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DIVAD

Active
Private limited companyfounded 2010active for 16 yearsMaria Groeninckx-De Maylaan 26, 1070 Anderlecht, BelgiumKBO/BCE: BE 0829.831.931
Summary

DIVAD has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €366,757 and a net result of -€22,785. Equity has been growing by about 3.6% per year since 2019. Its solvency ranks better than 94% of 9,850 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 04-10-2010 Normal situation
Activity
Wholesale of clothing, excluding workwear and underwear NACE 46423and 2 others
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 30-09-2025
Establishment unit
2.192.294.624 9300 Aalst, since 04-10-2010
Financial year end
30 September
Peppol
Reachable since 14-01-2026

Board and ownership

Board
Shareholders
  • GROEP GONDA· score 932024 annual accounts of GROEP GONDA

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-09-2025
Gross margin
-€84,546
▼ 55.7%
Loss
€22,785
▲ 33.9%
Equity
€366,757
▼ 5.8%
Total assets
€397,119
▼ 10.0%
Employees on 30-09-2025
1
Turnover not published (abbreviated or micro format)
Score breakdownraises riskLoss of €22,785, the second in a row (financial year 2025)lowers riskEquity €366,757 (92.4% of total assets)Liquidity: current ratio 12.89, cash €104,896, halvedFounded in 2010Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 55% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 92.4% of total assets
Liquidity 83-17
short-term debt 7.6% · cash 26.4%
Profitability 12-2
return on assets -5.7%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,896 companies, NACE 46, micro)
Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: 0.1%▲ +0.1 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025highest value 02-2026: 0.1%● unchanged vs 01-2026highest value 03-2026: 0.1%● unchanged vs 02-2026highest value 04-2026: 0.1%● unchanged vs 03-2026highest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 12.89 (10.42 in 2024), above the usual 1.5. Short-term debt is 7.6% and cash 26.4% of total assets. 7.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 84% on liquidity, 18% on profitability and 30% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €22,785, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Equity €366,757 (92.4% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 12.89, cash €104,896, halved
NBB · annual accounts
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€22,785
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-12-2025, 134 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
134 days early
2024
7 days early
2023
25 days early
2022
31 days early
2021
37 days early
2020
39 days early
2019
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 43 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 March (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end04-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 85% of companies in wholesale tradesector median €26,853 · 9,829 companies -€22,785 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€22,785 View

Recent changes

  1. · Gazette deed Appointment: EECKHOUT Gonda (director)Legal-form conversion: from private limited company (pre-2019) to private limited company
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as DIVAD: wholesale of clothing, excluding workwear and underwear (NACE 46423). They are comparable in size and age: total assets between €197,000 and €457,000, founded between 2006 and 2014.

CompanyTotal assetsGross margin
DIVAD Anderlecht€397,119-€84,546
Les Hommes Group Wommelgem€432,875-€13,570
YESS BELGIUM Diepenbeek€439,615-€68,307
A.M.S. TEX Zele€457,440-€24,457
BUSINESS BUSINESS INTERNATIONAL Eghezée€394,618€1,101
DURANTI Moorslede€291,019-€16,523
MAGLIAMO Brussel€197,444-€1,797
Full comparison

Key facts about DIVAD

What is the company number of DIVAD?
The company number of DIVAD is 0829.831.931. The VAT number is the same number with BE in front: BE 0829.831.931.
Where is DIVAD based?
The registered office is at Maria Groeninckx-De Maylaan 26, 1070 Anderlecht.Company details
What does DIVAD do?
According to the KBO register, the main activity is wholesale of clothing, excluding workwear and underwear (NACE 46423).
What is the legal form of DIVAD?
The legal form of DIVAD is Private limited company (BV).
When was DIVAD founded?
DIVAD was founded on 04-10-2010.
Is DIVAD still active?
Yes, DIVAD is an active enterprise in the KBO register.
How many employees does DIVAD have?
DIVAD had an average of 0.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does DIVAD fall under?
In its 30-09-2025 annual accounts, DIVAD states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of DIVAD?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.
Is DIVAD profitable?
In financial year 2025, DIVAD made a loss of €22,785.
Where can I find the annual accounts of DIVAD?
DIVAD filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DIVAD due?
DIVAD must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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