DISTIMO
ActiveSummary
DISTIMO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-58k) and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+62
Solvency18=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.22 against 0.32 in 2024; short-term debt: 51.7% and cash: 8.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 14079 sector peers (2025).
NBB · sector comparisonPosition among 14079 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
3 d early
2024
27 d late
2023
6 d early
2022
4 d early
2021
20 d early
2020
1 d early
2019
14 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-58k▲ 9.0%
2024 · €-64k
2018: €-8k
2019: €31k
2020: €104k
2021: €130k
2022: €87k
2023: €15k
2024: €-64k
2018 → 2025
Total assets
€791k▼ 10.3%
2024 · €882k
2018: €865k
2019: €806k
2020: €979k
2021: €1.11M
2022: €864k
2023: €1.12M
2024: €882k
2018 → 2025
Net result
€6k
2024 · €-79k
2018: €577
2019: €38k
2020: €74k
2021: €25k
2022: €-43k
2023: €-71k
2024: €-79k
2018 → 2025
Working capital
€-319k▼ 11.7%
2024 · €-286k
2018: €-115k
2019: €-99k
2020: €-90k
2021: €-337k
2022: €-165k
2023: €-230k
2024: €-286k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€130k-€87k▼ 33.3%€15k▼ 82.2%€-64k€-58k▲ 9.0%
Operating result€34k-€-34k€-63k▼ 82.7%€-72k▼ 14.4%€12k
Net result€25k-€-43k€-71k▼ 64.8%€-79k▼ 11.0%€6k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €12k after a loss of €72k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €791k
Fixed assets
€702k ▼ 6.2%
Current assets
€90k ▼ 33.3%
Key figures and ratios
EBITDA
€75k▲
2024 · €-10k
Cash flow
€68k▲
2024 · €-17k
Solvency
-7.3%▼
2024 · -7.2%
Current ratio
0.22▼
2024 · 0.32
Debt to equity
-14.66▲
2024 · -14.85
ROA
0.7%▲
2024 · -9.0%
Interest coverage
11.33▲
2024 · -1.29
Debt
€849k▼
2024 · €946k
Debt ≤ 1 year
€409k▼
2024 · €421k
Debt > 1 year
€439k▼
2024 · €524k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€882k€791k▼
Fixed assets21/28€748k€702k▼
Tangible fixed assets22/27€748k€702k▼
Land and buildings22€748k€702k▼
Current assets29/58€134k€90k▼
Amounts receivable within one year40/41€10k€26k▲
Trade receivables40€8k-
Other amounts receivable41€2k€26k▲
Cash at bank and in hand54/58€125k€64k▼
Equity and liabilities
Total equity and liabilities10/49€882k€791k▼
Equity10/15€-64k€-58k▲
Contributions10/11€50k€50k=
Reserves13€37k€37k=
Distributable reserves133€37k€37k=
Profit (loss) carried forward14€-150k€-145k▲
Amounts payable17/49€946k€849k▼
Amounts payable after more than one year17€524k€439k▼
Financial debts170/4€524k€439k▼
Amounts payable within one year42/48€421k€409k▼
Current portion of amounts payable after more than one year42€84k€85k▲
Trade debts44€541€64▼
Suppliers440/4€541€64▼
Other amounts payable47/48€336k€324k▼
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€62k▲
Other operating charges640/8€11k€12k▲
Gross operating margin9900€2k€86k▲
Operating profit (loss)9901€-72k€12k▲
Financial income75/76B€22-
Recurring financial income75€22-
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€-79k€6k▲
Profit (loss) for the period9904€-79k€6k▲
Profit (loss) for the period to be appropriated9905€-79k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-150k€-145k▲
Profit (loss) brought forward from the previous period14P€-71k€-150k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €6k
Net result €6k after 3 loss-making years.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Weakest financial yearnet €-79k
Net result drops to €-79k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €74k ▲91.8%
Operating result €94k, net result €74k, both a record.
31-12
Financial
Equity above €100kEq €104k ▲240%
3 profitable years in a row build equity to €104k.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerrestraat 243990 PeerGround area
570 m²
Building footprint
209 m²
Volume, LiDAR
893 m³
Parcel 72035B0635/00C002, Flanders · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kerrestraat 24, 3990 Peer
since 20172.261.921.125
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72035B0635/00C002 | Flanders | 570 m² | 1 · 209 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Heer van Berchem
BE 0766.882.097
Antwerpen · Eq €15,389
EXPERT LOPEZ
BE 1011.879.254
Etterbeek · Eq €15,390
Old Home Towns Services
BE 0443.178.944
Olen · Eq €15,349
FILIP DERIJCK
BE 0874.437.380
Waterloo · Eq €15,432
Immobeck
BE 0668.460.850
Bilzen-Hoeselt · Eq €15,470
Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 2,254 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2017
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.