DIVATEC
ActiveSummary
DIVATEC has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148k and a net result of €2k. Equity is growing by ~2.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69=
Solvency60▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.16 against 3.05 in 2024; short-term debt: 15.2% and cash: 13.7% of total assets), but 64.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.3%
Return on assets
0.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
56 d early
2023
41 d early
2022
47 d early
2021
49 d early
2020
17 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€148k▲ 1.5%
2024 · €146k
2019: €131k
2020: €116k▼ -11.7% vs 2019lowest in 7 years
2021: €116k▲ +0.8% vs 2020
2022: €121k▲ +3.6% vs 2021
2023: €144k▲ +19.4% vs 2022
2024: €146k▲ +1.3% vs 2023
2025: €148k▲ +1.5% vs 2024highest in 7 years
2019 → 2025
Total assets
€420k▼ 8.6%
2024 · €459k
2019: €476k
2020: €447k▼ -6.0% vs 2019
2021: €421k▼ -6.0% vs 2020
2022: €492k▲ +16.9% vs 2021
2023: €609k▲ +23.8% vs 2022highest in 7 years
2024: €459k▼ -24.6% vs 2023
2025: €420k▼ -8.6% vs 2024lowest in 7 years
2019 → 2025
Net result
€2k▲ 15.2%
2024 · €2k
2019: €45khighest in 7 years
2020: €11k▼ -76.4% vs 2019
2021: €938▼ -91.2% vs 2020lowest in 7 years
2022: €15k▲ +1518% vs 2021
2023: €26k▲ +70.7% vs 2022
2024: €2k▼ -92.6% vs 2023
2025: €2k▲ +15.2% vs 2024
2019 → 2025
Working capital
€138k▲ 0.5%
2024 · €137k
2019: €111k
2020: €103k▼ -7.2% vs 2019lowest in 7 years
2021: €106k▲ +2.9% vs 2020
2022: €116k▲ +9.4% vs 2021
2023: €124k▲ +6.6% vs 2022
2024: €137k▲ +10.9% vs 2023
2025: €138k▲ +0.5% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€116k-€121k▲ 3.6%€144k▲ 19.4%€146k▲ 1.3%€148k▲ 1.5%
2021: €116klowest in 5 years
2022: €121k▲ +3.6% vs 2021
2023: €144k▲ +19.4% vs 2022
2024: €146k▲ +1.3% vs 2023
2025: €148k▲ +1.5% vs 2024highest in 5 years
Operating result€7k-€23k▲ 215%€39k▲ 72.5%€10k▼ 74.2%€9k▼ 9.0%
2021: €7klowest in 5 years
2022: €23k▲ +215% vs 2021
2023: €39k▲ +72.5% vs 2022highest in 5 years
2024: €10k▼ -74.2% vs 2023
2025: €9k▼ -9.0% vs 2024
Net result€938-€15k▲ 1,518%€26k▲ 70.7%€2k▼ 92.6%€2k▲ 15.2%
2021: €938lowest in 5 years
2022: €15k▲ +1518% vs 2021
2023: €26k▲ +70.7% vs 2022highest in 5 years
2024: €2k▼ -92.6% vs 2023
2025: €2k▲ +15.2% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €420k
Fixed assets
€218k ▼ 14.6%
Current assets
€202k ▼ 1.1%
Equity and liabilities €420k
Equity
€148k ▲ 1.5%
Debt
€271k ▼ 13.3%
Debt's share of the balance-sheet total falls from 68.2% to 64.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€79k▼
2024 · €80k
Cash flow
€72k▲
2024 · €72k
Current ratio
3.16▲
2024 · 3.05
Debt to equity
1.83▼
2024 · 2.15
ROE
1.5%▲
2024 · 1.3%
ROA
0.5%▲
2024 · 0.4%
Interest coverage
13.75▲
2024 · 10.44
Debt ≤ 1 year
€64k▼
2024 · €67k
Debt > 1 year
€207k▼
2024 · €246k
Income taxes
€1k▲
2024 · €724
Staff costs
€0▲
2024 · €-614
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€459k€420k▼
Fixed assets21/28€255k€218k▼
Intangible fixed assets21€3k€665▼
Tangible fixed assets22/27€253k€217k▼
Land and buildings22€118k€103k▼
Plant, machinery and equipment23€81k€53k▼
Furniture and vehicles24€53k€61k▲
Current assets29/58€204k€202k▼
Amounts receivable within one year40/41€152k€136k▼
Trade receivables40€70k€44k▼
Other amounts receivable41€82k€92k▲
Current investments50/53€1k€921▼
Cash at bank and in hand54/58€33k€58k▲
