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Complete company report
Generated 09-08-2026
Active BE 0832.599.993Private limited company (pre-2019)

DIZAYN

Rue de l'Hospice 1 ·6000 Charleroi, Belgium· 15 yrs active
Sector: Specialised construction (43222)
Conclusion Checked

The file of DIZAYN contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 2.5% (moderate). The 2018 annual accounts show equity of €39k and a net result of €-17k.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €39k
Net result €-17k
Active 15 yrs
Locations 1
Snowflake analysis 5 axes · computed by Checked
Health53Profitability0Solvency43Growth50Stability70
43 / 100

Fragile profile, watch profitability in particular.

Health 53
Profitability 0
Solvency 43
Growth 50
Stability 70
Bankruptcy probability (12 mo) Checked model v1 · free
2.5% Moderate
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Higher-failure-rate sector +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
20 / 100
Moderate risk
Components
· 2 historical bankruptcy publications (+20)
Trust signals 1 signals
Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2018 · computed
53 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview7 NBB filings
Annual accounts filed on 06-04-2020 with the NBB · fiscal year 2018 · volledig
Fiscal year2018
Revenue-
EBITDA€-21k
Net profit€-17k
Cash flow€-6k
Staff costs-
Income taxes€267
Dividends-
Total assets€389k
Equity€39k
Debt€350k
of which ≤ 1y€273k
of which > 1y€77k
Working capital€70k
Employees (FTE)-
Ratios (computed)
2018
Current ratio1.26
Quick ratio1.19
Working capital ratio18.0%
Solvency10.1%
Debt / equity1.95
Long-term debt ratio1.95
Interest coverage-
Gross margin-
Net margin-
ROA-4.4%
ROE-44.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2018
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2018
Balance sheet, Assets
TOTAL ASSETS 20/58€389k
Fixed assets 21/28€46k
Tangible fixed assets 22/27€46k
Financial fixed assets 28€515
Current assets 29/58€343k
Stocks & contracts in progress 3€19k
Amounts receivable within one year 40/41€295k
Cash & bank 54/58€14k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€389k
Equity 10/15€39k
Contributions / capital 10/11€19k
Reserves 13€38k
Accumulated profits (losses) 14€-17k
Amounts payable 17/49€350k
Amounts payable after one year 17€77k
Amounts payable within one year 42/48€273k
Trade debts payable within one year 44€213k
Income statement
Gross operating margin 9900€-4k
Operating result 9901€-32k
Financial income 75€3k
Financial charges 65€6k
Result before taxes 9903€-17k
Income taxes 67/77€267
Net result for the period 9904€-17k
Result to be appropriated 9905€-17k
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator PIERRE GILLAIN
RUE TUMELAIRE, 23 - BTE 011, 6000 CHARLEROI- . Date provisoire de cessation de paiement : 16/09/2019
 16-09-2019 → present Belgian State Gazette
Legal Structure
NACE primary Specialised construction(43222)
Legal form Private limited company (pre-2019)(015)
Incorporation10-01-2011
StatusActive
Postal code6000
First BS signal 20-09-2019
Latest BS signal 10-10-2019
Company structure, linked entities1 linked entities
DIZAYNBE 0832.599.993PIERRE GILLAINReceiver
Mandates
Establishment units 1 location
DIZAYN
Rue de Gozée 327, 6110 Montigny-le-TilleulReparatie en onderhoud van producten van metaal
since 20112.195.308.453
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52302A0867/00Y002 Wallonia 298 m² 1 · 42 m² -
52048A0135/00X006 Wallonia 284 m² 1 · 67 m² 8.9 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 9 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2020
06-04-2020
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2019
10-10-2019
Bankruptcy Bankruptcy reversal
Tribunal de l’entreprise du Hainaut, division Charleroi · DIZAYN SPRL RUE DE L’HOSPICE 1/A, 6000 CHAR- LEROI. déclarée le 16 septembre 2019 · event 07-10-2019
20-09-2019
Bankruptcy Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · DIZAYN SPRL RUE DE L’HOSPICE 1/A, 6000 CHARLEROI · event 16-09-2019
20-09-2019
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2018
15-03-2018
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
29-12-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
29-09-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
2014
02-10-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
2013
30-08-2013
NBB filing Annual accounts filed
fiscal year 2012 · volledig
Lifecycle & Insolvency Signals 2 events
10-10-2019
Bankruptcy Bankruptcy reversal
Date: 07-10-2019 · Tribunal de l’entreprise du Hainaut, division Charleroi · DIZAYN SPRL RUE DE L’HOSPICE 1/A, 6000 CHAR- LEROI. déclarée le 16 septembre 2019 · Publications in State Gazette ↗
20-09-2019
Bankruptcy Opening
Date: 16-09-2019 · Tribunal de l’entreprise du Hainaut, division Charleroi · DIZAYN SPRL RUE DE L’HOSPICE 1/A, 6000 CHARLEROI · Publications in State Gazette ↗
Time machine, BS events + macro context 2019, 2026
COVID lockdownEnergiecrisisECB hikes201920202021202220232024202520262019-09-20 · Bankruptcy · Opening2019-10-10 · Bankruptcy · Bankruptcy reversal
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Loodgieterswerk43221Sanitaire werkzaamheden43221
Primary activity highlighted.
Names & trade names
Legal nameFR DIZAYN
Registered office
Rue de l'Hospice 1 bus A
6000 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative