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DL Insurance

Active
Private limited companyfounded 2007active for 19 yearsAntwerpsesteenweg 66A, 2950 Kapellen, BelgiumKBO/BCE: BE 0892.542.827

From the official registers: KBO 17 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

DL Insurance has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,882 and a net result of €83,879. Equity has been stable since 2019 (±0.6% per year). Its solvency ranks better than 38% of 2,812 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 04-10-2007 Normal situation
Activity
Other business support services NACE 82990
Establishment unit
2.167.053.739 2950 Kapellen, since 02-10-2007
Financial year end
30 June
Peppol
Reachable since 23-12-2025

Board and ownership

Board
  • GestikDirector · since 15-10-2021 · permanent representative VAN GESTEL Kenneth
  • Jullou InvestDirector · since 15-10-2021 · permanent representative BRASPENNINCX Peter

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-06-2025
Gross margin
€101,910
▲ 54.1%
Turnover
≈ €150,000
estimated
Profit
€83,879
▲ 79.2%
Equity
€35,882
▲ 1.1%
Total assets
€126,408
▲ 0.7%
Filed on 29-12-2025, 33 days before the deadlinePDF
Score breakdownlowers riskLiquidity: current ratio 1.39, cash €107,269Size: total assets €126,408Sector: Office administrative, office support and other business support activities (NACE 82)Founded in 2007Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 55% of micro companies in office administrative support (NACE 82)
Financial strength · tick: 2024
Strong
Solvency 53=
equity 28.4% of total assets
Liquidity 61-12
short-term debt 71.6% · cash 84.9%
Profitability 100=
return on assets 66.4%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,668 companies, NACE 82, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.4%▲ +0.1 percentage points vs 12-2024highest value 02-2025: 0.3%▼ -0.1 percentage points vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.2%▼ -0.1 percentage points vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: < 0.1%▼ -0.2 percentage points vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.39 (1.11 in 2024), below the usual 1.5. Short-term debt is 71.6% and cash 84.9% of total assets. 71.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 34% of them on solvency, 56% on liquidity, 87% on profitability and 43% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 1.39, cash €107,269
NBB · annual accounts
lowers risk · Size: total assets €126,408
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Founded in 2007
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-12-2025, 33 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
33 days early
2024
12 days early
2023
1 day early
2022
2 days early
2021
80 days early
2020
31 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 19 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €83,879 7 years View

Comparable companies

These companies have the same main activity as DL Insurance: other business support services (NACE 82990). They are comparable in size and age: total assets between €103,000 and €229,000, founded between 2002 and 2016.

CompanyTotal assetsGross margin
DL Insurance Kapellen€126,408€101,910
ALFA POS SERVICES Wijnegem€229,464€53,904
Marine Oil Services Antwerpen€201,459€149,578
EUROPEAN ORGANIC CERTIFIERS COUNCIL Brussel€120,921€111,389
Business for Business Pepingen€103,211€53,672
FISCCONSULT Beringen€197,224€144,710
FARMA KRONENHOEK Sint-Gillis-Waas€171,092€103,894
Full comparison

Documents

Key facts about DL Insurance

What is the company number of DL Insurance?
The company number of DL Insurance is 0892.542.827. The VAT number is the same number with BE in front: BE 0892.542.827.
Where is DL Insurance based?
The registered office is at Antwerpsesteenweg 66A, 2950 Kapellen.Company details
What does DL Insurance do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of DL Insurance?
The legal form of DL Insurance is Private limited company (BV).
When was DL Insurance founded?
DL Insurance was founded on 04-10-2007.
Is DL Insurance still active?
Yes, DL Insurance is an active enterprise in the KBO register.
How many employees does DL Insurance have?
DL Insurance had an average of 0.6 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of DL Insurance?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €101,910 and 31 comparable companies (NACE 82990). It probably lies between €120,000 and €210,000.
Is DL Insurance profitable?
In financial year 2025, DL Insurance made a profit of €83,879.
Where can I find the annual accounts of DL Insurance?
DL Insurance filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of DL Insurance due?
DL Insurance must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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