Dirk De Schepper
ActiveDirk De Schepper has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €10k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 66% of 9417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+4
Solvency95▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.11 against 3.67 in 2024; short-term debt: 30.5% and cash: 45.5% of total assets), and 30.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.5%
Return on assets
9.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
71 d early
2023
35 d early
2022
38 d early
2021
88 d early
2020
80 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▼ 4.1%
2024 · €83k
2018: €39k
2019: €50k
2020: €63k
2021: €74k
2022: €74k
2023: €87k
2024: €83k
2018 → 2025
Total assets
€114k▲ 5.1%
2024 · €109k
2018: €115k
2019: €132k
2020: €106k
2021: €96k
2022: €96k
2023: €116k
2024: €109k
2018 → 2025
Net result
€10k▲ 57.7%
2024 · €7k
2018: €14k
2019: €10k
2020: €14k
2021: €10k
2022: €11k
2023: €26k
2024: €7k
2018 → 2025
Working capital
€74k▲ 6.6%
2024 · €69k
2018: €8k
2019: €11k
2020: €32k
2021: €46k
2022: €52k
2023: €66k
2024: €69k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€74k▲ 1.2%€87k▲ 16.6%€83k▼ 4.4%€80k▼ 4.1%
Operating result€18k-€17k▼ 3.9%€41k▲ 134%€10k▼ 75.0%€16k▲ 52.5%
Net result€10k-€11k▲ 13.2%€26k▲ 125%€7k▼ 74.5%€10k▲ 57.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 52% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114k
Fixed assets
€6k▼ 57.1%
Current assets
€108k▲ 14.3%
Equity and liabilities €114k
Equity
€80k▼ 4.1%
Debt
€35k▲ 34.8%
The debt ratio rises from 23.8% to 30.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€24k▲
2024 · €19k
Cash flow
€19k▲
2024 · €15k
Solvency
69.5%▼
2024 · 76.2%
Current ratio
3.11▼
2024 · 3.67
Quick ratio
2.88▼
2024 · 3.24
Debt / equity
0.44▲
2024 · 0.31
ROE
13.1%▲
2024 · 8.0%
ROA
9.1%▲
2024 · 6.1%
Interest coverage
137.27▲
2024 · 80.93
Debt
€35k▲
2024 · €26k
Debt ≤ 1 year
€35k▲
2024 · €26k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€109k€114k▲
Fixed assets21/28€14k€6k▼
Tangible fixed assets22/27€14k€6k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€8k€2k▼
Current assets29/58€95k€108k▲
Stocks and contracts in progress3€11k€8k▼
Stocks30/36€11k€8k▼
Amounts receivable within one year40/41€18k€47k▲
Trade receivables40€9k€33k▲
Other amounts receivable41€9k€14k▲
Cash at bank and in hand54/58€65k€52k▼
Deferred charges and accrued income490/1€751€844▲
Equity and liabilities
Total equity and liabilities10/49€109k€114k▲
Equity10/15€83k€80k▼
Contributions10/11€12k€12k=
Reserves13€68k€65k▼
Distributable reserves133€68k€65k▼
Profit (loss) carried forward14€2k€2k=
Amounts payable17/49€26k€35k▲
Amounts payable within one year42/48€26k€35k▲
Trade debts44€7k€15k▲
Suppliers440/4€7k€15k▲
Taxes, remuneration and social security45€7k€792▼
Taxes450/3€7k€792▼
Other amounts payable47/48€12k€19k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€823€721▼
Gross operating margin9900€20k€25k▲
Operating profit (loss)9901€10k€16k▲
Financial income75/76B€2€6▲
Recurring financial income75€2€6▲
Financial charges65/66B€233€176▼
Recurring financial charges65€233€176▼
Profit (loss) for the period before taxes9903€10k€15k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€7k€10k▲
Profit (loss) for the period to be appropriated9905€7k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€13k▲
Profit (loss) brought forward from the previous period14P€2k€2k=
Transfer from equity791/2€10k€14k▲
Transfer to equity691/2€7k€10k▲
To other reserves6921€7k€10k▲
Profit to be distributed694/7€10k€14k▲
Return on contributions (dividend)694€10k€14k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €7k ▼74.5%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €26k ▲125%
Operating result €41k, net result €26k, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heirweg(STE) 1689190 StekeneGround area
1,348 m²
Building footprint
168 m²
Volume, LiDAR
828 m³
Parcel 46024B0804/00D000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dirk De Schepper
since 20102.191.052.628
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46024B0804/00D000 | Flanders | 1,348 m² | 1 · 168 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 285 EUR awarded · 285 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 285 EUR | 285 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
ANAFINEXPRO
BE 0832.193.385
Liège · Eq €80k
MCXL
BE 0829.643.374
Schaarbeek · Eq €80k
JOLECON
BE 1010.372.289
Waregem · Eq €79k
ANTwork
BE 0683.967.388
Liège · Eq €79k
XW
BE 0803.040.234
Dison · Eq €79k
Of 11,554 companies in sector 71121 we hold annual accounts for 6,557. 5,165 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-08-2010
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.