UNICUM

Active

Private limited companyfounded 20233 yrs activeNieuwstraat 1, 9300 Aalst, BelgiumKBO/BCE: BE 0801.663.329

The computed 12-month bankruptcy probability of UNICUM is 2.6% (moderate). The 2025 annual accounts show equity of €18k and a net result of €19. Its solvency ranks better than 24% of 18207 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

41 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability37=

Solvency28=

Growth78

Track record94

Bankruptcy probability, 12 months

2.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days only on tighter terms

Liquidity tight (current ratio 1.49 against 1.66 in 2024; short-term debt: 56.1% and cash: 15.2% of total assets), and 96.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

3.1%

Return on assets

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 18207 sector peers (2025).

NBB · sector comparison

Position among 18207 sector peers

Solvency

better than 24%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

17 d late

2024

1 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

20-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€18k▲ 0.1%

2024 · €18k

2024: €18k

2024 → 2025

Total assets

€571k▼ 3.0%

2024 · €588k

2024: €588k

2024 → 2025

Net result

€19

2024 · €-2k

2024: €-2k

2024 → 2025

Working capital

€158k▼ 16.5%

2024 · €189k

2024: €189k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€18k-€18k▲ 0.1%

Operating result€26k-€19k▼ 29.1%

Net result€-2k-€19

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 29% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €571k

16.3%

83.7%

Fixed assets €93k▼ 16.1%

Current assets €478k▲ 0.1%

Equity and liabilities €571k

96.9%

Equity €18k▲ 0.1%

Debt €553k▼ 3.1%

The debt ratio falls from 97.0% to 96.9%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€41k▼

2024 · €49k

Cash flow

€22k▲

2024 · €21k

Solvency

3.1%▲

2024 · 3.0%

Current ratio

1.49▼

2024 · 1.66

Quick ratio

0.35▼

2024 · 0.65

Debt / equity

31.39▼

2024 · 32.43

ROE

0.1%▲

2024 · -13.6%

ROA

0.0%▲

2024 · -0.4%

Interest coverage

2.20▼

2024 · 2.24

Debt

€553k▼

2024 · €571k

Debt ≤ 1 year

€320k▲

2024 · €288k

Debt > 1 year

€233k▼

2024 · €282k

Income taxes

€0▼

2024 · €7k

Staff costs

€116k▲

2024 · €83k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€588k€571k▼

Fixed assets21/28€111k€93k▼

Tangible fixed assets22/27€111k€93k▼

Plant, machinery and equipment23€45k€36k▼

Furniture and vehicles24€4k€3k▼

Other tangible fixed assets26€63k€55k▼

Financial fixed assets28€25€25=

Current assets29/58€477k€478k▲

Stocks and contracts in progress3€290k€367k▲

Stocks30/36€290k€367k▲

Amounts receivable within one year40/41€22k€7k▼

Trade receivables40€8k€6k▼

Other amounts receivable41€15k€966▼

Cash at bank and in hand54/58€158k€87k▼

Deferred charges and accrued income490/1€7k€16k▲

Equity and liabilities

Total equity and liabilities10/49€588k€571k▼

Equity10/15€18k€18k▲

Contributions10/11€20k€20k=

Profit (loss) carried forward14€-2k€-2k▲

Amounts payable17/49€571k€553k▼

Amounts payable after more than one year17€282k€233k▼

Financial debts170/4€282k€233k▼

Amounts payable within one year42/48€288k€320k▲

Current portion of amounts payable after more than one year42€45k€49k▲

Financial debts43€60k€60k=

Credit institutions430/8€60k€60k=

Trade debts44€156k€91k▼

Suppliers440/4€156k€91k▼

Taxes, remuneration and social security45€26k€62k▲

Taxes450/3€8k€32k▲

Remuneration and social security454/9€18k€29k▲

Other amounts payable47/48€1k€58k▲

Income statement Code20242025

Remuneration, social security and pensions62€83k€116k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€22k▼

Other operating charges640/8€4k€3k▼

Gross operating margin9900€137k€160k▲

Operating profit (loss)9901€26k€19k▼

Financial income75/76B€148€37▼

Recurring financial income75€148€37▼

Financial charges65/66B€22k€19k▼

Recurring financial charges65€22k€19k▼

Profit (loss) for the period before taxes9903€4k€19▼

Income taxes67/77€7k€0▼

Profit (loss) for the period9904€-2k€19▲

Profit (loss) for the period to be appropriated9905€-2k€19▲

Appropriation of the result

Profit (loss) to be appropriated9906€-2k€-2k▲

Profit (loss) brought forward from the previous period14P-€-2k

Social balance

Average headcount (FTE)90871.0-

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

17-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 17 days late

2025

31-12

Financial Back to profitnet €19

Net result €19 after one loss-making year.

30-07

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Aalst · 2 establishment units since 2023

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nieuwstraat 19300 Aalst

Ground area

277 m²

Building footprint

232 m²

Volume, LiDAR

2,364 m³

2 parcels, Flanders · tallest building 16.9 m, ±4 floors. Linked by address, not a title deed.

2 establishment units

UNICUM

Nieuwstraat 1, 9300 AalstOther manufacturing

since 20232.344.958.964

HOY – Pandora – trendjuwelier

Sint-Martenplein 5, 3800 Sint-TruidenWholesale trade

since 20242.362.400.950

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71053H0660/00M000	Flanders	166 m²	1 · 145 m²	16.9 m · 4 fl.
41002A0273/00B000 ProtectedMonumentBeurs van AmsterdamSource ↗	Flanders	111 m²	1 · 87 m²	16.1 m · 4 fl.