FILIP DERIJCK

Active

Private limited company (pre-2019)founded 2005active for 21 yearsAvenue du Manoir 16, 1410 Waterloo, BelgiumKBO/BCE: BE 0874.437.380

Summary

FILIP DERIJCK has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,432 and a net result of €4,602, of which €2,500 non-recurring income. Equity is shrinking by about 26% per year across the filed financial years. Its solvency ranks better than 19% of 5,778 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

FILIP DERIJCKActiveChecked score 87/100

Risk analysis Report Compare

Activity

Buying and selling of own real estate

NACE 68110

1 site

Size

≈ €75,000turnover 2025, estimated

Equity: €15,432
Profit: €4,602

Turnover estimated from the gross margin

Financial health

87 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

Holdings: 1

2025 accounts filed 1 day late1 deed in the Belgian Official Gazette

Why 87raises riskEquity €15,432 (5.3% of total assets)Liquidity: current ratio 0.83, cash €7,973lowers riskSize: total assets €292,122Founded in 2005Show the evidence

Checked score

Score 2025

87 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 50% of its sector peers (NACE 68, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 30+2

equity 5.3% of total assets

Liquidity 48-2

short-term debt 18.5% · cash 2.7%

Profitability 54+10

return on assets 1.6%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,631 companies, NACE 68, micro)

Last 24 months 11-2024: 0.3% 12-2024: 0.4%▲ +0.1 percentage points vs 11-2024 01-2025: 0.2%▼ -0.2 percentage points vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.3%▲ +0.1 percentage points vs 10-2025 12-2025: 0.5%▲ +0.2 percentage points vs 11-2025highest value 01-2026: 0.3%▼ -0.2 percentage points vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.2%▼ -0.1 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026

Credit of up to €1,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.83, compared with 0.81 in 2024, below 1; short-term debt: 18.5% and cash: 2.7% of total assets), and 94.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 26% on solvency, 44% on liquidity, 45% on profitability and 84% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises riskneutral

Size: total assets €292,122

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Equity €15,432 (5.3% of total assets)

NBB · annual accounts

Founded in 2005

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 0.83, cash €7,973

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 5778 sector peers (2025).

NBB · sector comparison

Position among 5778 sector peers

Solvency

better than 19%

← weakest strongest →

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

19202122232425

2019 to 2025 · latest year €15,432

A punctual record breaks

This company filed 9 consecutive financial years on time. The year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 01-12-2025, 1 day late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

1 day late

2024

2 days early

2023

3 days early

2022

2 days early

2021

69 days early

2020

on the day

2019

36 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-04-2026 is due by 30-11-2026. Nothing is late today. The company usually files around 28 November (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-04-2026 year end30-10-2026 today30-11-2026 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

04-09-2026 General meeting · Director reappointmentPermanent representative · Board meeting
01-12-2025 Annual accounts filedfinancial year 2025 · full…
30-04-2025 Back to profitnet €4,602

Key points

Caution: Among the weakest 15% on equitysector median €946,058 · 5,779 companies €15,432 View
Total assets 20256 financial years filed €292,122 View
Active since 2005founded 13-06-2005 21 years View

By topic

Financials

Financial year: 2025
Total assets: €292,122
Profit: €4,602
Solvency: 5.3%

Total assets▼ 6.4%

Net result

20192025

Go to Financials

Network & group

Subsidiaries: 1

1 subsidiary

Go to Network & group

Timeline

Events: 26
Since: 2008
Next accounts: by 30-11-2026

10-01-2025General meeting · Board meeting
28-11-2024Annual accounts filed
27-11-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Buying and selling of own real estateNACE 68110
Founded: 13-06-2005
Year ends: 30-04
Peppol: Reachable for e-invoices

Go to Company details

Key facts about FILIP DERIJCK

What is the company number of FILIP DERIJCK?: 0874.437.380. In Belgium the VAT number is the company number with BE in front: BE 0874.437.380.
Where is FILIP DERIJCK based?: The registered office is at Avenue du Manoir 16, 1410 Waterloo.Company details
What does FILIP DERIJCK do?: According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of FILIP DERIJCK?: Private limited company (pre-2019) (BVBA).
When was FILIP DERIJCK founded?: On 13-06-2005.
Is FILIP DERIJCK still active?: Yes, FILIP DERIJCK is an active enterprise in the KBO register.
What is the turnover of FILIP DERIJCK?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is FILIP DERIJCK profitable?: In financial year 2025, FILIP DERIJCK made a profit of €4,602.
Where can I find the annual accounts of FILIP DERIJCK?: FILIP DERIJCK filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FILIP DERIJCK due?: By 30-11-2026, for financial year 2026.Timeline