KVR CONSULT
ActiveKVR CONSULT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €48k and a net result of €166. Equity is growing by ~24% per year across the filed fiscal years. Its solvency ranks better than 36% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
66
/ 100
Healthy▼ -25 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability2▼-51
Solvency86▲+14
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.78 against 2.24 in 2023), but 58.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
41.4%
Return on assets
0.1%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
31 d late
2022
60 d late
2021
31 d late
2020
325 d late
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€48k▲ 0.3%
2023 · €47k
2018: €11k
2019: €16k
2020: €40k
2021: €45k
2022: €42k
2023: €47k
2018 → 2024
Total assets
€115k▼ 23.6%
2023 · €150k
2018: €49k
2019: €56k
2020: €91k
2021: €105k
2022: €105k
2023: €150k
2018 → 2024
Net result
€166▼ 96.7%
2023 · €5k
2018: €18k
2019: €5k
2020: €24k
2021: €5k
2022: €-3k
2023: €5k
2018 → 2024
Working capital
€73k▼ 11.8%
2023 · €83k
2018: €11k
2019: €16k
2020: €64k
2021: €79k
2022: €77k
2023: €83k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€40k-€45k▲ 12.5%€42k▼ 6.8%€47k▲ 11.9%€48k▲ 0.3%
Operating result€28k-€20k▼ 27.2%€-1k€11k€5k▼ 51.5%
Net result€24k-€5k▼ 79.2%€-3k€5k€166▼ 96.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 52% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €115k
Equity
€48k▲ 0.3%
Debt
€67k▼ 34.7%
The debt ratio falls from 68.5% to 58.6%: equity grows while debt is paid down.
Key figures and ratios
Solvency
41.4%▲
2023 · 31.5%
Current ratio
2.78▲
2023 · 2.24
Quick ratio
0.71▼
2023 · 1.07
Debt / equity
1.41▼
2023 · 2.17
ROE
0.3%▼
2023 · 10.6%
ROA
0.1%▼
2023 · 3.4%
Debt
€67k▼
2023 · €103k
Debt ≤ 1 year
€41k▼
2023 · €67k
Debt > 1 year
€26k▼
2023 · €36k
Income taxes
€4k▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€150k€115k▼
Current assets29/58€150k€115k▼
Stocks and contracts in progress3€79k€85k▲
Stocks30/36€79k€85k▲
Amounts receivable within one year40/41€71k€29k▼
Trade receivables40€71k€29k▼
Other amounts receivable41-€536
Cash at bank and in hand54/58€0€134▲
Equity and liabilities
Total equity and liabilities10/49€150k€115k▼
Equity10/15€47k€48k▲
Contributions10/11€6k€6k=
Reserves13€23k€23k=
Non-distributable reserves130/1-€23k
Own shares acquired1312-€23k
Distributable reserves133€23k-
Profit (loss) carried forward14€18k€18k▲
Amounts payable17/49€103k€67k▼
Amounts payable after more than one year17€36k€26k▼
Other amounts payable178/9€36k€26k▼
Amounts payable within one year42/48€67k€41k▼
Financial debts43€7k€1k▼
Credit institutions430/8€7k€1k▼
Trade debts44€26k€17k▼
Suppliers440/4€26k€17k▼
Taxes, remuneration and social security45€24k€16k▼
Taxes450/3€24k€16k▼
Other amounts payable47/48€10k€7k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€830-
Other operating charges640/8€4k€1k▼
Gross operating margin9900€16k€7k▼
Operating profit (loss)9901€11k€5k▼
Financial income75/76B-€15
Recurring financial income75-€15
Financial charges65/66B€1k€755▼
Recurring financial charges65€1k€755▼
Profit (loss) for the period before taxes9903€10k€5k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€5k€166▼
Profit (loss) for the period to be appropriated9905€5k€166▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€18k▼
Profit (loss) brought forward from the previous period14P€17k€18k▲
Transfer to equity691/2€4k-
To other reserves6921€4k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Weakest financial yearnet €-3k ▼161%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 325 days late
2020
31-12
Financial
Highest result since 2018net €24k ▲388%
Operating result €28k, net result €24k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.73
Current ratio from 1.41 to 3.73; short-term debt falls from €40k to €24k.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Arnaud Fraiteurlaan 151050 ElseneGround area
7,769 m²
Building footprint
1,811 m²
Volume, LiDAR
33,069 m³
2 parcels, Brussels · tallest building 28.5 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Tervurenlaan 55, 1040 Etterbeek
since 20172.260.593.611
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21446F0030/00A000 | Brussels | 7,406 m² | 1 · 1,655 m² | 28.5 m · 6 fl. |
| 21005A0579/00C006 | Brussels | 363 m² | 1 · 155 m² | 24.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ONG NOÏ
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 37,773 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46180Agents specialised in the wholesale of other particular products
46341Wholesale of wines and spirits
47251Retail sale of wines and spirits
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.