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DISENSO

Active
Private limited companyfounded 200322 yrs activeFazantendreef 5, 2360 Oud-Turnhout, BelgiumKBO/BCE: BE 0861.773.734
Summary

DISENSO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €302,911 and a net result of €14,220. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 32% of 11293 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

What they do
Retail sale of newspapers and periodicals
NACE 47621NACE 47620NACE 52470
2 sites
How big
€1.4mtotal assets 2025
Staff
9.2 FTE
Equity
€302,911
Profit
€14,220
Turnover not published (abridged schema)
Financially healthy?
67 Healthy Checked score 2025
Bankruptcy chance 12 m
0.9%
Who decides
Accounts 57 d early0 of 1 deed read
Why 67- Size: 9.2 FTE, total assets €1.4m- Sector Retail trade (NACE 47)- Equity €302,911 (21.0% of total assets)+ Founded in 2003Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 39% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 46-1
equity 21.0% of total assets
Liquidity 35+6
short-term debt 43.5% · cash 4.7%
Profitability 51-2
return on assets 1.0%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)
  • Size: 9.2 FTE, total assets €1.4m raises the probability for this profile
  • Founded in 2003 lowers the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
  • Equity €302,911 (21.0% of total assets) raises the probability
Credit up to €20,000 at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.8 in 2024; short-term debt: 43.5% and cash: 4.7% of total assets), and 79% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 37%, liquidity 32%, profitability 37%, growth against the median 51%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Size: 9.2 FTE, total assets €1.4m
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2003
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Equity €302,911 (21.0% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
57 d early
2024
29 d early
2023
7 d early
2022
13 d early
2021
17 d early
2020
25 d early
2019
24 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet €14,220 ▼55.1%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Staff rose in 2025from 4.9 FTE to 9.2 FTE ▲ 87.8% View
  • Positive: 8 profitable years in a rowprofit 2025: €14,220 8 years View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.4m
Profit
€14,220
Solvency
21.0%
Total assets▲ 10.6%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 04-06-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 02-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of newspapers and periodicalsNACE 47621
Founded
21-11-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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