Big.Up
ActiveSummary
Big.Up has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €127k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency29▲+2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.2%
Return on assets
71.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 31791 sector peers (2025).
NBB · sector comparisonPosition among 31791 sector peers
Solvency
better than 12%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €8k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
12 d late
2024
56 d early
2023
61 d late
2022
28 d early
2021
13 d early
2020
57 d early
2019
40 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▲ 121%
2024 · €3k
2019: €76k
2020: €156k▲ +104% vs 2019
2021: €261k▲ +67.4% vs 2020highest in 7 years
2022: €8k▼ -96.9% vs 2021
2023: €3k▼ -67.7% vs 2022lowest in 7 years
2024: €3k▲ +28.6% vs 2023
2025: €8k▲ +121% vs 2024
2019 → 2025
Total assets
€177k▼ 1.0%
2024 · €179k
2019: €138klowest in 7 years
2020: €267k▲ +93.8% vs 2019
2021: €375k▲ +40.1% vs 2020
2022: €387k▲ +3.4% vs 2021highest in 7 years
2023: €298k▼ -23.0% vs 2022
2024: €179k▼ -39.8% vs 2023
2025: €177k▼ -1.0% vs 2024
2019 → 2025
Net result
€127k▼ 51.4%
2024 · €261k
2019: €74klowest in 7 years
2020: €80k▲ +6.8% vs 2019
2021: €105k▲ +32.2% vs 2020
2022: €186k▲ +77.0% vs 2021
2023: €134k▼ -27.8% vs 2022
2024: €261k▲ +94.0% vs 2023highest in 7 years
2025: €127k▼ -51.4% vs 2024
2019 → 2025
Working capital
€-16k▲ 18.7%
2024 · €-19k
2019: €66k
2020: €137k▲ +107% vs 2019
2021: €240k▲ +75.8% vs 2020highest in 7 years
2022: €-17k▼ -107% vs 2021
2023: €-21k▼ -27.4% vs 2022lowest in 7 years
2024: €-19k▲ +8.2% vs 2023
2025: €-16k▲ +18.7% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€261k-€8k▼ 96.9%€3k▼ 67.7%€3k▲ 28.6%€8k▲ 121%
2021: €261khighest in 5 years
2022: €8k▼ -96.9% vs 2021
2023: €3k▼ -67.7% vs 2022lowest in 5 years
2024: €3k▲ +28.6% vs 2023
2025: €8k▲ +121% vs 2024
Operating result€134k-€247k▲ 84.0%€179k▼ 27.6%€346k▲ 93.0%€165k▼ 52.2%
2021: €134klowest in 5 years
2022: €247k▲ +84.0% vs 2021
2023: €179k▼ -27.6% vs 2022
2024: €346k▲ +93.0% vs 2023highest in 5 years
2025: €165k▼ -52.2% vs 2024
Net result€105k-€186k▲ 77.0%€134k▼ 27.8%€261k▲ 94.0%€127k▼ 51.4%
2021: €105klowest in 5 years
2022: €186k▲ +77.0% vs 2021
2023: €134k▼ -27.8% vs 2022
2024: €261k▲ +94.0% vs 2023highest in 5 years
2025: €127k▼ -51.4% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177k
Fixed assets
€29k ▼ 18.7%
Current assets
€148k ▲ 3.4%
Equity and liabilities €177k
Equity
€8k ▲ 121%
Debt
€170k ▼ 3.4%
Debt's share of the balance-sheet total falls from 98.1% to 95.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€172k▼
2024 · €353k
Cash flow
€133k▼
2024 · €268k
Current ratio
0.90▲
2024 · 0.88
Debt to equity
22.56▼
2024 · 51.62
ROA
71.3%▼
2024 · 145.4%
Interest coverage
531.21▼
2024 · 557.47
Debt ≤ 1 year
€164k▲
2024 · €163k
Debt > 1 year
€6k▼
2024 · €13k
Income taxes
€40k▼
2024 · €85k
A ratio outside any meaningful range has been withheld (balance sheet total €177k, equity €8k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€179k€177k▼
Fixed assets21/28€36k€29k▼
Tangible fixed assets22/27€35k€28k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€33k€27k▼
Financial fixed assets28€1k€1k=
Current assets29/58€143k€148k▲
Amounts receivable within one year40/41€37k€131k▲
Trade receivables40€24k€121k▲
Other amounts receivable41€14k€10k▼
Cash at bank and in hand54/58€103k€17k▼
Deferred charges and accrued income490/1€3k€978▼
Equity and liabilities
Total equity and liabilities10/49€179k€177k▼
Equity10/15€3k€8k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€1k€6k▲
Amounts payable17/49€176k€170k▼
Amounts payable after more than one year17€13k€6k▼
Financial debts170/4€13k€6k▼
Amounts payable within one year42/48€163k€164k▲
Current portion of amounts payable after more than one year42€7k€25k▲
Trade debts44€6k€572▼
Suppliers440/4€6k€572▼
Taxes, remuneration and social security45€51k€35k▼
Taxes450/3€51k€35k▼
Other amounts payable47/48€98k€104k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€895€2k▲
Gross operating margin9900€354k€174k▼
Operating profit (loss)9901€346k€165k▼
Financial income75/76B€506€2k▲
Recurring financial income75€506€2k▲
Financial charges65/66B€633€324▼
Recurring financial charges65€633€324▼
Profit (loss) for the period before taxes9903€346k€167k▼
Income taxes67/77€85k€40k▼
Profit (loss) for the period9904€261k€127k▼
Profit (loss) for the period to be appropriated9905€261k€127k▼
Appropriation of the result
Profit (loss) to be appropriated9906€261k€128k▼
Profit (loss) brought forward from the previous period14P€650€1k▲
