Skip to content

DIVATEC

Active
Private limited companyfounded 200917 yrs activeDemerstraat 24, 3290 Diest, BelgiumKBO/BCE: BE 0818.661.984
Summary

DIVATEC has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148k and a net result of €2k. Equity is growing by ~2.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability69=
Solvency60▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.16 against 3.05 in 2024; short-term debt: 15.2% and cash: 13.7% of total assets), but 64.7% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 17 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
35.3%
Return on assets
0.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 d early
2024
56 d early
2023
41 d early
2022
47 d early
2021
49 d early
2020
17 d early
2019
29 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€148k▲ 1.5%
2024 · €146k
2019: €131k 2020: €116k▼ -11.7% vs 2019lowest in 7 years 2021: €116k▲ +0.8% vs 2020 2022: €121k▲ +3.6% vs 2021 2023: €144k▲ +19.4% vs 2022 2024: €146k▲ +1.3% vs 2023 2025: €148k▲ +1.5% vs 2024highest in 7 years
2019 → 2025
Total assets
€420k▼ 8.6%
2024 · €459k
2019: €476k 2020: €447k▼ -6.0% vs 2019 2021: €421k▼ -6.0% vs 2020 2022: €492k▲ +16.9% vs 2021 2023: €609k▲ +23.8% vs 2022highest in 7 years 2024: €459k▼ -24.6% vs 2023 2025: €420k▼ -8.6% vs 2024lowest in 7 years
2019 → 2025
Net result
€2k▲ 15.2%
2024 · €2k
2019: €45khighest in 7 years 2020: €11k▼ -76.4% vs 2019 2021: €938▼ -91.2% vs 2020lowest in 7 years 2022: €15k▲ +1518% vs 2021 2023: €26k▲ +70.7% vs 2022 2024: €2k▼ -92.6% vs 2023 2025: €2k▲ +15.2% vs 2024
2019 → 2025
Working capital
€138k▲ 0.5%
2024 · €137k
2019: €111k 2020: €103k▼ -7.2% vs 2019lowest in 7 years 2021: €106k▲ +2.9% vs 2020 2022: €116k▲ +9.4% vs 2021 2023: €124k▲ +6.6% vs 2022 2024: €137k▲ +10.9% vs 2023 2025: €138k▲ +0.5% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€116k-€121k▲ 3.6%€144k▲ 19.4%€146k▲ 1.3%€148k▲ 1.5% 2021: €116klowest in 5 years 2022: €121k▲ +3.6% vs 2021 2023: €144k▲ +19.4% vs 2022 2024: €146k▲ +1.3% vs 2023 2025: €148k▲ +1.5% vs 2024highest in 5 years
Operating result€7k-€23k▲ 215%€39k▲ 72.5%€10k▼ 74.2%€9k▼ 9.0% 2021: €7klowest in 5 years 2022: €23k▲ +215% vs 2021 2023: €39k▲ +72.5% vs 2022highest in 5 years 2024: €10k▼ -74.2% vs 2023 2025: €9k▼ -9.0% vs 2024
Net result€938-€15k▲ 1,518%€26k▲ 70.7%€2k▼ 92.6%€2k▲ 15.2% 2021: €938lowest in 5 years 2022: €15k▲ +1518% vs 2021 2023: €26k▲ +70.7% vs 2022highest in 5 years 2024: €2k▼ -92.6% vs 2023 2025: €2k▲ +15.2% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30k€40kOperating result 2021: €7k€7kNet result 2021: €938€938Operating result 2022: €23k€23kNet result 2022: €15k€15kOperating result 2023: €39k€39kNet result 2023: €26k€26kOperating result 2024: €10k€10kNet result 2024: €2k€2kOperating result 2025: €9k€9kNet result 2025: €2k€2k20212022202320242025€0€10k€20k€30k€40kOperating result 2023: €39k€39kNet result 2023: €26k€26kOperating result 2024: €10k€10kNet result 2024: €2k€1.9kOperating result 2025: €9k€9.2kNet result 2025: €2k€2.2k202320242025