Deferred charges and accrued income490/1€17k€7k▼
Equity and liabilities
Total equity and liabilities10/49€459k€420k▼
Equity10/15€146k€148k▲
Contributions10/11€19k€19k=
Reserves13€127k€130k▲
Distributable reserves133€127k€130k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€313k€271k▼
Amounts payable after more than one year17€246k€207k▼
Financial debts170/4€246k€207k▼
Amounts payable within one year42/48€67k€64k▼
Current portion of amounts payable after more than one year42€56k€61k▲
Financial debts43€3k€26▼
Credit institutions430/8€3k€26▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€2k€0▼
Taxes450/3€2k€0▼
Remuneration and social security454/9€0-
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€202€0▼
Income statement
Code20242025
Non-recurring operating income76A€5k€2k▼
Remuneration, social security and pensions62€-614€0▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€70k€69k▼
Other operating charges640/8€5k€6k▲
Gross operating margin9900€84k€85k▲
Operating profit (loss)9901€10k€9k▼
Financial income75/76B€188€0▼
Recurring financial income75€188€0▼
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€3k€3k▲
Income taxes67/77€724€1k▲
Profit (loss) for the period9904€2k€2k▲
Profit (loss) for the period to be appropriated9905€2k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€2k▲
Transfer to equity691/2€2k€2k▲
To other reserves6921€2k€2k▲
Profit to be distributed694/7€0-
Directors or managers695€0-
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €5k | €2k | ▼ 70.0% |
| Remuneration, social security and pensions62 | - | €20k | €3k | €-614 | €0 | ▲ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €50k | €66k | €67k | €70k | €69k | ▼ 0.2% |
| Other operating charges640/8 | - | €3k | €4k | €5k | €6k | ▲ 39.1% |
| Gross operating margin9900 | €91k | €111k | €114k | €84k | €85k | ▲ 1.6% |
| Operating profit (loss)9901 | €7k | €23k | €39k | €10k | €9k | ▼ 9.0% |
| Financial income75/76B | - | €16 | €10 | €188 | €0 | ▼ 100.0% |
| Recurring financial income75 | €1 | €16 | €10 | €188 | €0 | ▼ 100.0% |
| Financial charges65/66B | - | €5k | €7k | €8k | €6k | ▼ 25.1% |
| Recurring financial charges65 | €6k | €5k | €7k | €8k | €6k | ▼ 25.1% |
| Profit (loss) for the period before taxes9903 | €1k | €18k | €32k | €3k | €3k | ▲ 31.0% |
| Income taxes67/77 | €94 | €3k | €6k | €724 | €1k | ▲ 73.1% |
| Profit (loss) for the period9904 | €938 | €15k | €26k | €2k | €2k | ▲ 15.2% |
| Profit (loss) for the period to be appropriated9905 | €938 | €15k | €26k | €2k | €2k | ▲ 15.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €421k | €492k | €609k | €459k | €420k | ▼ 8.6% |
| Fixed assets21/28 | €269k | €259k | €294k | €255k | €218k | ▼ 14.6% |
| Intangible fixed assets21 | €3k | €5k | €5k | €3k | €665 | ▼ 73.6% |
| Tangible fixed assets22/27 | €266k | €253k | €289k | €253k | €217k | ▼ 14.0% |
| Land and buildings22 | - | €141k | €133k | €118k | €103k | ▼ 12.7% |
| Plant, machinery and equipment23 | - | €99k | €82k | €81k | €53k | ▼ 34.8% |
| Furniture and vehicles24 | - | €14k | €74k | €53k | €61k | ▲ 14.3% |
| Current assets29/58 | €152k | €233k | €315k | €204k | €202k | ▼ 1.1% |
| Amounts receivable within one year40/41 | €132k | €156k | €267k | €152k | €136k | ▼ 10.6% |
| Trade receivables40 | - | €143k | €165k | €70k | €44k | ▼ 36.8% |
| Other amounts receivable41 | - | €13k | €102k | €82k | €92k | ▲ 11.7% |