Profit to be distributed694/7€260k€123k▼
Return on contributions (dividend)694€260k€123k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17k | €13k | €11k | €7k | €7k | ▼ 4.0% |
| Other operating charges640/8 | €247 | €993 | €1k | €895 | €2k | ▲ 144% |
| Gross operating margin9900 | €152k | €261k | €191k | €354k | €174k | ▼ 50.7% |
| Operating profit (loss)9901 | €134k | €247k | €179k | €346k | €165k | ▼ 52.2% |
| Financial income75/76B | €0 | €0 | €30 | €506 | €2k | ▲ 244% |
| Recurring financial income75 | €0 | €0 | €30 | €506 | €2k | ▲ 244% |
| Financial charges65/66B | €696 | €2k | €1k | €633 | €324 | ▼ 48.8% |
| Recurring financial charges65 | €696 | €2k | €1k | €633 | €324 | ▼ 48.8% |
| Profit (loss) for the period before taxes9903 | €134k | €246k | €178k | €346k | €167k | ▼ 51.8% |
| Income taxes67/77 | €29k | €59k | €43k | €85k | €40k | ▼ 52.7% |
| Profit (loss) for the period9904 | €105k | €186k | €134k | €261k | €127k | ▼ 51.4% |
| Profit (loss) for the period to be appropriated9905 | €105k | €186k | €134k | €261k | €127k | ▼ 51.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €375k | €387k | €298k | €179k | €177k | ▼ 1.0% |
| Fixed assets21/28 | €56k | €55k | €44k | €36k | €29k | ▼ 18.7% |
| Tangible fixed assets22/27 | €55k | €54k | €43k | €35k | €28k | ▼ 19.4% |
| Furniture and vehicles24 | €11k | €9k | €4k | €2k | €1k | ▼ 42.3% |
| Other tangible fixed assets26 | €44k | €45k | €39k | €33k | €27k | ▼ 18.0% |
| Financial fixed assets28 | €1k | €1k | €1k | €1k | €1k | = |
| Current assets29/58 | €319k | €332k | €254k | €143k | €148k | ▲ 3.4% |
| Amounts receivable within one year40/41 | €25k | €103k | €46k | €37k | €131k | ▲ 251% |
| Trade receivables40 | €25k | €82k | €39k | €24k | €121k | ▲ 410% |
| Other amounts receivable41 | - | €21k | €7k | €14k | €10k | ▼ 26.1% |
| Cash at bank and in hand54/58 | €294k | €229k | €205k | €103k | €17k | ▼ 83.9% |
| Deferred charges and accrued income490/1 | €145 | €232 | €2k | €3k | €978 | ▼ 69.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €375k | €387k | €298k | €179k | €177k | ▼ 1.0% |
| Equity10/15 | €261k | €8k | €3k | €3k | €8k | ▲ 121% |
| Contributions10/11 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €259k | €6k | €650 | €1k | €6k | ▲ 293% |
| Amounts payable17/49 | €113k | €379k | €295k | €176k | €170k | ▼ 3.4% |
| Amounts payable after more than one year17 | €35k | €28k | €21k | €13k | €6k | ▼ 54.3% |
| Financial debts170/4 | €35k | €28k | €21k | €13k | €6k | ▼ 54.3% |
| Amounts payable within one year42/48 | €78k | €349k | €275k | €163k | €164k | ▲ 0.8% |
| Current portion of amounts payable after more than one year42 | €7k | €7k | €7k | €7k | €25k | ▲ 239% |
| Trade debts44 | €4k | €14k | €14k | €6k | €572 | ▼ 91.1% |
| Suppliers440/4 | €4k | €14k | €14k | €6k | €572 | ▼ 91.1% |
| Taxes, remuneration and social security45 | €66k | €90k | €36k | €51k | €35k | ▼ 31.4% |
| Taxes450/3 | €66k | €90k | €36k | €51k | €35k | ▼ 31.4% |
| Other amounts payable47/48 | €1k | €238k | €218k | €98k | €104k | ▲ 5.9% |
| Accrued charges and deferred income492/3 | - | €3k | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €105k | €186k | €134k | €261k | €127k | ▼ 51.4% |
| + Depreciation and write-downs630 | €17k | €13k | €11k | €7k | €7k | ▼ 4.0% |
| Operating cash flow (approximation) | €122k | €199k | €145k | €268k | €133k | ▼ 50.2% |
| Investment in fixed assets (approximation) | - | €-12k | €0 | €1k | €0 | ▼ 100% |
| Change in cash | - | €-65k | €-23k | €-103k | €-86k | ▲ 15.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €261k ▲94%
Operating result €346k, net result €261k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €261k ▲67.4%
3 profitable years in a row build equity to €261k.
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €156k ▲104%
2 profitable years in a row build equity to €156k.
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 40 days late
2019
31-07
State Gazette act
Board meeting · Director appointment
Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2019
Ground area
1,239 m²
Building footprint
109 m²
Parcel 62108C0617/00W002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Allée des Abeilles(VIS) 17, 4600 Visé
since 20192.289.141.503
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62108C0617/00W002 | Wallonia | 1,239 m² | 1 · 109 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 19,840 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68203Renting and operating of own or leased non-residential real estate, excluding land
Contact
E-mail
big.up.srl@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.