The operating result has fallen two years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €420k
Fixed assets €218k ▼ 14.6%
Current assets €202k ▼ 1.1%
Equity and liabilities €420k
Equity €148k ▲ 1.5%
Debt €271k ▼ 13.3%
Debt's share of the balance-sheet total falls from 68.2% to 64.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€79k▼
2024 · €80k
Cash flow
€72k▲
2024 · €72k
Current ratio
3.16▲
2024 · 3.05
Debt to equity
1.83▼
2024 · 2.15
ROE
1.5%▲
2024 · 1.3%
ROA
0.5%▲
2024 · 0.4%
Interest coverage
13.75▲
2024 · 10.44
Debt ≤ 1 year
€64k▼
2024 · €67k
Debt > 1 year
€207k▼
2024 · €246k
Income taxes
€1k▲
2024 · €724
Staff costs
€0▲
2024 · €-614
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet Code20242025
Assets
Total assets20/58€459k€420k▼
Fixed assets21/28€255k€218k▼
Intangible fixed assets21€3k€665▼
Tangible fixed assets22/27€253k€217k▼
Land and buildings22€118k€103k▼
Plant, machinery and equipment23€81k€53k▼
Furniture and vehicles24€53k€61k▲
Current assets29/58€204k€202k▼
Amounts receivable within one year40/41€152k€136k▼
Trade receivables40€70k€44k▼
Other amounts receivable41€82k€92k▲
Current investments50/53€1k€921▼
Cash at bank and in hand54/58€33k€58k▲
Deferred charges and accrued income490/1€17k€7k▼
Equity and liabilities
Total equity and liabilities10/49€459k€420k▼
Equity10/15€146k€148k▲
Contributions10/11€19k€19k=
Reserves13€127k€130k▲
Distributable reserves133€127k€130k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€313k€271k▼
Amounts payable after more than one year17€246k€207k▼
Financial debts170/4€246k€207k▼
Amounts payable within one year42/48€67k€64k▼
Current portion of amounts payable after more than one year42€56k€61k▲
Financial debts43€3k€26▼
Credit institutions430/8€3k€26▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€2k€0▼
Taxes450/3€2k€0▼
Remuneration and social security454/9€0-
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€202€0▼
Income statement Code20242025
Non-recurring operating income76A€5k€2k▼
Remuneration, social security and pensions62€-614€0▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€70k€69k▼
Other operating charges640/8€5k€6k▲
Gross operating margin9900€84k€85k▲
Operating profit (loss)9901€10k€9k▼
Financial income75/76B€188€0▼
Recurring financial income75€188€0▼
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€3k€3k▲
Income taxes67/77€724€1k▲
Profit (loss) for the period9904€2k€2k▲
Profit (loss) for the period to be appropriated9905€2k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€2k▲
Transfer to equity691/2€2k€2k▲
To other reserves6921€2k€2k▲
Profit to be distributed694/7€0-
Directors or managers695€0-

