Equity
€148,154 ▲ 1.5%
DIVATEC has made a profit without a break since 2017.
DIVATEC
Lifetime
15 annual accounts with figures on one time axispeak €213,470 (2019)
€84,981▲ 1.6%
lowest -€6,286 (2012)
€2,210▲ 15.2%
peak €148,154 (2025)
€148,154▲ 1.5%
€271,374▼ 13.3%
peak 2.7 FTE (2019)
-not published
Board1 name since 2021
1 directorVANDEPOEL Dieter Jos Stijn Claire
Documentsfilings and deeds
07-01-202624 days before the deadline
2025micro format
Cash from €33,263 to €57,566
Key points
from the 2025 annual accountsChecked score
86
Excellent
Financially stronger than 48% of micro companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.2%highest value
01-2025: 0.8%▼ -0.4 percentage points vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.4%▼ -0.4 percentage points vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.5%▲ +0.1 percentage points vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.6%▲ +0.1 percentage points vs 12-2025
02-2026: 0.2%▼ -0.4 percentage points vs 01-2026lowest value
03-2026: 0.2%● unchanged vs 02-2026lowest value
04-2026: 0.2%● unchanged vs 03-2026lowest value
05-2026: 0.2%● unchanged vs 04-2026lowest value
06-2026: 0.2%● unchanged vs 05-2026lowest value
07-2026: 0.2%● unchanged vs 06-2026lowest value
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.3%▲ +0.1 percentage points vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Founded in 2009
Liquidity: current ratio 3.16, cash €57,566
Figures for financial year 2025 (filed on 14-01-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 43% of them on solvency, 69% on liquidity, 41% on profitability and 39% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as DIVATEC has now. Each dot stands for 28 companies, two years later.
95.1%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DIVATEC itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for DIVATEC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.16 (3.05 in 2024), above the usual 1.5. Short-term debt is 15.2% and cash 13.7% of total assets. However, 64.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 days early
2024
56 days early
2023
41 days early
2022
47 days early
2021
49 days early
2020
17 days early
2019
29 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 38 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 15 December (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0818661984
Registered office moved from Halen to Diest
New registered office: Demerstraat 24, 3290 Diest · Previous registered office: Sportlaan 41, 3545 Halen · Board meeting of 06-03-2023 · Gazette deed
Change of role: VANDEPOEL Dieter Jos Stijn Claire, from statutory manager to director
Legal-form conversion: to private limited company · General meeting of 17-11-2021 · Gazette deed
Environmental permit granted
Het reliëf van de bodem aanmerkelijk wijzigen · Tielt-Winge
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DIVATEC Diest | €419,528 | €84,981 | 35.3% | - |
| HIZ CONSTRUCTION RENOVATION ENTREPRISE Kraainem | €396,320 | €74,067 | 55.4% | - |
| Algemene Bouwwerken Kurt Verhaegen Haacht | €410,125 | €104,150 | -10.2% | - |
| BOUWBEDRIJF DEN BOLLE Kasterlee | €407,327 | €77,591 | 21.4% | - |
| OLIVIER SWERTS Thimister-Clermont | €374,561 | €85,806 | 81.2% | 3 |
| SDJ BOUW Ghent | €472,793 | €82,802 | 34.7% | - |
| Entreprise générale de toiture mosane Huy | €396,371 | €80,169 | 24.9% | - |
These companies have the same main activity as DIVATEC: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €375,000 and €473,000, founded between 2008 and 2011.
Official details
Source: KBO- Status
- Active since 16-09-2009Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 1 other
- Joint committee
- 336Liberal professions · annual accounts 30-06-2023
- Establishment unit
- 2.181.078.9493290 Diest, since 18-09-2009
- Financial year end
- 30 June
- Peppol
- Reachable since 06-12-2024
Annual accounts to 30-06-2025
- €419,528▼ 8.6%
- Filing
- Filed on 07-01-2026, 24 days before the end of the filing period
Insights on DIVATEC
DIVATEC files the micro format. That format states no turnover. The gross margin rose from €29,519 in 2011 to €84,981 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DIVATEC
- What is the company number of DIVATEC?
- The company number of DIVATEC is 0818.661.984. The VAT number is the same number with BE in front: BE 0818.661.984.
- Where is DIVATEC based?
- The registered office is at Demerstraat 24, 3290 Diest.Company details
- What does DIVATEC do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of DIVATEC?
- DIVATEC is a private limited company (BV).
- When was DIVATEC founded?
- DIVATEC was founded on 16-09-2009.
- Is DIVATEC still active?
- Yes, DIVATEC is an active enterprise in the KBO register.
- How many employees does DIVATEC have?
- DIVATEC had an average of 0.3 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- Which joint committee does DIVATEC fall under?
- In its 30-06-2023 annual accounts, DIVATEC states joint committee 336 (Liberal professions).
- What is the turnover of DIVATEC?
- The turnover in financial year 2025 is ≈ €440,000. This figure is estimated from the gross margin of €84,981 and 111 comparable companies (NACE 41001). It probably lies between €320,000 and €730,000.
- Is DIVATEC profitable?
- In financial year 2025, DIVATEC made a profit of €2,210.
- Where can I find the annual accounts of DIVATEC?
- DIVATEC filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DIVATEC due?
- DIVATEC must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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