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DM&C

Active
Private limited company·Activiteiten van holdings· 3 yrs active
Hammestraat 23 ·9850 Deinze, Belgium

DM&C is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €903k and a net result of €454k. Equity is growing by ~83.9% per year across the filed fiscal years. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

KBO/BCE: BE 0799.605.345
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Belgian State Gazette acts: 0 of 2 read

Summary

Bankruptcy probability (12 mo)

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Timeline

What happened to this company, by date

State Gazette, CBE and NBB in one series · 0 of 2 acts read

Next filing fiscal year 2026 expected by 31-07-2027

2026
26-08-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
07-05-2026 State Gazette act Open capture
General meeting · Officer appointment · Mandate term · Mandate compensation
04-05-2026 State Gazette act Open capture
General meeting · Officer resignation · Officer appointment · Permanent representative
2025
18-07-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06-2023 State Gazette act Publication
Act object · Deed date · Merger · Capital
17-05-2023 State Gazette act Publication
Act object · General meeting · Officer resignation · Officer appointment
20-03-2023 State Gazette act Incorporation
oprichting

Financials

Equity€903k+101.3%
Net result€454k+52.4%
Total assets€1.27M+89.0%
Solvency71.3%+4.4pp

Turnover and EBIT margin not published: the micro schema does not require them.

Figures by fiscal year

Source: NBB · 2025
Annual accounts filed on 26-08-2026 with the NBB · fiscal year 2025 · micro schema
€0€200k€400k€600kOperating result 2023: €209k€209kNet result 2023: €145k€145kOperating result 2024: €428k€428kNet result 2024: €298k€298kOperating result 2025: €649k€649kNet result 2025: €454k€454k202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Gross margin: growth of ~51.5%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€500k€1.00M€1.50M2026: €870k (€818k - €922k)2027: €1.09M (€1.04M - €1.14M)2028: €1.31M (€1.26M - €1.36M)2023: €209k2024: €428k2025: €649k202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Net profit
€454k
+52.4% 23-25
Total assets
€1.27M
+89.0% 23-25
Equity
€903k
+101.3% 23-25
Income taxes
€206k
+54.8% 23-25
Debt
€363k
+64.0% 23-25
Debt ≤ 1y
€363k
+64.0% 23-25
Solvency
71.3%
+6.5% 23-25
ROE
50.3%
-24.3% 23-25
ROA
35.9%
-19.4% 23-25
Figures by fiscal year and ratios
Fiscal year2025
Depositmicro schema
Revenuen/a
EBITDAn/a
Net profit€454k
Cash flown/a
Staff costs-
Income taxes€206k
Dividends-
Total assets€1.27M
Equity€903k
Debt€363k
of which ≤ 1y€363k
of which > 1y-
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2025
Current ration/a
Quick ration/a
Working capital ration/a
Solvency71.3%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA35.9%
ROE50.3%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€1.27M
Fixed assets 21/28€13k
Tangible fixed assets 22/27€13k
Current assets 29/58€1.25M
Amounts receivable within one year 40/41€307k
Investments 50/53€399k
Cash & bank 54/58€546k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.27M
Equity 10/15€903k
Contributions / capital 10/11€5k
Reserves 13€898k
Amounts payable 17/49€363k
Amounts payable within one year 42/48€363k
Trade debts payable within one year 44€137k
Income statement
Gross operating margin 9900€649k
Operating result 9901€649k
Financial income 75€12k
Financial charges 65€565
Result before taxes 9903€661k
Income taxes 67/77€206k
Net result for the period 9904€454k
Result to be appropriated 9905€454k
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.

Signals

Signals

Gazette, CBE, filings and accounts in one list
Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 26-08-2026 26 d late 2026-00438234
31-12-2024 31-07-2025 18-07-2025 13 d early 2025-00288449
31-12-2023 31-07-2024 09-07-2024 22 d early 2024-00228983

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Directors

Directors & mandates

1 director
2 of this company's 2 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
  • Evelyne Dehouck
    Director
    State Gazette act 26058146 (07-05-2026)
    Current
    02-04-2026 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Structure & network

Connections & network

1 connected company
Group structure
KINGSPAN
We sit on their board · 2 locations
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control

1 party
DM&CBE 0799.605.345
controls
Where this company holds controlthis company sits on their board1
KINGSPAN
2 locations

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
DM&C
Hammestraat 23, 9850 DeinzeHoldings
since 20232.342.963.536
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,154 m²
Buildings1
Building footprint216 m²
Volume (LiDAR)1,278 m³
Tallest building8.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44027B0085/00B000 Flanders 1,154 m² 1 · 216 m² 8.5 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 5,578 of the 24,686 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Handel in eigen onroerend goed68110Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL DM&C
Registered office
Hammestraat 23
9850 Deinze, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.