxes9903 | €633 | €7,185 | €53,877 | €19,849 | €15,732 | ▼ 20.7% |
| Income taxes67/77 | €1,389 | €3,761 | €17,702 | €7,872 | €6,314 | ▼ 19.8% |
| Profit (loss) for the period9904 | -€756 | €3,424 | €36,175 | €11,977 | €9,418 | ▼ 21.4% |
| Profit (loss) for the period to be appropriated9905 | -€756 | €3,424 | €36,175 | €11,977 | €9,418 | ▼ 21.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €79,504 | €156,143 | €195,033 | €217,949 | €217,686 | ▼ 0.1% |
| Fixed assets21/28 | €1,782 | €9,140 | €79 | - | - | - |
| Tangible fixed assets22/27 | €1,782 | €650 | €79 | - | - | - |
| Furniture and vehicles24 | - | €650 | €79 | - | - | - |
| Financial fixed assets28 | - | €8,490 | - | - | - | - |
| Current assets29/58 | €77,723 | €147,003 | €194,954 | €217,949 | €217,686 | ▼ 0.1% |
| Stocks and contracts in progress3 | - | €65,525 | - | - | - | - |
| Stocks30/36 | - | €65,525 | - | - | - | - |
| Amounts receivable within one year40/41 | €5,418 | €14,504 | €14,154 | €22,872 | €15,234 | ▼ 33.4% |
| Trade receivables40 | - | €14,504 | €14,154 | €22,872 | €9,048 | ▼ 60.4% |
| Other amounts receivable41 | - | - | - | - | €6,186 | - |
| Cash at bank and in hand54/58 | €72,305 | €66,975 | €180,033 | €194,267 | €201,569 | ▲ 3.8% |
| Deferred charges and accrued income490/1 | - | - | €767 | €810 | €883 | ▲ 9.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €79,504 | €156,143 | €195,033 | €217,949 | €217,686 | ▼ 0.1% |
| Equity10/15 | €71,523 | €74,948 | €111,122 | €123,099 | €132,517 | ▲ 7.7% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €38,035 | €50,011 | €59,429 | ▲ 18.8% |
| Non-distributable reserves130/1 | - | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | - | - | - | - |
| Distributable reserves133 | - | - | €38,035 | €50,011 | €59,429 | ▲ 18.8% |
| Profit (loss) carried forward14 | €51,063 | €54,488 | €54,488 | €54,488 | €54,488 | = |
| Amounts payable17/49 | €7,981 | €81,196 | €83,911 | €94,850 | €85,169 | ▼ 10.2% |
| Amounts payable within one year42/48 | €7,981 | €80,444 | €83,102 | €94,041 | €85,169 | ▼ 9.4% |
| Trade debts44 | €5,355 | €8,393 | €6,027 | €13,248 | €9,211 | ▼ 30.5% |
| Suppliers440/4 | - | €8,393 | €6,027 | €13,248 | €9,211 | ▼ 30.5% |
| Advances received on contracts in progress46 | - | - | - | €5,545 | €196 | ▼ 96.5% |
| Taxes, remuneration and social security45 | - | €1,077 | €4,407 | €3,512 | €4,024 | ▲ 14.6% |
| Taxes450/3 | - | €1,077 | €4,407 | €3,512 | €4,024 | ▲ 14.6% |
| Other amounts payable47/48 | - | €70,973 | €72,669 | €71,737 | €71,737 | = |
| Accrued charges and deferred income492/3 | - | €752 | €809 | €809 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€756 | €3,424 | €36,175 | €11,977 | €9,418 | ▼ 21.4% |
| + Depreciation and write-downs630 | €1,052 | €1,132 | €571 | €79 | - | - |
| Operating cash flow (approximation) | €297 | €4,556 | €36,745 | €12,056 | €9,418 | ▼ 21.9% |
| Investment in fixed assets (approximation) | - | -€8,490 | €8,490 | - | - | - |
| Change in cash | - | -€5,330 | €113,059 | €14,234 | €7,302 | ▼ 48.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2019net €36,175 ▲956%
Operating result €57,654, net result €36,175, both a record.
31-03
Financial
Equity above €100,000Eq €111,122 ▲48.3%
2 profitable years in a row build equity to €111,122.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
31-03
Financial
Back to profitnet €3,424
Net result €3,424 after one loss-making year.
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
31-03
Financial
Back to profitnet €2,222
Net result €2,222 after one loss-making year.
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
24-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2006
Ground area
727 m²
Building footprint
111 m²
Volume, LiDAR
561 m³
Parcel 23093C0310/00R002, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CATECH
since 20062.155.413.838
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23093C0310/00R002 | Flanders | 726 m² | 1 · 111 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 250 companies in sector 46432 we hold annual accounts for 172. 124 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-07-2006
Fiscal year end31-03
Activities, NACEBEL 2025
46432Wholesale trade
71209Other technical testing and analysis
74140Other specialised design activities
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0882398310
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.