DJENNÉ
ActiveDJENNÉ has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €63k. Equity is shrinking by ~46.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 10% of 27319 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency11▼-88
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.98 against 2.65 in 2024), and 99.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.9%
Return on assets
30.2%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 27319 sector peers (2025).
NBB · sector comparisonPosition among 27319 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
30 d late
2024
30 d late
2023
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 98.9%
2024 · €179k
2023: €32k
2024: €179k
2023 → 2025
Total assets
€209k▼ 27.0%
2024 · €286k
2023: €55k
2024: €286k
2023 → 2025
Net result
€63k▼ 57.3%
2024 · €148k
2023: €8k
2024: €148k
2023 → 2025
Working capital
€-5k
2024 · €175k
2023: €25k
2024: €175k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€32k-€179k▲ 468%€2k▼ 98.9%
Operating result€12k-€199k▲ 1,576%€85k▼ 57.2%
Net result€8k-€148k▲ 1,731%€63k▼ 57.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €209k
Fixed assets
€7k▲ 18.6%
Current assets
€202k▼ 27.9%
Equity and liabilities €209k
Equity
€2k▼ 98.9%
Debt
€207k▲ 94.0%
The debt ratio rises from 37.3% to 99.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€88k▼
2024 · €201k
Cash flow
€66k▼
2024 · €150k
Solvency
0.9%▼
2024 · 62.7%
Current ratio
0.98▼
2024 · 2.65
Quick ratio
0.98▼
2024 · 2.65
ROA
30.2%▼
2024 · 51.7%
Interest coverage
348.10▼
2024 · 458.29
Debt
€207k▲
2024 · €107k
Debt ≤ 1 year
€207k▲
2024 · €106k
Income taxes
€22k▼
2024 · €51k
A ratio outside any meaningful range has been withheld (balance sheet total €209k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€286k€209k▼
Fixed assets21/28€6k€7k▲
Tangible fixed assets22/27€3k€4k▲
Plant, machinery and equipment23€1k€3k▲
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€2k€2k=
Current assets29/58€280k€202k▼
Amounts receivable within one year40/41€163k€110k▼
Trade receivables40€159k€32k▼
Other amounts receivable41€4k€78k▲
Cash at bank and in hand54/58€114k€89k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€286k€209k▼
Equity10/15€179k€2k▼
Contributions10/11€1k€1k=
Reserves13€966€966=
Distributable reserves133€966€966=
Profit (loss) carried forward14€177k-
Amounts payable17/49€107k€207k▲
Amounts payable within one year42/48€106k€207k▲
Trade debts44€10k€6k▼
Suppliers440/4€10k€6k▼
Advances received on contracts in progress46€90k-
Taxes, remuneration and social security45€6k€2k▼
Taxes450/3€6k€2k▼
Other amounts payable47/48-€199k
Accrued charges and deferred income492/3€930-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€203k€90k▼
Operating profit (loss)9901€199k€85k▼
Financial income75/76B€347€89▼
Recurring financial income75€347€89▼
Financial charges65/66B€439€252▼
Recurring financial charges65€439€252▼
Profit (loss) for the period before taxes9903€199k€85k▼
Income taxes67/77€51k€22k▼
Profit (loss) for the period9904€148k€63k▼
Profit (loss) for the period to be appropriated9905€148k€63k▼
Appropriation of the result
Profit (loss) to be appropriated9906€177k€240k▲
Profit (loss) brought forward from the previous period14P€30k€177k▲
Profit to be distributed694/7-€240k
Return on contributions (dividend)694-€240k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Highest result since 2023net €148k ▲1731%
Operating result €199k, net result €148k, both a record.
31-12
Financial
Equity above €150kEq €179k ▲468%
2 profitable years in a row build equity to €179k.
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 88 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
16-04-2024
Resigned as Manager
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kielenstraat 703700 Tongeren-BorgloonGround area
190 m²
Building footprint
72 m²
Volume, LiDAR
455 m³
Parcel 73083C0149/00D000, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Djenné
since 20162.249.047.839
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73083C0149/00D000 | Flanders | 190 m² | 1 · 72 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,987 companies in sector 43310 we hold annual accounts for 1,736. 350 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-2016
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.