INDIGO HEIST
ActiveINDIGO HEIST has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €3k. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 54% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▲+24
Solvency64▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.47 in 2024; short-term debt: 60.6% and cash: 9.2% of total assets), but 60.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €18k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
1 d early
2021
41 d early
2020
20 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 19.0%
2024 · €15k
2019: €22k
2020: €22k
2021: €13k
2022: €14k
2023: €15k
2024: €15k
2019 → 2025
Total assets
€46k▲ 15.9%
2024 · €40k
2019: €25k
2020: €22k
2021: €34k
2022: €37k
2023: €36k
2024: €40k
2019 → 2025
Net result
€3k▲ 512%
2024 · €472
2019: €3k
2020: €-622
2021: €-9k
2022: €774
2023: €794
2024: €472
2019 → 2025
Working capital
€14k▲ 27.3%
2024 · €11k
2019: €20k
2020: €20k
2021: €11k
2022: €10k
2023: €11k
2024: €11k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€14k▲ 5.9%€15k▲ 5.7%€15k▲ 3.2%€18k▲ 19.0%
Operating result€-8k-€2k€1k▼ 23.0%€2k▲ 43.5%€5k▲ 178%
Net result€-9k-€774€794▲ 2.5%€472▼ 40.6%€3k▲ 512%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 178% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46k
Fixed assets
€4k▼ 5.9%
Current assets
€42k▲ 18.2%
Equity and liabilities €46k
Equity
€18k▲ 19.0%
Debt
€28k▲ 14.0%
The debt ratio falls from 61.6% to 60.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€5k▲
2024 · €2k
Cash flow
€3k▲
2024 · €695
Solvency
39.4%▲
2024 · 38.4%
Current ratio
1.52▲
2024 · 1.47
Quick ratio
0.19▼
2024 · 0.33
Debt / equity
1.54▼
2024 · 1.61
ROE
16.0%▲
2024 · 3.1%
ROA
6.3%▲
2024 · 1.2%
Interest coverage
3.61▲
2024 · 1.59
Debt
€28k▲
2024 · €24k
Debt ≤ 1 year
€28k▲
2024 · €24k
Income taxes
€408
Staff costs
€146▼
2024 · €189
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€46k▲
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€0€0=
Financial fixed assets28€2k€2k=
Current assets29/58€36k€42k▲
Stocks and contracts in progress3€28k€37k▲
Stocks30/36€28k€37k▲
Amounts receivable within one year40/41€418€1k▲
Trade receivables40€418€1k▲
Cash at bank and in hand54/58€8k€4k▼
Equity and liabilities
Total equity and liabilities10/49€40k€46k▲
Equity10/15€15k€18k▲
Contributions10/11€12k€12k=
Capital10-€12k
Issued capital100-€19k
Uncalled capital101-€6k
Reserves13€2k€4k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133-€2k
Profit (loss) carried forward14€909€2k▲
Amounts payable17/49€24k€28k▲
Amounts payable within one year42/48€24k€28k▲
Trade debts44€4k€9k▲
Suppliers440/4€4k€9k▲
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€252€587▲
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€14k€12k▼
Income statement
Code20242025
Remuneration, social security and pensions62€189€146▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€224€224=
Other operating charges640/8€457€778▲
Non-recurring operating charges66A€2k-
Gross operating margin9900€4k€6k▲
Operating profit (loss)9901€2k€5k▲
Financial income75/76B-€18
Recurring financial income75-€18
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€472€3k▲
Income taxes67/77-€408
Profit (loss) for the period9904€472€3k▲
Profit (loss) for the period to be appropriated9905€472€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€909€4k▲
Profit (loss) brought forward from the previous period14P€437€909▲
Transfer to equity691/2-€2k
To other reserves6921-€2k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €774
Net result €774 after 2 loss-making years.
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
11-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity quadruplescurrent ratio 44.07
Current ratio from 9.82 to 44.07; short-term debt falls from €2k to €456.
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergstraat 442220 Heist-op-den-BergGround area
69 m²
Building footprint
65 m²
Volume, LiDAR
512 m³
Parcel 12014A0770/00B002, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
INDIGO HEIST
since 20072.166.850.336
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12014A0770/00B002 | Flanders | 69 m² | 1 · 65 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BIBA GROUP
BE 0766.399.473
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STUDIO KAROLIN
BE 0547.584.301
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Sevva Jewelry
BE 0743.620.509
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UNICUM
BE 0801.663.329
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Of 2,016 companies in sector 47770 we hold annual accounts for 898. 469 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-11-2007
Fiscal year end30-06
Activities, NACEBEL
47770Retail sale of watches and jewellery
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
47784Retail sale of souvenirs and religious articles
47786Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:veerle@indigojuwelen.be