DJM EXPRESS
ActiveSummary
The computed 12-month bankruptcy probability of DJM EXPRESS is 3.5% (moderate). The 2025 annual accounts show negative equity (-€70,148) and a net result of -€35,159. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 493 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-8
Solvency0▼-4
Growth32=
Track record100
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.78 against 0.82 in 2024; short-term debt: 123.3% of total assets), and equity is negative.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Postal and courier activities (NACE 53)
about 277% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-40.7%
Return on assets
-20.4%
Age of the figures
15 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€70,148
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
9 d early
2024
3 d early
2023
6 d early
2022
4 d early
2021
8 d early
2020
31 d early
2019
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 13 days after the deadline, and 56% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 25 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money How does this company compare with its sector?Sector benchmark
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€70,148▼ 100%
2024 · -€34,989
Total assets
€172,358▲ 2.5%
2024 · €168,093
Net result
-€35,159▼ 134%
2024 · -€15,031
Working capital
-€46,221▼ 32.3%
2024 · -€34,946
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 53, Postal and courier activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€6,751▼ 48.6%€1,205▼ 82.2%-€27,840-€9,069▲ 67.4%-€31,044▼ 242%
Net result€4,084within the sector's middle half▼ 61.9%-€3,544below the sector's middle half-€39,263below the sector's middle half▼ 1,008%-€15,031below the sector's middle half▲ 61.7%-€35,159below the sector's middle half▼ 134%
Equity€22,849within the sector's middle half▲ 21.8%€19,305within the sector's middle half▼ 15.5%-€19,958below the sector's middle half-€34,989below the sector's middle half▼ 75.3%-€70,148below the sector's middle half▼ 100%
Total assets€112,617within the sector's middle half▲ 38.4%€105,621within the sector's middle half▼ 6.2%€122,733within the sector's middle half▲ 16.2%€168,093within the sector's middle half▲ 37.0%€172,358within the sector's middle half▲ 2.5%
Debt€89,768▲ 43.4%€86,316▼ 3.8%€142,691▲ 65.3%€203,082▲ 42.3%€242,506▲ 19.4%
Working capital€6,375within the sector's middle half▼ 26.9%€6,766within the sector's middle half▲ 6.1%-€19,924below the sector's middle half-€34,946below the sector's middle half▼ 75.4%-€46,221below the sector's middle half▼ 32.3%
Solvency20.3%within the sector's middle half▼ 2.8pp18.3%within the sector's middle half▼ 2.0pp-16.3%below the sector's middle half▼ 34.5pp-20.8%below the sector's middle half▼ 4.6pp-40.7%below the sector's middle half▼ 19.9pp
Current ratio1.07within the sector's middle half▼ 0.101.08within the sector's middle half▲ 0.010.85within the sector's middle half▼ 0.220.82within the sector's middle half▼ 0.030.78within the sector's middle half▼ 0.04
Return on assets (ROA)3.6%within the sector's middle half▼ 9.5pp-3.4%below the sector's middle half▼ 7.0pp-32.0%below the sector's middle half▼ 28.6pp-8.9%below the sector's middle half▲ 23.0pp-20.4%below the sector's middle half▼ 11.5pp
Staff (FTE)4.8▲ 50.0%5.7▲ 18.8%7▲ 22.8%4.5▼ 35.7%3.8▼ 15.6%
above
within
below
the middle half (P25 to P75) of NACE 53, Postal and courier activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €31,044 in 2025 against €9,069 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172,358
Fixed assets
€6,012 ▼ 5.5%
Current assets
€166,346 ▲ 2.9%
Key figures and ratios
EBITDA
-€30,694▼
2024 · -€3,499
Cash flow
-€34,809▼
2024 · -€9,461
Debt to equity
-3.46▲
2024 · -5.80
Interest coverage
-7.77▼
2024 · -0.61
Debt ≤ 1 year
€212,567▲
2024 · €196,677
Income taxes
€166▼
2024 · €198
Staff costs
€168,102▲
2024 · €167,286
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,010 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
7.9%
went bankrupt
8.4%
stopped otherwise
83%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,010 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €174,566 | €265,735 | €167,286 | €168,102 | ▲ 0.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,912 | €7,255 | €7,202 | €5,570 | €350 | ▼ 93.7% |
| Other operating charges640/8 | - | €3,441 | €4,658 | €3,906 | €3,120 | ▼ 20.1% |
| Gross operating margin9900 | €141,816 | €186,467 | €249,755 | €167,693 | €140,528 | ▼ 16.2% |
| Operating profit (loss)9901 | €6,751 | €1,205 | -€27,840 | -€9,069 | -€31,044 | ▼ 242% |
| Financial income75/76B | - | €85 | €549 | - | - | - |
| Recurring financial income75 | - | €85 | €549 | - | - | - |
| Financial charges65/66B | - | €1,406 | €11,639 | €5,764 | €3,949 | ▼ 31.5% |
| Recurring financial charges65 | €1,131 | €1,406 | €11,639 | €5,764 | €3,949 | ▼ 31.5% |
