DIY STEPHANIE
The computed 12-month bankruptcy probability of DIY STEPHANIE is 2.7% (moderate). The 2025 annual accounts show equity of €616k and a net result of €318k. Equity is growing by ~122.7% per year across the filed fiscal years. Its solvency ranks better than 73% of 242 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €616k |
| Net result | €318k |
| Staff (FTE) | 4.5 |
| Better than sector | 73% |
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 30.7% | 13.8% | |
| Net result | €318k | €19k | |
| Equity | €616k | €94k | |
| Gross operating margin | €634k | €319k | |
| Staff costs | €155k | €279k |
| Fiscal year | 2025 |
|---|---|
| Deposit | volledig |
| Revenue | - |
| EBITDA | - |
| Net profit | €318k |
| Cash flow | - |
| Staff costs | €155k |
| Income taxes | €111k |
| Dividends | - |
| Total assets | €2.01M |
| Equity | €616k |
| Debt | €1.39M |
| of which ≤ 1y | €950k |
| of which > 1y | €439k |
| Working capital | €-645k |
| Employees (FTE) | 4.5 |
| 2025 | |
|---|---|
| Current ratio | 0.32 |
| Quick ratio | 0.32 |
| Working capital ratio | -32.2% |
| Solvency | 30.7% |
| Debt / equity | 2.25 |
| Long-term debt ratio | 0.71 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 15.8% |
| ROE | 51.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €2.01M |
| Fixed assets | 21/28 | €1.70M |
| Financial fixed assets | 28 | €1.70M |
| Current assets | 29/58 | €305k |
| Amounts receivable within one year | 40/41 | €10k |
| Cash & bank | 54/58 | €285k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2.01M |
| Equity | 10/15 | €616k |
| Contributions / capital | 10/11 | €100k |
| Accumulated profits (losses) | 14 | €516k |
| Amounts payable | 17/49 | €1.39M |
| Amounts payable after one year | 17 | €439k |
| Amounts payable within one year | 42/48 | €950k |
| Trade debts payable within one year | 44 | €36k |
| Income statement | ||
| Gross operating margin | 9900 | €634k |
| Operating result | 9901 | €473k |
| Financial charges | 65 | €44k |
| Result before taxes | 9903 | €429k |
| Income taxes | 67/77 | €111k |
| Net result for the period | 9904 | €318k |
| Result to be appropriated | 9905 | €318k |
| NACE primary | Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)(47521) |
| Legal form | Private limited company(610) |
| Incorporation | 28-09-2021 |
| Status | Active |
| Postal code | 1180 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0346/00N007indicative | Brussels | 6,730 m² | 1 · 2,231 m² | 32.2 m · 6 fl. |
| 21612D0225/00L000 | Brussels | 1,011 m² | 1 · 750 m² | 9.3 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
21-01-2026 Registered office moved within Bruxelles
- Chaussée de Charleroi 24-26, 1060 Bruxelles → Chaussée de Saint-Job 594-598, 1180 Bruxelles
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Bruxelles",
"region": "Brussels",
"street": "Chauss\u00E9e de Saint-Job",
"country": "BE",
"postcode": "1180",
"box_number": null,
"street_number": "594-598"
},
"old_address": {
"city": "Bruxelles",
"region": "Brussels",
"street": "Chauss\u00E9e de Charleroi",
"country": "BE",
"postcode": "1060",
"box_number": null,
"street_number": "24-26"
},
"effective_date": "2025-12-01",
"evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide de transf\u00E9rer le si\u00E8ge social de la Chauss\u00E9e de Charleroi 24-26 \u00E0 1060 Bruxelles vers la Chauss\u00E9e de Saint-Job 594-598 \u00E0 1180 Bruxelles. Le transfert a lieu au 1er d\u00E9cembre 2025."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0774.711.779",
"name_full": "DIY STEPHANIE",
"legal_form": "SRL"
}
}30-09-2021 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "1060 Saint-Gilles, Chauss\u00E9e de Charleroi 24-26",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1979-10-30",
"name": "VAN DEN BRIL Julien Patrick John",
"niss": null,
"address": "1390 Grez-Doiceau, Route de l\u2019Eglise Saint-Pierre, num\u00E9ro 8"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 30000,
"holder_person_name": "VAN DEN BRIL Julien Patrick John",
"is_subscriber_only": false,
"n_shares_subscribed": 300,
"amount_subscribed_eur": 30000,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1960-11-23",
"name": "CONSTANT Michel Jacques Marie Lucien",
"niss": null,
"address": "4122 Plainevaux (Neupr\u00E9), Rue Strivay, num\u00E9ro 27"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 40000,
"holder_person_name": "CONSTANT Michel Jacques Marie Lucien",
"is_subscriber_only": false,
"n_shares_subscribed": 400,
"amount_subscribed_eur": 40000,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1978-08-03",
"name": "DAPSENS Pascal Claude Jacques Achille",
"niss": null,
"address": "1325 Chaumont-Gistoux, Rue du Try, Longueville, num\u00E9ro 2"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 10000,
"holder_person_name": "DAPSENS Pascal Claude Jacques Achille",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 10000,
"is_anonymous_silent_partner": false
},
{
"org": {
"kbo": "0771.590.161",
"name": "DO IT WITH ME"
},
"kind": "rechtspersoon",
"person": null,
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": "0771.590.161",
"holder_org_name": "DO IT WITH ME",
"contribution_type": "cash",
"amount_paid_in_eur": 10000,
"holder_person_name": null,
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"n_shares_subscribed": 100,
"amount_subscribed_eur": 10000,
"is_anonymous_silent_partner": false
},
{
"org": {
"kbo": "0505.622.002",
"name": "JVDB Management"
},
"kind": "rechtspersoon",
"person": null,
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": "0505.622.002",
"holder_org_name": "JVDB Management",
"contribution_type": "cash",
"amount_paid_in_eur": 10000,
"holder_person_name": null,
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 10000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 100000,
"subject_company": {
"kbo": "0774.711.779",
"name_full": "DIY STEPHANIE",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2021-09-28",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | DIY STEPHANIE |