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Generated 16-07-2026
Active BE 0540.832.111Private limited company (pre-2019)

DL DESIGN CONSTRUCT

Chaussée de Bruxelles 75 ·6040 Charleroi, Belgium· 12 yrs active
Sector: Specialised construction (43910)
Conclusion Checked

The computed 12-month bankruptcy probability of DL DESIGN CONSTRUCT is 1.4% (low). The 2023 annual accounts show equity of €116k and a net result of €10k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 73% of 8936 sector peers (fiscal year 2023). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €116k
Net result €10k
Better than sector 73%
Active 12 yrs
Snowflake analysis 5 axes · computed by Checked
Health88Profitability53Solvency98Growth35Stability100
75 / 100

Exceptional profile, strong across almost every axis.

Health 88
Profitability 53
Solvency 98
Growth 35
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
1.4% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Annual accounts: weaker financial profile +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2013, 12 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
88 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 17-07-2024 with the NBB · fiscal year 2023 · micro
€-100k€0€100k€200kRevenue 2019: €186k€186kOperating result 2019: €5k€5kNet result 2019: €83k€83kRevenue 2020: €173k€173kOperating result 2020: €15k€15kNet result 2020: €92k€92kRevenue 2021: €204k€204kOperating result 2021: €-20€-20Net result 2021: €-3k€-3kRevenue 2022: €174k€174kOperating result 2022: €15k€15kNet result 2022: €11k€11kRevenue 2023: €122k€122kOperating result 2023: €9k€9kNet result 2023: €10k€10k20192020202120222023
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~8.5%/year over 6 fiscal years, indicative, assuming unchanged policy.
€60k€80k€100k€120k€140k€160k2024: €125k (€115k - €134k)2025: €135k (€126k - €144k)2026: €147k (€137k - €156k)2018: €76k2019: €88k2020: €97k2021: €94k2022: €105k2023: €116k201820192020202120222023202420252026
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2023 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 58.1% 38.7%
better than 73% of 8936 sector peers
Net result €10k €12k
better than 46% of 8921 sector peers
Equity €116k €30k
better than 88% of 8941 sector peers
Gross operating margin €13k €33k
better than 25% of 8911 sector peers
Total assets €199k €89k
better than 79% of 8937 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€122k
-29.8% 18-23
EBITDA
€11k
-36.0% +98% vs sector
Net profit
€10k
-11.4% far above sector median
Cash flow
€13k
-5.7% +78% vs sector
Total assets
€199k
+41.8% +7% vs sector
Equity
€116k
+9.6% +27% vs sector
Working capital
€112k
+13.2% +48% vs sector
Income taxes
€7k
+505.9% far above sector median
Debt
€83k
+139.6% -13% vs sector
Debt ≤ 1y
€83k
+139.6% +16% vs sector
Current ratio
2.35
-39.0% +24% vs sector
Quick ratio
2.35
-39.0% +45% vs sector
Solvency
58.1%
-22.7% +32% vs sector
Debt / equity
0.72
+118.5% -44% vs sector
ROE
8.8%
-19.1% far above sector median
ROA
5.1%
-37.5% far above sector median
Net margin
8.3%
+26.3% 18-23
EBITDA margin
9.4%
-8.8% 18-23
Interest coverage
4.13
-51.0% far above sector median
Figures by fiscal year
Fiscal year2023
Revenue€122k
EBITDA€11k
Net profit€10k
Cash flow€13k
Staff costs-
Income taxes-
Dividends-
Total assets€199k
Equity€116k
Debt€83k
of which ≤ 1y€83k
of which > 1y-
Working capital€112k
Employees (FTE)-
Ratios (computed)
2023
Current ratio2.35
Quick ratio2.35
Working capital ratio56.3%
Solvency58.1%
Debt / equity0.72
Long-term debt ratio-
Interest coverage4.13
Gross margin-12.9%
Net margin8.3%
ROA5.1%
ROE8.8%
EBITDA margin9.4%
Days sales outstanding194d
Days payable outstanding132d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€199k
Fixed assets 21/28€4k
Tangible fixed assets 22/27€4k
Financial fixed assets 28€50
Current assets 29/58€195k
Amounts receivable within one year 40/41€92k
Cash & bank 54/58€17k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€199k
Equity 10/15€116k
Contributions / capital 10/11€100
Reserves 13€25k
Accumulated profits (losses) 14€90k
Amounts payable 17/49€83k
Amounts payable within one year 42/48€83k
Trade debts payable within one year 44€50k
Income statement
Turnover 70€122k
Gross operating margin 9900€13k
Operating result 9901€9k
Financial income 75€4k
Financial charges 65€3k
Result before taxes 9903€10k
Net result for the period 9904€10k
Result to be appropriated 9905€10k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Specialised construction(43910)
Legal form Private limited company (pre-2019)(015)
Incorporation15-10-2013
StatusActive
Postal code6040
Establishment units 1 location
DL Design Construct
Rue du Bosquet 11, 6200 ChâteletOptrekken van de ruwbouw van individuele huizen
since 20132.224.169.418
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52502C0120/02L000 Wallonia 1.4 ha 1 · 218 m² 4.7 m · 1 fl.
52363D0510/00Y002 Wallonia 453 m² 1 · 82 m² 8.4 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
17-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
22-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
24-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
29-07-2022
State Gazette act Director changes
2021
26-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
31-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
28-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
09-01-2019
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
31-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
30-03-2017
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
04-12-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2022
29-07-2022 2 directors appointed, 2 resigning Director changes
  • La Matina Nicolo, Directeur
  • Del Viscio Liberantonio, Directeur
  • La Matina Nicolo, Directeur
  • Ungurean Florin, Directeur
Technical details 
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      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2022-07-22",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale prends acte de la d\u00E9mission \u00E0 sa fonction d\u0027administrateur de monsieur La Matina Nicolo, d\u00E9charge plein et enti\u00E8re pour sa gestion lui sont donn\u00E9.",
      "decharge_status": "granted",
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      "decharge_status": null,
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      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2022-07-22",
      "evidence_quote": "L\u0027assembl\u00E9 g\u00E9n\u00E9ral prends acte de la d\u00E9mission de monsieur Ungurean Florin de sa fonction d\u0027associ\u00E9e actifs.",
      "decharge_status": null,
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    },
    {
      "kind": "director_in",
      "role": "directeur",
      "person": {
        "rrn": null,
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      "reason": null,
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      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2022-07-22",
      "evidence_quote": "La totalit\u00E9 de ces action sort transmise \u00E0 monsieur Del Viscio Liberantonio",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
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  "notary": {
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  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2022-07-29",
    "filing_date": "2022-06-10",
    "act_kind_objet": "Objet de l\u0027acte:"
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  "decisions": [
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      "body": "algemene_vergadering",
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      "unanimous": true
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  "is_correction": false,
  "subject_company": {
    "kbo": "0540.832.111",
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    "legal_form": "srl"
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Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Metselwerk43910Uitvoeren van metsel- en voegwerken43994Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Slopen43110Slopen43110Installatie van isolatie43230Isolatiewerkzaamheden43291Chapewerken43422Overige gespecialiseerde bouwactiviteiten, neg43990Chapewerken43996Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
Legal nameFR DL DESIGN CONSTRUCT
Registered office
Chaussée de Bruxelles 75
6040 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative