DIVIO
ActiveSummary
DIVIO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€223,934) and a net result of -€226,934. Its solvency ranks better than 14% of 9268 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes
Profitability18
Solvency23
Growth-
Track record67
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.27; short-term debt: 78.5% and cash: 0.3% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-2.4%
Return on assets
-2.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
26 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#6 company by total assets in Herent, Real estate sector
Equity
-€223,934
Total assets
€9.2m
Net result
-€226,934
Working capital
€2.0m
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €9.2m
Fixed assets
€3,768
Current assets
€9.2m
Key figures and ratios
EBITDA
€114,951
Cash flow
-€226,794
Solvency
-2.4%
Current ratio
1.27
Quick ratio
0.01
Debt to equity
-42.07
ROA
-2.5%
Interest coverage
0.34
Debt
€9.4m
Debt ≤ 1 year
€7.2m
Debt > 1 year
€2.2m
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €139 |
| Other operating charges640/8 | €4,358 |
| Gross operating margin9900 | €119,309 |
| Operating profit (loss)9901 | €114,812 |
| Financial income75/76B | €24 |
| Recurring financial income75 | €24 |
| Financial charges65/66B | €341,769 |
| Recurring financial charges65 | €341,769 |
| Profit (loss) for the period before taxes9903 | -€226,934 |
| Profit (loss) for the period9904 | -€226,934 |
| Profit (loss) for the period to be appropriated9905 | -€226,934 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €9.2m | |
| Fixed assets21/28 | €3,768 | |
| Intangible fixed assets21 | €768 | |
| Financial fixed assets28 | €3,000 | |
| Current assets29/58 | €9.2m | |
| Stocks and contracts in progress3 | €9.1m | |
| Stocks30/36 | €9.1m | |
| Amounts receivable within one year40/41 | €13,462 | |
| Other amounts receivable41 | €13,462 | |
| Cash at bank and in hand54/58 | €26,574 | |
| Deferred charges and accrued income490/1 | €6,579 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €9.2m | |
| Equity10/15 | -€223,934 | |
| Contributions10/11 | €3,000 | |
| Profit (loss) carried forward14 | -€226,934 | |
| Amounts payable17/49 | €9.4m | |
| Amounts payable after more than one year17 | €2.2m | |
| Financial debts170/4 | €2.2m | |
| Amounts payable within one year42/48 | €7.2m | |
| Current portion of amounts payable after more than one year42 | €7.1m | |
| Financial debts43 | €34,286 | |
| Credit institutions430/8 | €34,286 | |
| Trade debts44 | €26,690 | |
| Suppliers440/4 | €26,690 | |
| Taxes, remuneration and social security45 | €535 | |
| Taxes450/3 | €535 | |
| Other amounts payable47/48 | €40,459 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€226,934 |
| + Depreciation and write-downs630 | €139 |
| Operating cash flow (approximation) | -€226,794 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2024
Ground area
4,682 m²
Building footprint
943 m²
Volume, LiDAR
6,604 m³
Parcel 24423H0002/00C000, Flanders · tallest building 13.3 m, ±2 floors. Linked by address, not a title deed.
10
companies at this address
See who is registered here
1 establishment unit
DIVIO
since 20242.368.537.684
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24423H0002/00C000 | Flanders | 4,682 m² | 1 · 943 m² | 13.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Similar companies · same sector and region
BILDIT
BE 0740.746.735
Herent
CONVITA
BE 1007.487.035
Herent
DV22 Projects
BE 1019.021.622
Herent
ENRET
BE 0771.438.030
Herent
HAKO-DAK
BE 0745.434.013
Herent
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 9,698 companies in sector 68121 we hold annual accounts for 7,385. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
Scores and ratios are computed by Checked and are not a credit decision.