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Complete company report
Generated 30-07-2026
Active BE 1005.643.540Private limited company

Divabo Management

Veldstraat 120 ·9140 Temse, Belgium· 2 yrs active
Sector: Financial services (64210)
Conclusion Checked

Divabo Management is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €310k and a net result of €306k. Its solvency ranks better than 68% of 1206 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €310k
Net result €306k
Better than sector 68%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability100Solvency100Growth50Stability67
63 / 100

Strong profile, led by profitability.

Health 0
Profitability 100
Solvency 100
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview1 NBB filings
Annual accounts filed on 29-04-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 64, Financial services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 68.6% 47.4%
better than 68% of 1206 sector peers
Net result €306k €43k
better than 95% of 1205 sector peers
Equity €310k €84k
better than 83% of 1206 sector peers
Gross operating margin €442k €70k
better than 95% of 1202 sector peers
Total assets €452k €211k
better than 72% of 1206 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Revenuen/a
EBITDAn/a
Net profit€306k
Cash flown/a
Staff costs-
Income taxes€139k
Dividends-
Total assets€452k
Equity€310k
Debt€142k
of which ≤ 1y€142k
of which > 1y-
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2025
Current ration/a
Quick ration/a
Working capital ration/a
Solvency68.6%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA67.5%
ROE98.5%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€452k
Fixed assets 21/28€811
Tangible fixed assets 22/27€811
Current assets 29/58€452k
Investments 50/53€350k
Cash & bank 54/58€99k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€452k
Equity 10/15€310k
Contributions / capital 10/11€5k
Reserves 13€306k
Amounts payable 17/49€142k
Amounts payable within one year 42/48€142k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€442k
Operating result 9901€440k
Financial income 75€4k
Financial charges 65€98
Result before taxes 9903€444k
Income taxes 67/77€139k
Net result for the period 9904€306k
Result to be appropriated 9905€306k
Ratios computed by Checked.
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation06-02-2024
StatusActive
Postal code9140
Establishment units 1 location
Divabo Management
Veldstraat 120, 9140 TemseManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20242.356.169.986
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46302D1551/00K000 Flanders 950 m² 1 · 196 m² 16.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
29-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2024
08-02-2024
State Gazette act Minor change
oprichting · Lawrence DE BRUYNE
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2024
08-02-2024 Publication in the Belgian Official Gazette, Minor change Minor change·Lawrence DE BRUYNE
Summary: oprichtingNotary: Lawrence DE BRUYNE · Antwerpen
Technical details 
{
  "notary": {
    "name": "Lawrence DE BRUYNE",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-02-08",
    "filing_date": "2024-02-06",
    "act_kind_objet": "OPRICHTING"
  },
  "decision": {
    "body": "notarieel_alleen",
    "date": "2024-02-06",
    "unanimous": null
  },
  "agm_change": null,
  "detected_kind": "oprichting",
  "other_address": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "1005.643.540",
    "name_full": "Divabo Management",
    "legal_form": "BV"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad - 08/02/2024 - Annexes du Moniteur belge"
  ],
  "fiscal_year_change": {
    "new_end_mm_dd": "12-31",
    "old_end_mm_dd": null,
    "new_start_mm_dd": "01-01",
    "old_start_mm_dd": null,
    "first_full_new_year": 2026,
    "transition_period_end": "2025-12-31"
  },
  "liquidation_closure": null,
  "officer_designation": {
    "role": "bestuurder",
    "organ": "bestuursorgaan",
    "person_name": "VAN DEN BOSCH Dirk"
  },
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": {
    "art_csa": null,
    "effective_date": null,
    "shareholder_kbo": null,
    "shareholder_name": "VAN DEN BOSCH Dirk"
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Activiteiten van hoofdkantoren70100Activiteiten van hoofdkantoren70100Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL Divabo Management
Registered office
Veldstraat 120
9140 Temse, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative