DIVEI
ActiveSummary
The computed 12-month bankruptcy probability of DIVEI is 1.9% (moderate). The 2025 annual accounts show equity of €7k and a net result of €-720. Its solvency ranks better than 19% of 27965 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability53
Solvency41
Growth-
Track record67
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.11; short-term debt: 73% and cash: 1.8% of total assets), and 83.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.1%
Return on assets
-1.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 27965 sector peers (2025).
NBB · sector comparisonPosition among 27965 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€7k
Total assets
€45k
Net result
€-720
Working capital
€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €45k
Fixed assets
€9k
Current assets
€37k
Equity and liabilities €45k
Equity
€7k
Debt
€38k
Debt finances 83.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€2k
Cash flow
€1k
Current ratio
1.11
Quick ratio
0.81
Debt to equity
5.21
ROE
-9.9%
ROA
-1.6%
Interest coverage
4.29
Debt ≤ 1 year
€33k
Debt > 1 year
€5k
Income taxes
€893
Staff costs
€150k
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet
Code2025
Assets
Total assets20/58€45k
Fixed assets21/28€9k
Tangible fixed assets22/27€9k
Furniture and vehicles24€9k
Current assets29/58€37k
Stocks and contracts in progress3€10k
Contracts in progress37€10k
Amounts receivable within one year40/41€23k
Trade receivables40€20k
Other amounts receivable41€3k
Cash at bank and in hand54/58€814
Deferred charges and accrued income490/1€3k
Equity and liabilities
Total equity and liabilities10/49€45k
Equity10/15€7k
Contributions10/11€8k
Profit (loss) carried forward14€-720
Amounts payable17/49€38k
Amounts payable after more than one year17€5k
Financial debts170/4€5k
Amounts payable within one year42/48€33k
Current portion of amounts payable after more than one year42€3k
Trade debts44€16k
Suppliers440/4€16k
Taxes, remuneration and social security45€14k
Taxes450/3€893
Remuneration and social security454/9€13k
Income statement
Code2025
Remuneration, social security and pensions62€150k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€1k
Gross operating margin9900€153k
Operating profit (loss)9901€336
Financial income75/76B€378
Recurring financial income75€378
Financial charges65/66B€541
Recurring financial charges65€541
Profit (loss) for the period before taxes9903€173
Income taxes67/77€893
Profit (loss) for the period9904€-720
Profit (loss) for the period to be appropriated9905€-720
Appropriation of the result
Profit (loss) to be appropriated9906€-720
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €150k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k |
| Other operating charges640/8 | €1k |
| Gross operating margin9900 | €153k |
| Operating profit (loss)9901 | €336 |
| Financial income75/76B | €378 |
| Recurring financial income75 | €378 |
| Financial charges65/66B | €541 |
| Recurring financial charges65 | €541 |
| Profit (loss) for the period before taxes9903 | €173 |
| Income taxes67/77 | €893 |
| Profit (loss) for the period9904 | €-720 |
| Profit (loss) for the period to be appropriated9905 | €-720 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €45k | |
| Fixed assets21/28 | €9k | |
| Tangible fixed assets22/27 | €9k | |
| Furniture and vehicles24 | €9k | |
| Current assets29/58 | €37k | |
| Stocks and contracts in progress3 | €10k | |
| Contracts in progress37 | €10k | |
| Amounts receivable within one year40/41 | €23k | |
| Trade receivables40 | €20k | |
| Other amounts receivable41 | €3k | |
| Cash at bank and in hand54/58 | €814 | |
| Deferred charges and accrued income490/1 | €3k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €45k | |
| Equity10/15 | €7k | |
| Contributions10/11 | €8k | |
| Profit (loss) carried forward14 | €-720 | |
| Amounts payable17/49 | €38k | |
| Amounts payable after more than one year17 | €5k | |
| Financial debts170/4 | €5k | |
| Amounts payable within one year42/48 | €33k | |
| Current portion of amounts payable after more than one year42 | €3k | |
| Trade debts44 | €16k | |
| Suppliers440/4 | €16k | |
| Taxes, remuneration and social security45 | €14k | |
| Taxes450/3 | €893 | |
| Remuneration and social security454/9 | €13k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €-720 |
| + Depreciation and write-downs630 | €2k |
| Operating cash flow (approximation) | €1k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2024
Ground area
185 m²
Building footprint
121 m²
Volume, LiDAR
637 m³
Parcel 42342C1293/00F000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
DIVEI
since 20242.364.195.549
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42342C1293/00F000 | Flanders | 185 m² | 1 · 121 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 778 EUR awarded · 778 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 569 EUR | 569 EUR |
| 2024 | 1 | 209 EUR | 209 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 8,566 companies in sector 43410 we hold annual accounts for 4,363. 1,890 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43410Roofing work
Scores and ratios are computed by Checked and are not a credit decision.