Djani
ActiveDjani has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €1k. Equity is growing by ~33.1% per year across the filed fiscal years. Its solvency ranks better than 47% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72=
Solvency56▲+19
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 4.1 against 8.33 in 2024; short-term debt: 23.8% and cash: 3.2% of total assets), but 69.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
30 d late
2022
31 d late
2021
12 d late
2020
88 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 8.6%
2024 · €16k
2018: €-19k
2019: €-8k
2020: €-18k
2021: €-16k
2022: €9k
2023: €13k
2024: €16k
2018 → 2025
Total assets
€58k▼ 57.1%
2024 · €136k
2018: €13k
2019: €8k
2020: €8k
2021: €28k
2022: €107k
2023: €103k
2024: €136k
2018 → 2025
Net result
€1k▼ 59.2%
2024 · €3k
2018: €22k
2019: €11k
2020: €-10k
2021: €2k
2022: €24k
2023: €4k
2024: €3k
2018 → 2025
Working capital
€43k▼ 63.4%
2024 · €118k
2018: €6k
2019: €6k
2020: €5k
2021: €22k
2022: €81k
2023: €81k
2024: €118k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-16k-€9k€13k▲ 45.7%€16k▲ 26.6%€18k▲ 8.6%
Operating result€3k-€25k▲ 860%€4k▼ 82.5%€4k▼ 15.6%€2k▼ 54.1%
Net result€2k-€24k▲ 943%€4k▼ 83.3%€3k▼ 15.1%€1k▼ 59.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 54% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58k
Fixed assets
€2k▼ 39.8%
Current assets
€57k▼ 57.5%
Equity and liabilities €58k
Equity
€18k▲ 8.6%
Debt
€41k▼ 66.2%
The debt ratio falls from 87.9% to 69.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€3k▼
2024 · €5k
Cash flow
€2k▼
2024 · €4k
Solvency
30.6%▲
2024 · 12.1%
Current ratio
4.10▼
2024 · 8.33
Quick ratio
2.80▼
2024 · 7.52
Debt / equity
2.27▼
2024 · 7.28
ROE
7.9%▼
2024 · 21.0%
ROA
2.4%▼
2024 · 2.5%
Interest coverage
10.29▼
2024 · 27.61
Debt
€41k▼
2024 · €120k
Debt ≤ 1 year
€14k▼
2024 · €16k
Debt > 1 year
€23k▼
2024 · €102k
Staff costs
€34k▼
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€136k€58k▼
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€134k€57k▼
Stocks and contracts in progress3€13k€18k▲
Stocks30/36€13k€18k▲
Amounts receivable within one year40/41€119k€36k▼
Trade receivables40€39k€35k▼
Other amounts receivable41€80k€435▼
Cash at bank and in hand54/58€627€2k▲
Deferred charges and accrued income490/1€673€1k▲
Equity and liabilities
Total equity and liabilities10/49€136k€58k▼
Equity10/15€16k€18k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-2k€-740▲
Amounts payable17/49€120k€41k▼
Amounts payable after more than one year17€102k€23k▼
Financial debts170/4€101k€22k▼
Other amounts payable178/9€900€900=
Amounts payable within one year42/48€16k€14k▼
Trade debts44€5k€5k▲
Suppliers440/4€5k€5k▲
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€550€605▲
Remuneration and social security454/9€11k€8k▼
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€42k€34k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€994€994=
Other operating charges640/8€2k€4k▲
Gross operating margin9900€48k€40k▼
Operating profit (loss)9901€4k€2k▼
Financial income75/76B-€6
Recurring financial income75-€6
Financial charges65/66B€167€258▲
Recurring financial charges65€167€258▲
Profit (loss) for the period before taxes9903€3k€1k▼
Profit (loss) for the period9904€3k€1k▼
Profit (loss) for the period to be appropriated9905€3k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-740▲
Profit (loss) brought forward from the previous period14P€-6k€-2k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €24k ▲943%
Operating result €25k, net result €24k, both a record.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 4.65
Current ratio from 2.22 to 4.65.
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
31-12
Financial
Weakest financial yearnet €-10k ▼188%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
25-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 86 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Falconplein 572000 AntwerpenGround area
349 m²
Building footprint
349 m²
Volume, LiDAR
2,549 m³
2 parcels, Flanders · tallest building 17.7 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
DJANI
since 19922.056.031.497
Vestingstraat 66, 2018 Antwerpen
since 20202.299.997.484
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1182/00Y018 | Flanders | 307 m² | 1 · 307 m² | 14.3 m · 1 fl. |
| 11802B0590/00F000 | Flanders | 42 m² | 1 · 42 m² | 17.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Similar companies · same sector, comparable size
STUDIO KAROLIN
BE 0547.584.301
Brasschaat · Eq €18k
INDIGO HEIST
BE 0893.859.849
Heist-op-den-Berg · Eq €18k
Sevva Jewelry
BE 0743.620.509
Antwerpen · Eq €18k
UNICUM
BE 0801.663.329
Aalst · Eq €18k
ASPENDOS
BE 0837.878.278
Quaregnon · Eq €17k
Of 2,016 companies in sector 47770 we hold annual accounts for 898. 468 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-01-1992
Fiscal year end31-12
Activities, NACEBEL
47770Retail sale of watches and jewellery
52484
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.