| Profit (loss) for the period before taxes9903 | €5,620 | -€116 | -€38,930 | -€14,833 | -€34,993 | ▼ 136% |
| Income taxes67/77 | €1,536 | €3,428 | €333 | €198 | €166 | ▼ 16.2% |
| Profit (loss) for the period9904 | €4,084 | -€3,544 | -€39,263 | -€15,031 | -€35,159 | ▼ 134% |
| Profit (loss) for the period to be appropriated9905 | €4,084 | -€3,544 | -€39,263 | -€15,031 | -€35,159 | ▼ 134% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €112,617 | €105,621 | €122,733 | €168,093 | €172,358 | ▲ 2.5% |
| Formation expenses20 | €160 | - | - | - | - | - |
| Fixed assets21/28 | €16,314 | €12,539 | €5,337 | €6,362 | €6,012 | ▼ 5.5% |
| Tangible fixed assets22/27 | €16,314 | €12,539 | €5,337 | €1,166 | €816 | ▼ 30.0% |
| Plant, machinery and equipment23 | - | €1,341 | €499 | €1,166 | €816 | ▼ 30.0% |
| Furniture and vehicles24 | - | €11,198 | €4,838 | - | - | - |
| Financial fixed assets28 | - | - | - | €5,196 | €5,196 | = |
| Current assets29/58 | €96,143 | €93,082 | €117,396 | €161,731 | €166,346 | ▲ 2.9% |
| Amounts receivable within one year40/41 | €78,818 | €85,824 | €117,396 | €132,210 | €154,663 | ▲ 17.0% |
| Trade receivables40 | - | €78,308 | €109,880 | €107,429 | €148,981 | ▲ 38.7% |
| Other amounts receivable41 | - | €7,516 | €7,516 | €24,781 | €5,682 | ▼ 77.1% |
| Cash at bank and in hand54/58 | €17,325 | €7,258 | - | - | - | - |
| Deferred charges and accrued income490/1 | - | - | - | €29,521 | €11,683 | ▼ 60.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €112,617 | €105,621 | €122,733 | €168,093 | €172,358 | ▲ 2.5% |
| Equity10/15 | €22,849 | €19,305 | -€19,958 | -€34,989 | -€70,148 | ▼ 100% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Outside capital11 | - | €6,200 | - | - | - | - |
| Other1109/19 | - | €6,200 | - | - | - | - |
| Reserves13 | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Non-distributable reserves130/1 | - | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Reserves not available under the articles1311 | - | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Profit (loss) carried forward14 | €14,794 | €11,250 | -€28,013 | -€43,044 | -€78,203 | ▼ 81.7% |
| Amounts payable17/49 | €89,768 | €86,316 | €142,691 | €203,082 | €242,506 | ▲ 19.4% |
| Amounts payable within one year42/48 | €89,768 | €86,316 | €137,320 | €196,677 | €212,567 | ▲ 8.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €5,486 | €5,391 | ▼ 1.7% |
| Financial debts43 | - | €966 | €6,244 | €21,590 | €22,761 | ▲ 5.4% |
| Credit institutions430/8 | - | €966 | €6,244 | €21,590 | €22,761 | ▲ 5.4% |
| Trade debts44 | €36,724 | €34,707 | €56,436 | €97,844 | €91,526 | ▼ 6.5% |
| Suppliers440/4 | - | €34,707 | €56,436 | €97,844 | €91,526 | ▼ 6.5% |
| Taxes, remuneration and social security45 | - | €34,760 | €58,041 | €64,536 | €84,888 | ▲ 31.5% |
| Taxes450/3 | - | €15,748 | €29,061 | €36,223 | €49,858 | ▲ 37.6% |
| Remuneration and social security454/9 | - | €19,012 | €28,980 | €28,313 | €35,030 | ▲ 23.7% |
| Other amounts payable47/48 | - | €15,883 | €16,599 | €7,221 | €8,001 | ▲ 10.8% |
| Accrued charges and deferred income492/3 | - | - | €5,371 | €6,405 | €29,939 | ▲ 367% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,084 | -€3,544 | -€39,263 | -€15,031 | -€35,159 | ▼ 134% |
| + Depreciation and write-downs630 | €6,912 | €7,255 | €7,202 | €5,570 | €350 | ▼ 93.7% |
| Operating cash flow (approximation) | €10,996 | €3,711 | -€32,061 | -€9,461 | -€34,809 | ▼ 268% |
| Investment in fixed assets (approximation) | - | -€3,480 | €0 | -€6,595 | €0 | ▲ 100% |
| Change in cash | - | -€10,067 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet -€39,263
Net result drops to -€39,263, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Highest result since 2019net €10,710 ▲876%
Operating result €13,139, net result €10,710, both a record.
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
13-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2017
Ground area
1.7 ha
Building footprint
7,310 m²
2 parcels, Flanders. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Lucien Buyssestraat 23, 9800 Deinze
since 20172.263.508.559
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34322B0705/00C000 | Flanders | 1.6 ha | 1 · 7,219 m² | - |
| 44075A0414/00S003 | Flanders | 600 m² | 1 · 91 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 814 EUR awarded · 814 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 99 EUR | 99 EUR |
| 2022 | 1 | 715 EUR | 715 EUR |
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
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Of 4,916 companies in sector 53200 we hold annual accounts for 1,324. 1,047 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-04-2017
Fiscal year end30-06
Activities, NACEBEL 2025
53200Other postal and courier activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0674586005
Also
9925:BE0674586005
Registered
28-09-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.