DIRINVEST
ActiveDIRINVEST has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €137k and a net result of €67k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 52% of 3166 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▲ +31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency97▼-1
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.25 against 2.52 in 2024), and 44.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.5%
Return on assets
27.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
91 d late
2023
14 d early
2022
30 d late
2021
3 d early
2020
23 d early
2019
39 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€67k
2024 · €-1.75M
2018: €1.71M
2019: €58k
2020: €46k
2021: €55k
2022: €56k
2023: €56k
2024: €-1.75M
2018 → 2025
Working capital
€137k▲ 9.9%
2024 · €124k
2018: €86k
2019: €94k
2020: €95k
2021: €96k
2022: €97k
2023: €98k
2024: €124k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.93M-€1.93M▲ 0.1%€1.93M▲ 0.1%€124k▼ 93.6%€137k▲ 9.9%
Operating result€55k-€57k▲ 2.5%€55k▼ 3.3%€86k▲ 56.5%€67k▼ 22.4%
Net result€55k-€56k▲ 2.1%€56k▼ 0.5%€-1.75M€67k
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €247k
Fixed assets
€1=
Current assets
€247k▲ 19.5%
Equity and liabilities €247k
Equity
€137k▲ 9.9%
Debt
€110k▲ 34.0%
The debt ratio rises from 39.7% to 44.5%: debt grows faster than equity.
Key figures and ratios
Solvency
55.5%▼
2024 · 60.3%
Current ratio
2.25▼
2024 · 2.52
Quick ratio
2.25▼
2024 · 2.52
Debt / equity
0.80▲
2024 · 0.66
ROE
49.2%
ROA
27.3%▲
2024 · -850.3%
Debt
€110k▲
2024 · €82k
Debt ≤ 1 year
€110k▲
2024 · €82k
Income taxes
€4k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€206k€247k▲
Fixed assets21/28€1€1=
Financial fixed assets28€1€1=
Current assets29/58€206k€247k▲
Amounts receivable after more than one year29€55k€58k▲
Other amounts receivable291€55k€58k▲
Amounts receivable within one year40/41€28k€50k▲
Trade receivables40€16k€49k▲
Other amounts receivable41€12k€1k▼
Current investments50/53€79k€104k▲
Cash at bank and in hand54/58€37k€27k▼
Deferred charges and accrued income490/1€8k€8k▲
Equity and liabilities
Total equity and liabilities10/49€206k€247k▲
Equity10/15€124k€137k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€62k€75k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€56k€69k▲
Amounts payable17/49€82k€110k▲
Amounts payable within one year42/48€82k€110k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€26k€54k▲
Taxes450/3€26k€54k▲
Other amounts payable47/48€55k€55k=
Income statement
Code20242025
Non-recurring operating income76A€3k-
Other operating charges640/8€1k€1k▼
Gross operating margin9900€87k€68k▼
Operating profit (loss)9901€86k€67k▼
Financial income75/76B€5k€5k▼
Recurring financial income75€5k€5k▼
Financial charges65/66B€1.84M€69▼
Recurring financial charges65€35€69▲
Non-recurring financial charges66B€1.84M-
Profit (loss) for the period before taxes9903€-1.75M€72k▲
Income taxes67/77€10k€4k▼
Profit (loss) for the period9904€-1.75M€67k▲
Profit (loss) for the period to be appropriated9905€-1.75M€67k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.75M€67k▲
Transfer from equity791/2€1.81M-
Transfer to equity691/2-€12k
To other reserves6921-€12k
Profit to be distributed694/7€55k€55k=
Directors or managers695€55k€55k=
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 25 days late
2025
31-12
Financial
Back to profitnet €67k
Net result €67k after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 91 days late
2024
31-12
Financial
Weakest financial yearnet €-1.75M ▼3226%
Net result drops to €-1.75M, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 39 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 57 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
Christiaan Schelfhout
CurrentDirector · since 06-11-2023
Dirk Schelfhout
CurrentDirector · since 06-11-2023
06-11-2023
Christiaan Schelfhout: Appointed as Director
06-11-2023
Dirk Schelfhout: Appointed as Director
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrieweg-Noord 11343660 OudsbergenGround area
2.8 ha
Building footprint
1.2 ha
Volume, LiDAR
104,124 m³
Parcel 71562B0905/00Z005, Flanders · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DIRINVEST
since 20032.132.427.412
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71562B0905/00Z005 | Flanders | 2.8 ha | 1 · 1.2 ha | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| CRAEGHS Madelaine Maria Cornelia Statutory auditor | - → 06-11-2023 |
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 40,724 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-04-2003
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.