Turnover
≈ €130,000 estimated
The micro format states no turnover.
DISKA
Overview
Lifetime
2 annual accounts with figures on one time axispeak €85,898 (2024)
€41,275▼ 51.9%
peak €56,180 (2024)
€27,312▼ 51.4%
peak €88,492 (2025)
€88,492▲ 44.6%
€71,741▲ 24.8%
Board1 name since 2023
1 directorGILIS Sarah Idaline Julie
Documentsfilings and deeds
10-06-202651 days before the deadline
2025micro format
Gross margin from €85,898 to €41,275Result from €56,180 to €27,312Equity from €61,180 to €88,492Debts from €57,502 to €71,741Investments €17,464Cash from €11,117 to €44,417
Key points
from the 2025 annual accountsInvestments
€17,464 3.8 × depreciation
Green is investment, beige is depreciation. Machinery stands 245.1% higher than in 2024.
Starting capital
€10,000 100 shares
Checked score
95
Excellent
Financially stronger than 60% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.5%▲ +0.1 percentage points vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025highest value
08-2025: 0.5%● unchanged vs 07-2025
09-2025: 0.2%▼ -0.3 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: < 0.1%▼ -0.2 percentage points vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 3.21, cash €44,417
Equity €88,492 (55.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 48% of them on solvency, 63% on liquidity, 53% on profitability and 77% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as DISKA has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DISKA itself is lower: < 0.1% within 12 months. It rests on far more data about DISKA than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for DISKA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.21 (2.54 in 2024), above the usual 1.5. Short-term debt is 18.3% and cash 27.7% of total assets. 44.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
51 days early
2024
22 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 15 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1001554296
Incorporation
Founding capital of €10,000, 100 shares · Founder: GILIS Sarah Idaline Julie · Appointment: GILIS Sarah Idaline Julie (director) · published on 26-10-2023 · Gazette deed
First establishment
Rue de l'Ansérine 17, Visé
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DISKA Bassenge | €160,233 | €41,275 | 55.2% | - |
| Wallpaper Woluwe-Saint-Lambert | €165,888 | €45,047 | 49.5% | - |
| AminTechs Mons | €174,031 | €46,269 | 91.3% | - |
| EFDE23 Mechelen | €145,065 | €42,128 | 67.1% | - |
| BeyondERP Antwerp | €149,472 | €46,833 | 17.0% | - |
| SoarPro tech Wavre | €143,626 | €45,700 | 26.5% | - |
| Deux-points Stratégie Schaerbeek | €144,694 | €39,200 | 88.4% | - |
These companies have the same main activity as DISKA: computer programming (NACE 62100). They are comparable in size and age: total assets between €144,000 and €174,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 24-10-2023Normal situation
- Activity
- Computer programmingNACE 62100and 3 others
- Establishment unit
- 2.351.639.1954600 Visé, since 24-10-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 24-12-2025
Annual accounts 2025
- €41,275▼ 51.9%
- €27,312▼ 51.4%
- €88,492▲ 44.6%
- €160,233▲ 35.0%
- Filing
- Filed on 10-06-2026, 51 days before the end of the filing period
Insights on DISKA
DISKA has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88,492 and a net result of €27,312.
Its solvency ranks better than 46% of 21,206 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 10-06-2026, 51 days before the deadline€41,275
▼ 51.9%
€36,588
▼ 48.9%
€27,312
▼ 51.4%
€64,685
▲ 63.4%
55.2%
▲ 3.7 percentage points
3.21
▲ 0.67
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €110,000 and €180,000.
Balance sheet
balance sheet total €160,233 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
55.2%
Higher than 46% of 21,206 companies in 2025.
3.21
Higher than 60% of 20,569 companies in 2025.
17.0%
Higher than 48% of 20,744 companies in 2025.
DISKA
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
160,233 | 118,682 | |
21/28 |
66,263 | 53,385 | |
22/27 |
66,263 | 53,385 | |
22 |
59,014 | 50,819 | |
23 |
2,081 | 603 | |
24 |
5,168 | 1,963 | |
29/58 |
93,970 | 65,297 | |
40/41 |
49,318 | 53,948 | |
40 |
49,288 | 42,280 | |
41 |
30 | 11,668 | |
54/58 |
44,417 | 11,117 | |
490/1 |
235 | 232 | |
| Balance sheet: equity and liabilities | |||
10/49 |
160,233 | 118,682 | |
10/15 |
88,492 | 61,180 | |
10/11 |
5,000 | 5,000 | |
14 |
83,492 | 56,180 | |
17/49 |
71,741 | 57,502 | |
17 |
42,381 | 31,719 | |
170/4 |
42,381 | 31,719 | |
42/48 |
29,285 | 25,707 | |
42 |
4,910 | 4,755 | |
44 |
2,005 | 6,764 | |
440/4 |
2,005 | 6,764 | |
45 |
15,549 | 9,784 | |
450/3 |
12,770 | 9,784 | |
454/9 |
2,779 | - | |
47/48 |
6,821 | 4,404 | |
492/3 |
75 | 76 | |
| Income statement | |||
9900 |
41,275 | 85,898 | |
630 |
4,586 | 5,460 | |
640/8 |
101 | 8,810 | |
9901 |
36,588 | 71,628 | |
65/66B |
1,806 | 664 | |
65 |
1,806 | 664 | |
9903 |
34,782 | 70,964 | |
67/77 |
7,470 | 14,784 | |
9904 |
27,312 | 56,180 | |
9905 |
27,312 | 56,180 | |
| Appropriation of the result | |||
9906 |
83,492 | 56,180 | |
14P |
56,180 | - | |
| Document | |||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 10-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 41,174 | 77,088 | ||
| 31,898 | 61,640 | ||
| 17,464 | 58,845 | ||
| 33,300 | - | ||
| 64,685 | 39,590 | ||
| 55.2% | 51.5% | ||
| 3.21 | 2.54 | ||
| 0.81 | 0.94 | ||
| 30.9% | 91.8% | ||
| 17.0% | 47.3% | ||
| 22.80 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Securities and guarantees
on own assets and for others| Item | 2025 | 2024 |
|---|---|---|
| Mortgages, amount registered | €55,000 | €55,000 |
| Carrying value of the mortgaged assets | €59,014 | €50,819 |
Source: notes to the 2024 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €17,464 | €58,845 |
| €4,586 | €5,460 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on DISKA
The operating result for 2025 is 49% lower than in 2024.
