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DIWERA

Active
Private limited companyfounded 2021active for 5 yearsRue de Liège 153, 4721 Kelmis, BelgiumKBO/BCE: BE 0766.945.445
Summary

The computed 12-month bankruptcy probability of DIWERA is 3.8% (moderate). The 2024 annual accounts show negative equity (-€132,167) and a net result of -€5,329. Equity is shrinking by about 19% per year across the filed financial years. Its solvency ranks better than 15% of 1,836 sector peers (NACE 55, financial year 2024). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Guest rooms (bed and breakfast)
NACE 55204Cafés and bars NACE 56301
1 site
Size
€466,391total assets 2024
Staff
1 FTE
Equity
-€132,167
Loss
-€5,329
Turnover not published (micro format)
Financial health
47 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.8%
Structure
Accounts 72 days overdue1 of 3 deeds read
Why 47raises risk1 financial year not filed after the legal deadline; latest accounts 57 days late; 3 of the last 3 lateFigures for financial year 2024 (filed 29-09-2025)Negative equity -€132,167lowers riskSize: total assets €466,391Show the evidence

Checked score

Score 2024
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 24% of its sector peers (NACE 55, micro)
Financial strength · tick = 2023
Weak
Solvency 0=
equity -28.3% of total assets
Liquidity 17=
short-term debt 66.8% · cash 2.0%
Profitability 38+30
return on assets -1.1%
Bankruptcy probability, 12 months
3.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,513 companies, NACE 55, micro)
Last 24 months 11-2024: 5.3% 12-2024: 5.0%▼ -0.3 percentage points vs 11-2024 01-2025: 5.0%● unchanged vs 12-2024 02-2025: 5.0%● unchanged vs 01-2025 03-2025: 4.9%▼ -0.1 percentage points vs 02-2025 04-2025: 5.7%▲ +0.8 percentage points vs 03-2025 05-2025: 6.0%▲ +0.3 percentage points vs 04-2025 06-2025: 6.1%▲ +0.1 percentage points vs 05-2025highest value 07-2025: 2.6%▼ -3.5 percentage points vs 06-2025 08-2025: 3.3%▲ +0.7 percentage points vs 07-2025 09-2025: 3.7%▲ +0.4 percentage points vs 08-2025 10-2025: 1.8%▼ -1.9 percentage points vs 09-2025lowest value 11-2025: 1.8%● unchanged vs 10-2025lowest value 12-2025: 1.8%● unchanged vs 11-2025lowest value 01-2026: 1.8%● unchanged vs 12-2025lowest value 02-2026: 1.9%▲ +0.1 percentage points vs 01-2026 03-2026: 1.8%▼ -0.1 percentage points vs 02-2026 04-2026: 1.8%● unchanged vs 03-2026 05-2026: 2.1%▲ +0.3 percentage points vs 04-2026 06-2026: 2.1%● unchanged vs 05-2026 07-2026: 2.1%● unchanged vs 06-2026 08-2026: 2.5%▲ +0.4 percentage points vs 07-2026 09-2026: 2.8%▲ +0.3 percentage points vs 08-2026 10-2026: 3.8%▲ +1.0 percentage point vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.14, compared with 0.07 in 2023; short-term debt: 66.8% and cash: 2% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro): better than 8% on solvency, 16% on liquidity, 32% on profitability and 39% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 financial year not filed after the legal deadline; latest accounts 57 days late; 3 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2024 (filed 29-09-2025)
NBB · annual accounts
lowers risk · Size: total assets €466,391
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€132,167
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
222324
2022 to 2024 · latest year -€132,167
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
57 days late
2023
69 days late
2022
70 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 65 days after the deadline; the sector median (NACE 55) for financial year 2024 is 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: WERNER Hans Dieter (verwalter)Appointment: FRANCOIS Ramona (alleinige verwalterin)
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Risk: Negative equityfinancial year 2024: debts exceed assets -€132,167 View
  • Risk: 3 loss-making years in a rowloss financial year 2024 -€5,329 View
  • Caution: Among the weakest 10% on equitysector median €57,089 · 1,837 companies -€132,167 View
  • Caution: Accounts not fileddeadline was 31-07-2026 72 days late View
  • Caution: Board changedlatest change 27-11-2025 · 1 in office 1 joined · 1 left View

By topic

Financials

Financial year
2024
Total assets
€466,391
Loss
-€5,329
Solvency
-28.3%
Total assets▼ 0.9%
Net result
20222024
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Guest rooms (bed and breakfast)NACE 55204
Founded
20-04-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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