Equity
€1,984 from €65,303 in 2007
Equity fell by 97% in 18 years.
GEBR. GEUSENS
Lifetime
20 annual accounts with figures on one time axis, 31 filings since 1995peak €40,885 (2010)
-€1,437▲ €5,775
lowest -€17,135 (2012)
-€5,459▲ €3,585
peak €65,303 (2007)
€1,984▼ 73.3%
€9,223▲ 25.0%
peak 1 FTE (2006)
-not published
Board2 names since 1995
1 directorGEUSENS Peter
Documentsfilings and deeds
03-07-202628 days before the deadline
2025micro format
Gross margin from -€7,212 to -€1,437Loss of €5,459Equity from €7,443 to €1,984Debts from €7,380 to €9,223Cash from €2,299 to €0
Key points
from the 2025 annual accountsLosses
-€14,503 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Debts
€9,223 82% of the balance sheet
Financial debts 16%Suppliers 7%Other 78%
Liquidity
0.38 was 1.82 in 2024
Short-term debts rose from €2,365 to €9,223.
Filings
31 annual accounts since 1995
Two of the last ten came late. The 2018 accounts came latest: 26 days after the end of the period.
Position in the sector
€1,984
Less equity than 90% of companies in specialised construction. Sector median €57,691 · 35,148 companies.
Turnover not published (micro format)
Checked score
53
Fair
Financially stronger than 8% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.4%▲ +0.1 percentage points vs 03-2025
05-2025: 0.1%▼ -0.3 percentage points vs 04-2025lowest value
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%▲ +0.2 percentage points vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.5%▲ +0.1 percentage points vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 1.1%▲ +0.6 percentage points vs 07-2026highest value
09-2026: 1.1%● unchanged vs 08-2026highest value
10-2026: 1.1%● unchanged vs 09-2026highest value
11-2026: 1.1%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Sector: Specialised construction activities (NACE 43)
Loss of €5,459, the second in a row (financial year 2025)
Liquidity: current ratio 0.38, cash €0, halved
lowers risk
Size: total assets €11,207
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 20% of them on solvency, 4% on liquidity, 4% on profitability and 6% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,221 companies had the same profile as GEBR. GEUSENS has now. Each dot stands for 4 companies, two years later.
88.6%
were still trading
7.4%
stopped another way
3.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of GEBR. GEUSENS itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,221 companies, not a prediction for GEBR. GEUSENS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.38 (1.82 in 2024), below 1. Short-term debt is 82.3% and cash 0% of total assets. 82.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€5,459
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 35136 sector peers (2025).
NBB · sector comparisonPosition among 35136 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 days early
2024
31 days early
2023
43 days early
2022
48 days early
2021
19 days early
2020
18 days early
2019
44 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 33 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0454967216
Change of role: GEUSENS Peter, from manager to director
General meeting of 09-05-2023 · Gazette deed
Registered office moved from Hamont-Achel to Bocholt
New registered office: Weerterweg 7, 3950 Bocholt · Previous registered office: Korte Smele 9, 3930 Hamont-Achel · Board meeting of 27-03-2023 · Gazette deed
Resignation: Elia Schrooten (director)
Director discharge: Elia Schrooten · General meeting of 12-06-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GEBR. GEUSENS Bocholt | €11,207 | -€1,437 | 17.7% | - |
| GLD PLAFONNAGE Saint-Nicolas | €11,913 | -€19,909 | -39.4% | - |
| Hobe België Pelt | €8,065 | -€809 | 38.0% | - |
| DEMI BEPLEISTERINGEN Houthalen-Helchteren | €8,470 | -€5,600 | -139.0% | - |
| TIM & CO Bassenge | €16,712 | -€9,184 | 66.7% | - |
| DEVRIENDT MICHAEL Essen | €8,067 | -€2,996 | 85.1% | - |
| ETS RCP Sint-Gillis (bij-Brussel) | €14,780 | €742 | -42.5% | - |
These companies have the same main activity as GEBR. GEUSENS: plastering work (NACE 43310). They are comparable in size and age: total assets between €8,070 and €16,700, founded between 1984 and 2005.
Official details
Source: KBO- Status
- Active since 18-04-1995Normal situation
- Activity
- Plastering workNACE 43310
- Establishment unit
- 2.071.878.1313950 Bocholt, since 07-06-1995
- Financial year end
- 31 December
- Peppol
- Reachable since 03-09-2025
Annual accounts 2025
- €11,207▼ 24.4%
- Filing
- Filed on 03-07-2026, 28 days before the end of the filing period
Insights on GEBR. GEUSENS
GEBR. GEUSENS files the micro format. That format states no turnover. The gross margin fell from €35,758 in 2006 to -€1,437 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GEBR. GEUSENS
- What is the company number of GEBR. GEUSENS?
- The company number of GEBR. GEUSENS is 0454.967.216. The VAT number is the same number with BE in front: BE 0454.967.216.
- Where is GEBR. GEUSENS based?
- The registered office is at Weerterweg 7, 3950 Bocholt.Company details
- What does GEBR. GEUSENS do?
- According to the KBO register, the main activity is plastering work (NACE 43310).
- What is the legal form of GEBR. GEUSENS?
- GEBR. GEUSENS is a private limited company (BV).
- When was GEBR. GEUSENS founded?
- GEBR. GEUSENS was founded on 18-04-1995.
- Is GEBR. GEUSENS still active?
- Yes, GEBR. GEUSENS is an active enterprise in the KBO register.
- What is the turnover of GEBR. GEUSENS?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is GEBR. GEUSENS profitable?
- In financial year 2025, GEBR. GEUSENS made a loss of €5,459.
- Where can I find the annual accounts of GEBR. GEUSENS?
- GEBR. GEUSENS filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GEBR. GEUSENS due?
- GEBR. GEUSENS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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