The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Non-recurring operating income76A---€5k€2k▼ 70.0%
Remuneration, social security and pensions62-€20k€3k€-614€0▲ 100%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€66k€67k€70k€69k▼ 0.2%
Other operating charges640/8-€3k€4k€5k€6k▲ 39.1%
Gross operating margin9900€91k€111k€114k€84k€85k▲ 1.6%
Operating profit (loss)9901€7k€23k€39k€10k€9k▼ 9.0%
Financial income75/76B-€16€10€188€0▼ 100.0%
Recurring financial income75€1€16€10€188€0▼ 100.0%
Financial charges65/66B-€5k€7k€8k€6k▼ 25.1%
Recurring financial charges65€6k€5k€7k€8k€6k▼ 25.1%
Profit (loss) for the period before taxes9903€1k€18k€32k€3k€3k▲ 31.0%
Income taxes67/77€94€3k€6k€724€1k▲ 73.1%
Profit (loss) for the period9904€938€15k€26k€2k€2k▲ 15.2%
Profit (loss) for the period to be appropriated9905€938€15k€26k€2k€2k▲ 15.2%
Line20212022202320242025Change
Assets
Total assets20/58€421k€492k€609k€459k€420k▼ 8.6%
Fixed assets21/28€269k€259k€294k€255k€218k▼ 14.6%
Intangible fixed assets21€3k€5k€5k€3k€665▼ 73.6%
Tangible fixed assets22/27€266k€253k€289k€253k€217k▼ 14.0%
Land and buildings22-€141k€133k€118k€103k▼ 12.7%
Plant, machinery and equipment23-€99k€82k€81k€53k▼ 34.8%
Furniture and vehicles24-€14k€74k€53k€61k▲ 14.3%
Current assets29/58€152k€233k€315k€204k€202k▼ 1.1%
Amounts receivable within one year40/41€132k€156k€267k€152k€136k▼ 10.6%
Trade receivables40-€143k€165k€70k€44k▼ 36.8%
Other amounts receivable41-€13k€102k€82k€92k▲ 11.7%
Current investments50/53€1k€12€36k€1k€921▼ 34.5%
Cash at bank and in hand54/58€15k€72k€4k€33k€58k▲ 73.1%
Deferred charges and accrued income490/1-€5k€7k€17k€7k▼ 58.6%
Equity and liabilities
Total equity and liabilities10/49€421k€492k€609k€459k€420k▼ 8.6%
Equity10/15€116k€121k€144k€146k€148k▲ 1.5%
Contributions10/11-€19k€19k€19k€19k=
Reserves13€98k€102k€125k€127k€130k▲ 1.7%
Non-distributable reserves130/1-€0----
Reserves not available under the articles1311-€0----
Distributable reserves133-€102k€125k€127k€130k▲ 1.7%
Profit (loss) carried forward14-€0€0€0--
Amounts payable17/49€304k€371k€465k€313k€271k▼ 13.3%
Amounts payable after more than one year17€259k€254k€274k€246k€207k▼ 15.7%
Financial debts170/4-€254k€274k€246k€207k▼ 15.7%
Amounts payable within one year42/48€45k€117k€191k€67k€64k▼ 4.4%
Current portion of amounts payable after more than one year42-€44k€54k€56k€61k▲ 8.4%
Financial debts43-€51k€52k€3k€26▼ 99.2%
Credit institutions430/8-€51k€52k€3k€26▼ 99.2%
Trade debts44€2k€10k€56k€5k€3k▼ 37.6%
Suppliers440/4-€10k€56k€5k€3k▼ 37.6%
Taxes, remuneration and social security45-€2k€8k€2k€0▼ 100%
Taxes450/3-€0€7k€2k€0▼ 100%
Remuneration and social security454/9-€2k€209€0--
Other amounts payable47/48-€11k€21k€0--
Accrued charges and deferred income492/3-€368€0€202€0▼ 100%
Line20212022202320242025Change
Profit (loss) for the period9904€938€15k€26k€2k€2k▲ 15.2%
+ Depreciation and write-downs630€50k€66k€67k€70k€69k▼ 0.2%
Operating cash flow (approximation)€51k€81k€93k€72k€72k▲ 0.2%
Investment in fixed assets (approximation)-€-55k€-102k€-31k€-32k▼ 4.8%
Change in cash-€57k€-68k€29k€24k▼ 16.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Sign in to download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
07-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
06-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
21-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
15-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
13-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial Weakest financial yearnet €938 ▼91.2%
Net result drops to €938, the lowest in the series; recovery starts the following year.
14-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
02-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
29-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
18-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
11-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2009
seat establishment The establishment unit on the map
Ground area
618 m²
Building footprint
160 m²
Volume, LiDAR
1,210 m³
Parcel 24020A1234/00E000, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
DIVATEC
Demerstraat 24, 3290 DiestConstruction of residential and non-residential buildings
since 20092.181.078.949
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24020A1234/00E000
ProtectedMonument · Townscape or village viewEnsemble Demerstraat en RefugiestraatSource ↗
Flanders 618 m² 1 · 160 m² 12.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 874 EUR awarded · 780 EUR paid
Year Entries awardedpaid
2022 1 874 EUR780 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 874 EUR · 780 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 12,652 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-09-2009
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
71121Engineering and related technical consultancy, excluding land surveyors

Scores and ratios are computed by Checked and are not a credit decision.