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Diro Construct

Active
Private limited company·Algemene bouw van residentiële gebouwen· 3 yrs active
Rooiboslaan 102 ·2610 Antwerpen, Belgium
KBO/BCE: BE 0795.103.654
Watch Print / PDF
Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Diro Construct is 5.8% (elevated). The 2023 annual accounts show negative equity (€-3k) and a net result of €-28k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
5.8% Elevated
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 28 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-06-2026, 306 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 02-06-2026 306 d late 2026-00134609
31-12-2023 31-07-2024 19-05-2026 657 d late 2026-00119445

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

Turnover€320k
EBIT margin-8.8%
Net result€-28k
Working capital€-20k

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 02-06-2026 with the NBB · fiscal year 2024 · micro
Fiscal year2023
Depositmicro
Revenue€320k
EBITDA€-28k
Net profit€-28k
Cash flow€-28k
Staff costs€58k
Income taxes-
Dividends-
Total assets€50k
Equity€-3k
Debt€54k
of which ≤ 1y€54k
of which > 1y-
Working capital€-20k
Employees (FTE)-
Ratios (computed)
2023
Current ratio0.63
Quick ratio0.63
Working capital ratio-39.0%
Solvency-6.8%
Debt / equity-15.79
Long-term debt ratio-
Interest coverage-143.91
Gross margin9.9%
Net margin-8.9%
ROA-56.3%
ROE833.4%
EBITDA margin-8.8%
Days sales outstanding19d
Days payable outstanding57d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€50k
Fixed assets 21/28€16k
Tangible fixed assets 22/27€16k
Current assets 29/58€34k
Amounts receivable within one year 40/41€19k
Cash & bank 54/58€15k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€50k
Equity 10/15€-3k
Contributions / capital 10/11€25k
Accumulated profits (losses) 14€-28k
Amounts payable 17/49€54k
Amounts payable within one year 42/48€54k
Trade debts payable within one year 44€45k
Income statement
Turnover 70€320k
Gross operating margin 9900€32k
Operating result 9901€-28k
Financial income 75€12
Financial charges 65€195
Result before taxes 9903€-28k
Net result for the period 9904€-28k
Result to be appropriated 9905€-28k
Ratios computed by Checked.

Health barometer

FY 2023 · computed
5 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
23 companies at this address See who is registered here

Establishment units

1 location
Diro Construct
Hennepstraat 2, 2170 AntwerpenAlgemene bouw van residentiële gebouwen
since 20232.339.302.676
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area6,370 m²
Buildings2
Building footprint1,267 m²
Volume (LiDAR)57,153 m³
Tallest building61.5 m · ±19 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11462A0109/00G000 Flanders 5,799 m² 1 · 971 m² 61.5 m · 19 fl.
11028A0232/00M005 Flanders 571 m² 1 · 296 m² 14.3 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

1 of 2 acts read

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

What every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.

2026
04-08-2026 Registered office
2 facts
  • Board meeting , 29 juli 2026
  • Registered-office move , Rooiboslaan 102 bus 26, 2610 Antwerpen

Analysis

Financial profile

4 of 5 axes measured
Health5Profitability33Solvency36Growth-Stability79
38 / 100

Fragile profile, watch health in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 5
Profitability 33
Solvency 36
Growth -
Stability 79

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 5,401 of the 29,623 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001
Primary activity highlighted.
Names & trade names
Legal nameNL Diro Construct
Registered office
Rooiboslaan 102 bus 26
2610 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.