Debt's share of the balance-sheet total falls from 48.5% to 44.8%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporation- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Article 13. Les pouvoirs de l’organe d’administration 1. Administration. S’il n’y a qu’un seul administrateur, la totalité des pouvoirs…”deed of 26-10-2023
Mandates through the years
1 name, the dashed line is todayGILIS Sarah Idaline Julie
Director
Director
Board
Mandates as a list
- GILIS Sarah Idaline Julie
- Director, appointed by deed of 26-10-2023, still in office
Control
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- €885 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 26-10-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 June at 19:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 26-10-2023 ↗
- GILIS Sarah Idaline Julie 100 shares (100%) · €10,000 in cash
Network & group
No group
DISKA has no parent and no holdings in its annual accounts. GILIS Sarah Idaline Julie is the only director.
At the same address
Rue des Platanes 36, 4690 Bassenge · 1 other company| MJV HUMAN RESOURCES
registered office since 05-05-1999 · founded in 1999 |
total assets €563,749 (2025) 0465.653.844 |
Earlier ties
| Big.Up via GILIS Sarah Idaline Julie, no longer at Big.Up · Director · deed of 07-05-2019 founded in 2019 |
total assets €177,492 (2025) |
Connections & network
The network starts from the earlier ties.
This company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
5 events since 2023Filings
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed PDFmicro format · 51 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1001554296
Annual accounts 2024 filed PDFmicro format · 22 days late
2023
IncorporationFounding capital of €10,000, 100 shares · Founder: GILIS Sarah Idaline Julie · Appointment: GILIS Sarah Idaline Julie (director) · published on 26-10-20236 points ▸
- Founder, GILIS Sarah Idaline Julie
- Founding capital, €10,000, 100 shares
- Registered office clause, rue des Platanes 36, 4690 Bassenge (Wonck)
- Board rule, 1
- Director appointment, GILIS Sarah Idaline Julie
- Power of attorney, GILIS Sarah Idaline Julie
- The deed holds 9 more points.
First establishment Rue de l'Ansérine 17, Visé
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
DISKA was incorporated on 24 October 2023 as a private limited company by one natural person, with a starting capital of €10,000.12 GILIS Sarah Idaline Julie is director of the company, appointed by deed of 26-10-2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1001.554.296
- VAT number
- BE 1001.554.296
- Peppol ID
- 0208:1001554296
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 24-10-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 June at 19:00deed of 26-10-2023 (in French)
- Peppol
- Reachable since 24-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- DISKA in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 26-10-2023 (in French)
Activities
NACEBEL 202562100
Computer programming main activity
63910
Web portal activities
Codes under NACEBEL 2008
62010
Computer programming, consultancy and related activities main activity
62020
IT consultancy
62090
Computer programming, consultancy and related activities
63120
Computing infrastructure, data processing, hosting and other information service activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Toutes activités, prestations, ventes, conseils liées sensu lato au domaine de l’informatique, de l’internet, de la robotique et des…”deed of 26-10-2023 (in French)
10 activities
- Toutes activités, prestations, ventes, conseils liées sensu lato au domaine de l’informatique, de l’internet, de la robotique et des nouvelles technologies.
- Toutes prestations de management, conseils, formation et gestion liés à la gestion d’entreprise ou de projets sensu lato.
- Location d’espaces pour évènements (réunion, formation, séminaire…) et location d’espaces bureaux.
- Conseil en stratégie d’entreprise, en communication interne, en relations sociales, en gestion du changement et en gestion des ressources humaines
- Accompagnement, audits pour entreprises et notamment planifications d’organisation, de recherche de rendement, de contrôle, d’information.
- L’organisation de stages, de formations, de coaching à destination des entreprises, du public, des étudiants et des écoliers
- Prestations d’achat, vente, de négoce pour compte de tiers
- Les travaux administratifs et de secrétariat à destination des tiers
- La mise en valeur et la gestion de tout patrimoine, mobilier et immobilier, corporel et/ou incorporel.
- La gestion et le développement d’autres sociétés et/ou entreprises
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue des Platanes 36 registered office 4690 Bassenge | ||
| Rue de l'Ansérine 17 4600 Visé 62200 Computer consultancy and computer facilities management | 24-10-2023 | 2.351.639.195 |
Buildings and parcels at the addresses
- Ground area
- 1,415 m²
- Buildings
- 150 m²
- Volume, LiDAR
- 758 m³
- Tallest building
- 7.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62116D0153/00D000 | 829 m² | 1 · 150 m² | 7.4 m · 2 |
| 62108A0090/00X000 | 586 m² | - | - |