Equity
€116,994 ▼ 32.6%
D.L.S.V. paid out €100,000 in dividends. That is 231% of the 2025 profit.
D.L.S.V.
Lifetime
20 annual accounts with figures on one time axis, 35 filings since 1991peak €234,093 (2013)
€75,342▼ 10.5%
lowest -€132,554 (2017)
€43,345▼ 3.0%
peak €277,364 (2013)
€116,994▼ 32.6%
€22,526▼ 80.2%
peak 2 FTE (2010)
-not published
Board2 names since 2017
2 directorsDebue Jonathan and 1 other
Owners4 names in the annual accounts
Documentsfilings and deeds
07-07-202624 days before the deadline
2025abbreviated format
Dividend €100,000Equity from €173,650 to €116,994Debts from €113,933 to €22,526Cash from €40,739 to €67,461
Key points
from the 2025 annual accountsTurnover
≈ €170,000 estimated
The accounts state no turnover.
Liquidity
3.44 was 1.95 in 2024
Short-term debts fell from €113,933 to €22,526.
Filings
35 annual accounts since 1991
Three of the last ten came late. The 2018 accounts came latest: 70 days after the end of the period.
At the same address
11 companies
Position in the sector
83.9%
Higher solvency than 85% of companies in legal and accounting. Sector median 44.3% · 4,130 companies.
Checked score
96
Excellent
Financially stronger than 68% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,101 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025highest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 3.44, cash €67,461
Sector: Legal and accounting activities (NACE 69)
Equity €116,994 (83.9% of total assets)
Size: total assets €139,520
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 90% on liquidity, 82% on profitability and 15% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as D.L.S.V. has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of D.L.S.V. itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for D.L.S.V.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.44 (1.95 in 2024), above the usual 1.5. Short-term debt is 16.1% and cash 48.4% of total assets. 16.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 days early
2024
58 days early
2023
47 days early
2022
27 days early
2021
31 days early
2020
36 days early
2019
88 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 44 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
DJ
Debue Jonathan
Director
SL
Stanica Lonel
Director
- ETUDES TECHNIQUES ET INFORMATIQUES CONSULTING 100%score 96equity €1.1m (2025) · 30-09-2025 annual accounts of ETUDES TECHNIQUES ET INFORMATIQUES CONSULTING
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0443640980
First establishment
Tervurenlaan 55, Etterbeek
Incorporation
published on 29-03-1991 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| D.L.S.V. Etterbeek | €139,520 | €75,342 | 83.9% | - |
| Folon & Partners Brussels | €139,613 | €77,432 | -9.1% | - |
| Bureau de Consultance juridique et de gestion financière R² Montigny-le-Tilleul | €147,320 | €51,339 | 81.5% | - |
| JURAC Ixelles | €231,678 | €50,728 | 14.8% | - |
| BUREAU D'EXPERTISE D ET H Kraainem | €107,187 | €115,915 | 48.3% | - |
| SETICOM BELGIUM Antwerp | €90,311 | €54,086 | 70.3% | - |
| EGLADAK Antwerp | €219,446 | €117,932 | 86.2% | - |
These companies have the same main activity as D.L.S.V.: other legal services (NACE 69109). They are comparable in size and age: total assets between €90,300 and €232,000, founded between 1983 and 1999.
Official details
Source: KBO- Status
- Active since 07-03-1991Normal situation
- Registered office
- 13 active companies are registered at this addressSource: KBO register, as of 7 November 2026.
- Activity
- Other legal servicesNACE 69109
- Establishment unit
- 2.053.646.0891040 Etterbeek, since 26-07-1991
- Financial year end
- 31 December
- Peppol
- Reachable since 17-03-2026
Annual accounts 2025
- €139,520▼ 51.5%
- Filing
- Filed on 07-07-2026, 24 days before the end of the filing period
Insights on D.L.S.V.
D.L.S.V. files the abbreviated format. That format states no turnover. The gross margin rose from -€19,313 in 2006 to €75,342 in 2025.
ETUDES TECHNIQUES ET INFORMATIQUES CONSULTING holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about D.L.S.V.
- What is the company number of D.L.S.V.?
- The company number of D.L.S.V. is 0443.640.980. The VAT number is the same number with BE in front: BE 0443.640.980.
- Where is D.L.S.V. based?
- The registered office is at Tervurenlaan 55, 1040 Etterbeek.Company details
- What does D.L.S.V. do?
- According to the KBO register, the main activity is other legal services (NACE 69109).
- What is the legal form of D.L.S.V.?
- D.L.S.V. is a public limited company (NV).
- When was D.L.S.V. founded?
- D.L.S.V. was founded on 07-03-1991.
- Is D.L.S.V. still active?
- Yes, D.L.S.V. is an active enterprise in the KBO register.
- What is the turnover of D.L.S.V.?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €75,342 and 110 comparable companies (NACE 69). It probably lies between €130,000 and €220,000.Financials
- Is D.L.S.V. profitable?
- In financial year 2025, D.L.S.V. made a profit of €43,345.
- Where can I find the annual accounts of D.L.S.V.?
- D.L.S.V. filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of D.L.S.V. due?
- D.L.S.V. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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