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DIVA CONSTRUCT

Active Private limited companyfounded 2021active for 5 yearsZ. 3 Doornveld 121, 1731 AsseKBO/BCE: BE 0769.424.685

Lifetime

4 annual accounts with figures on one time axis
peak €127,845 (2022)
€104,001▲ 99.5%
lowest -€51,645 (2024)
€38,933▲ €90,578
peak €44,300 (2022)
€27,160▲ €38,933
€705,553▲ 10.5%
peak 3 FTE (2023)
-not published
Board3 names since 2021
2 directorsYILMAZ Halit and 1 other
Documentsfilings and deeds
13-07-202618 days before the deadline
2025abbreviated format
Gross margin from €52,121 to €104,001Back to profit: €38,933Registered office moved from Zaventem to Zellik 12-06Transfer of 5 shares from KOCYIGIT Devris to VIEIRA DA SILVA… 21-01Equity from -€11,773 to €27,160Investments €38,091

Key points

from the 2025 annual accounts

Result

€38,933 €38,933
-€51,6002024€38,9002025

Back in profit in 2025, after a loss of €51,645 in 2024.

Turnover

≈ €370,000 estimated

The abbreviated format states no turnover.

Debts

€705,553 96% of the balance sheet
Suppliers 94%Taxes and wages 0%Other 5%

Investments

€38,091 5.6 × depreciation
2022202320242025

Green is investment, beige is depreciation.

Filings

4 annual accounts 1 late
AprilJune31 JulyOctober2022202320242025

The 2022 accounts came 23 days late. The other three were filed on time.

Position in the sector

3.7%

Lower solvency than 86% of companies in construction of buildings. Sector median 38.6% · 2,816 companies.

Checked score

64
Healthy
Financially stronger than 50% of micro companies in construction of buildings (NACE 41)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 2.4% 01-2025: 2.4%● unchanged vs 12-2024 02-2025: 2.1%▼ -0.3 percentage points vs 01-2025 03-2025: 2.0%▼ -0.1 percentage points vs 02-2025 04-2025: 2.1%▲ +0.1 percentage points vs 03-2025 05-2025: 2.2%▲ +0.1 percentage points vs 04-2025 06-2025: 2.6%▲ +0.4 percentage points vs 05-2025 07-2025: 5.0%▲ +2.4 percentage points vs 06-2025 08-2025: 4.5%▼ -0.5 percentage points vs 07-2025 09-2025: 4.5%● unchanged vs 08-2025 10-2025: 4.5%● unchanged vs 09-2025 11-2025: 4.7%▲ +0.2 percentage points vs 10-2025 12-2025: 4.7%● unchanged vs 11-2025 01-2026: 4.6%▼ -0.1 percentage points vs 12-2025 02-2026: 4.6%● unchanged vs 01-2026 03-2026: 4.6%● unchanged vs 02-2026 04-2026: 5.0%▲ +0.4 percentage points vs 03-2026 05-2026: 5.7%▲ +0.7 percentage points vs 04-2026 06-2026: 6.0%▲ +0.3 percentage points vs 05-2026 07-2026: 6.4%▲ +0.4 percentage points vs 06-2026highest value 08-2026: 1.5%▼ -4.9 percentage points vs 07-2026 09-2026: 1.5%● unchanged vs 08-2026lowest value 10-2026: 1.5%● unchanged vs 09-2026lowest value 11-2026: 1.5%● unchanged vs 10-2026lowest value

Financial strength
Average

29+6equity 3.7% of total assets
40+32short-term debt 96.3% · cash 31.7%
75+67return on assets 5.3%

Score breakdown

raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
1 change of registered office in 24 months
Founded in 2021
lowers risk
Figures for financial year 2025 (filed on 13-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 14% of them on solvency, 36% on liquidity, 52% on profitability and 97% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,153 companies had the same profile as DIVA CONSTRUCT has now. Each dot stands for 6 companies, two years later.

