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FILIP DERIJCK

Active
Private limited company (pre-2019)founded 2005active for 21 yearsAvenue du Manoir 16, 1410 Waterloo, BelgiumKBO/BCE: BE 0874.437.380
Summary

FILIP DERIJCK has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,432 and a net result of €4,602, of which €2,500 non-recurring income. Equity has been shrinking by about 26% per year since 2019. Its solvency ranks better than 19% of 5,795 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 13-06-2005 Normal situation
Activity
Buying and selling of own real estate NACE 68110and 1 other
Establishment unit
2.150.470.105 1410 Waterloo, since 15-12-2005
Financial year end
30 April
Peppol
Reachable since 02-12-2025

Board and ownership

Board
  • Derijck FilipDirector · since 09-06-2005

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts to 30-04-2025
Gross margin
€30,495
▲ 15.3%
Turnover
≈ €75,000
estimated
Profit
€4,602
Equity
€15,432
▲ 42.5%
Total assets
€292,122
▼ 6.4%
  • 2025 accounts filed 1 day after the deadline
Score breakdownraises riskFigures for financial year 2025 (filed on 02-12-2025)Equity €15,432 (5.3% of total assets)Founded in 2005lowers riskSize: total assets €292,122Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 50% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Weak
Solvency 30+2
equity 5.3% of total assets
Liquidity 48-2
short-term debt 18.5% · cash 2.7%
Profitability 54+10
return on assets 1.6%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.2%▼ -0.2 percentage points vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.3%▲ +0.1 percentage points vs 10-2025 12-2025: 0.5%▲ +0.2 percentage points vs 11-2025highest value 01-2026: 0.3%▼ -0.2 percentage points vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.2%▼ -0.1 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026 11-2026: 0.4%▲ +0.1 percentage points vs 10-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.83 (0.81 in 2024), below 1. Short-term debt is 18.5% and cash 2.7% of total assets. 94.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 26% of them on solvency, 44% on liquidity, 45% on profitability and 84% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €292,122
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed on 02-12-2025)
NBB · annual accounts
raises risk · Equity €15,432 (5.3% of total assets)
NBB · annual accounts
raises risk · Founded in 2005
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 5795 sector peers (2025).
NBB · sector comparison
Position among 5795 sector peers
Solvency
better than 19%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €15,432
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 01-12-2025, 1 day late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
1 day late
2024
2 days early
2023
3 days early
2022
2 days early
2021
69 days early
2020
on the day
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-04-2026 is due by 30-11-2026. Nothing is late today. The company usually files around 28 November (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-04-2026 year end03-11-2026 today30-11-2026 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 85% of companies in real estatesector median €944,451 · 5,796 companies €15,432 View

Recent changes

  1. · Gazette deed General meeting · Director reappointment
  2. · Gazette deed General meeting · Board meeting
  3. · Gazette deed Board meeting · Director reappointment
All 18 events

Comparable companies

These companies have the same main activity as FILIP DERIJCK: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €207,000 and €518,000, founded between 1998 and 2012.

CompanyTotal assetsGross margin
FILIP DERIJCK Waterloo€292,122€30,495
BIWEL Kasterlee€206,560€25,657
Studio A&B Aalter€399,975€34,005
RS PRODUCTS Dilsen-Stokkem€518,423€44,527
ADMITECH Lokeren€424,491€50,859
CHAPEWERKEN KOEN MARIUS Destelbergen€397,774€30,174
VERO I NV Maaseik€251,575€10,924
Full comparison

Key facts about FILIP DERIJCK

What is the company number of FILIP DERIJCK?
The company number of FILIP DERIJCK is 0874.437.380. The VAT number is the same number with BE in front: BE 0874.437.380.
Where is FILIP DERIJCK based?
The registered office is at Avenue du Manoir 16, 1410 Waterloo.Company details
What does FILIP DERIJCK do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of FILIP DERIJCK?
The legal form of FILIP DERIJCK is Private limited company (pre-2019) (BVBA).
When was FILIP DERIJCK founded?
FILIP DERIJCK was founded on 13-06-2005.
Is FILIP DERIJCK still active?
Yes, FILIP DERIJCK is an active enterprise in the KBO register.
What is the turnover of FILIP DERIJCK?
The turnover in financial year 2025 is ≈ €75,000. This figure is estimated from the gross margin of €30,495 and 33 comparable companies (NACE 681). It probably lies between €47,000 and €150,000.Financials
Is FILIP DERIJCK profitable?
In financial year 2025, FILIP DERIJCK made a profit of €4,602.
Where can I find the annual accounts of FILIP DERIJCK?
FILIP DERIJCK filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FILIP DERIJCK due?
FILIP DERIJCK must file the annual accounts for financial year 2026 by 30-11-2026.Timeline

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