| Current investments50/53 | €1k | €12 | €36k | €1k | €921 | ▼ 34.5% |
| Cash at bank and in hand54/58 | €15k | €72k | €4k | €33k | €58k | ▲ 73.1% |
| Deferred charges and accrued income490/1 | - | €5k | €7k | €17k | €7k | ▼ 58.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €421k | €492k | €609k | €459k | €420k | ▼ 8.6% |
| Equity10/15 | €116k | €121k | €144k | €146k | €148k | ▲ 1.5% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €98k | €102k | €125k | €127k | €130k | ▲ 1.7% |
| Non-distributable reserves130/1 | - | €0 | - | - | - | - |
| Reserves not available under the articles1311 | - | €0 | - | - | - | - |
| Distributable reserves133 | - | €102k | €125k | €127k | €130k | ▲ 1.7% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | - | - |
| Amounts payable17/49 | €304k | €371k | €465k | €313k | €271k | ▼ 13.3% |
| Amounts payable after more than one year17 | €259k | €254k | €274k | €246k | €207k | ▼ 15.7% |
| Financial debts170/4 | - | €254k | €274k | €246k | €207k | ▼ 15.7% |
| Amounts payable within one year42/48 | €45k | €117k | €191k | €67k | €64k | ▼ 4.4% |
| Current portion of amounts payable after more than one year42 | - | €44k | €54k | €56k | €61k | ▲ 8.4% |
| Financial debts43 | - | €51k | €52k | €3k | €26 | ▼ 99.2% |
| Credit institutions430/8 | - | €51k | €52k | €3k | €26 | ▼ 99.2% |
| Trade debts44 | €2k | €10k | €56k | €5k | €3k | ▼ 37.6% |
| Suppliers440/4 | - | €10k | €56k | €5k | €3k | ▼ 37.6% |
| Taxes, remuneration and social security45 | - | €2k | €8k | €2k | €0 | ▼ 100% |
| Taxes450/3 | - | €0 | €7k | €2k | €0 | ▼ 100% |
| Remuneration and social security454/9 | - | €2k | €209 | €0 | - | - |
| Other amounts payable47/48 | - | €11k | €21k | €0 | - | - |
| Accrued charges and deferred income492/3 | - | €368 | €0 | €202 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €938 | €15k | €26k | €2k | €2k | ▲ 15.2% |
| + Depreciation and write-downs630 | €50k | €66k | €67k | €70k | €69k | ▼ 0.2% |
| Operating cash flow (approximation) | €51k | €81k | €93k | €72k | €72k | ▲ 0.2% |
| Investment in fixed assets (approximation) | - | €-55k | €-102k | €-31k | €-32k | ▼ 4.8% |
| Change in cash | - | €57k | €-68k | €29k | €24k | ▼ 16.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
06-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
15-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
13-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Weakest financial yearnet €938 ▼91.2%
Net result drops to €938, the lowest in the series; recovery starts the following year.
14-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
18-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2009
Ground area
618 m²
Building footprint
160 m²
Volume, LiDAR
1,210 m³
Parcel 24020A1234/00E000, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
DIVATEC
since 20092.181.078.949
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24020A1234/00E000 | Flanders | 618 m² | 1 · 160 m² | 12.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 874 EUR awarded · 780 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 874 EUR | 780 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 12,652 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-09-2009
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
71121Engineering and related technical consultancy, excluding land surveyors
Scores and ratios are computed by Checked and are not a credit decision.