96.1%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of DIVA CONSTRUCT itself: 1.5% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,153 companies, not a prediction for DIVA CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.97 (0.96 in 2024), below 1. Short-term debt is 96.3% and cash 31.7% of total assets. 96.3% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Figures for financial year 2025 (filed on 13-07-2026)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 2816 sector peers (2025).
NBB · sector comparison
Position among 2816 sector peers
Solvency
better than 13%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
18 days early
2024
2 days early
2023
27 days early
2022
23 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 6 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 July (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

YH
Director, since 30-04-2023
KD
Director
  • VIEIRA DA SILVA Jeronimo André actief vennootdeed of 21-01-2025
  • KOCYIGIT Devris 95 sharesdeed of 21-01-2025
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0769424685
Registered office moved from Zaventem to Zellik New registered office: Zone 3 Doornveld 121, 1731 Zellik · Previous registered office: Belgicastraat 7, 1930 Zaventem · General meeting of 03-06-2025 · Gazette deed
Transfer of 5 shares from KOCYIGIT Devris to VIEIRA DA SILVA Jeronimo André Partner: VIEIRA DA SILVA Jeronimo André (actief vennoot) · KOCYIGIT Devris holds 95 shares · VIEIRA DA SILVA Jeronimo André holds 5 shares · General meeting of 08-01-2025 · Gazette deed
Transfer of 100 shares from YILMAZ Halit to KOCYIGIT Devris Resignation: YILMAZ Halit (director) · Appointment: KOCYIGIT Devris (director) · KOCYIGIT Devris holds 100 shares · General meeting of 01-04-2024 · Gazette deed
All 17 events

Comparable companies

same main activity, similar in size and age
Company
DIVA CONSTRUCT Asse €732,713 €104,001 3.7% -
ALL4CONSTRUCTION Asse €620,427 €109,322 13.1% -
MERTURE Dilbeek €627,344 €96,452 50.1% -
M.J.A. CONSTRUCT Sint-Pieters-Leeuw €693,871 €133,215 71.4% 2
KEY CONTRACTING Waterloo €664,208 €110,687 6.7% -
W&J Projects Vorselaar €780,442 €112,844 31.8% -
Pierre PONETTE - Concept Bastogne €651,153 €105,877 -5.8% -

These companies have the same main activity as DIVA CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €620,000 and €780,000, founded between 2020 and 2021.

Official details

Source: KBO
Status
Active since 07-06-2021Normal situation
Activity
General construction of residential buildingsNACE 41001and 6 others
Joint committee
200Auxiliary committee for white-collar workers · annual accounts 2025
Establishment unit
2.321.540.6891731 Asse, since 07-06-2021
Financial year end
31 December
Peppol
Reachable since 02-01-2026
Company details

Annual accounts 2025

€732,713▲ 16.9%
Filing
Filed on 13-07-2026, 18 days before the end of the filing period
Financials

Insights on DIVA CONSTRUCT

DIVA CONSTRUCT files the abbreviated format. That format states no turnover. The gross margin fell from €127,845 in 2022 to €104,001 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about DIVA CONSTRUCT

What is the company number of DIVA CONSTRUCT?
The company number of DIVA CONSTRUCT is 0769.424.685. The VAT number is the same number with BE in front: BE 0769.424.685.
Where is DIVA CONSTRUCT based?
The registered office is at Z. 3 Doornveld 121, 1731 Asse.Company details
What does DIVA CONSTRUCT do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of DIVA CONSTRUCT?
DIVA CONSTRUCT is a private limited company (BV).
When was DIVA CONSTRUCT founded?
DIVA CONSTRUCT was founded on 07-06-2021.
Is DIVA CONSTRUCT still active?
Yes, DIVA CONSTRUCT is an active enterprise in the KBO register.
How many employees does DIVA CONSTRUCT have?
DIVA CONSTRUCT had an average of 1.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does DIVA CONSTRUCT fall under?
In its 2025 annual accounts, DIVA CONSTRUCT states joint committee 200 (Auxiliary committee for white-collar workers).
What is the turnover of DIVA CONSTRUCT?
The turnover in financial year 2025 is ≈ €370,000. This figure is estimated from the gross margin of €104,001 and 126 comparable companies (NACE 41001). It probably lies between €250,000 and €570,000.
Is DIVA CONSTRUCT profitable?
In financial year 2025, DIVA CONSTRUCT made a profit of €38,933.
Where can I find the annual accounts of DIVA CONSTRUCT?
DIVA CONSTRUCT filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DIVA CONSTRUCT due?
DIVA CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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