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GZ TOITURE

Active
Private limited companyfounded 2024active for 2 yearsRue Fernand Lalieux 18, 7170 Manage, BelgiumKBO/BCE: BE 1011.566.280
Summary

GZ TOITURE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,059 and a net result of €33,059. Its solvency ranks better than 81% of 34,728 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisFollow ReportCompare
GZ TOITUREActiveChecked score 70/100
Risk analysis ReportCompare

Overview

Activity
Roofing work
NACE 43410
1 site
Size
€50,347total assets 2025
Staff
0.8 FTE
Equity
€38,059
Profit
€33,059
Turnover not published (micro format)
Financial health
70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
2025 accounts 1 day early
Why 70raises riskFounded in 20241 change of registered office in 24 monthsSize: total assets €50,347lowers riskLiquidity: current ratio 4.10, cash €21,270Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 90% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength
Strong
Solvency 100
equity 75.6% of total assets
Liquidity 91
short-term debt 24.4% · cash 42.2%
Profitability 100
return on assets 65.7%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,644 companies, NACE 43, micro)
Last 24 months 08-2025: 3.8% 09-2025: 3.9%▲ +0.1 percentage points vs 08-2025 10-2025: 3.9%● unchanged vs 09-2025 11-2025: 4.5%▲ +0.6 percentage points vs 10-2025 12-2025: 4.5%● unchanged vs 11-2025 01-2026: 4.9%▲ +0.4 percentage points vs 12-2025 02-2026: 5.1%▲ +0.2 percentage points vs 01-2026 03-2026: 5.1%● unchanged vs 02-2026 04-2026: 5.1%● unchanged vs 03-2026 05-2026: 5.1%● unchanged vs 04-2026 06-2026: 5.4%▲ +0.3 percentage points vs 05-2026 07-2026: 5.6%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 0.9%▼ -4.7 percentage points vs 07-2026lowest value 09-2026: 0.9%● unchanged vs 08-2026lowest value 10-2026: 0.9%● unchanged vs 09-2026lowest value
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity ample (current ratio 4.1, above the usual 1.5; short-term debt: 24.4% and cash: 42.2% of total assets), and 24.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 88% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 4.10, cash €21,270
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Size: total assets €50,347
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
1 day early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered officeRegistered-office move · Director in…
  3. IncorporationAppointment: ZAMMITTO Gaetano (director) ·…

Key points

  • Positive: Among the best 20% on solvencysector median 46.8% · 34,728 companies 75.6% View
  • One director decidessole director in office 1 View
  • Total assets 2025first financial year filed €50,347 View

By topic

Financials

Financial year
2025
Total assets
€50,347
Profit
€33,059
Solvency
75.6%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
15-07-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
16
Annual meeting
Last Friday of May at 18:00
Purpose
“Tous travaux de couvertures d’immeubles (toiture, bardage, etc..) (en tout matériaux)…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about GZ TOITURE

What is the company number of GZ TOITURE?
1011.566.280. In Belgium the VAT number is the company number with BE in front: BE 1011.566.280.
Where is GZ TOITURE based?
The registered office is at Rue Fernand Lalieux 18, 7170 Manage.Company details
What does GZ TOITURE do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of GZ TOITURE?
Private limited company (BV).
When was GZ TOITURE founded?
On 15-07-2024.
Is GZ TOITURE still active?
Yes, GZ TOITURE is an active enterprise in the KBO register.
How many employees does GZ TOITURE have?
On average 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of GZ TOITURE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is GZ TOITURE profitable?
In financial year 2025, GZ TOITURE made a profit of €33,059.
Where can I find the annual accounts of GZ TOITURE?
GZ TOITURE filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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