DIRBIT
ActiveSummary
DIRBIT has been active since 1982 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €656,701 and a net result of -€78,790. Equity remains stable across the filed financial years (±2% per year). Its solvency ranks better than 75% of 22,679 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
- Equity
- €656,701
- Loss
- -€78,790
Why 86raises riskLoss of €78,790 (financial year 2025)Sector: Retail trade (NACE 47)lowers riskSize: total assets €1.1mFounded in 1982Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 75% on solvency, 37% on liquidity, 19% on profitability and 26% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 27 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Back to profitnet €186,281
Financials · financial year 2025, micro format
2025 annual accounts filed late (26 days) Filed on 26 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00428181.
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result turns negative in 2025: a loss of €56,112 after €206,906 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 8,617 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94.2% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,617 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €1,417 | €27,521 | €0 | €5,000 | €23,189 | ▲ 364% |
| Remuneration, social security and pensions62 | - | - | - | €3,720 | €8,271 | €4,430 | €2,060 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €35,651 | €60,689 | €54,814 | €51,955 | €44,528 | €45,792 | €57,257 | €65,592 | ▲ 14.6% |
| Other operating charges640/8 | - | - | - | €16,241 | €12,328 | €12,694 | €5,516 | €4,746 | ▼ 14.0% |
| Non-recurring operating charges66A | - | - | - | - | - | €74,815 | €1,515 | €0 | ▼ 100% |
| Gross operating margin9900 | €83,180 | €120,127 | €78,424 | €40,920 | €51,638 | €29,876 | €273,254 | €14,226 | ▼ 94.8% |
| Operating profit (loss)9901 | €3,891 | €12,715 | -€718 | -€30,996 | -€13,489 | -€107,855 | €206,906 | -€56,112 | - |
| Financial income75/76B | - | - | - | €9 | €0 | €500 | €2,501 | €0 | ▼ 100% |
| Recurring financial income75 | €333 | - | €810 | €9 | €0 | €500 | €2,501 | €0 | ▼ 100% |
| Financial charges65/66B | - | - | - | €11,325 | €7,655 | €6,037 | €23,052 | €22,587 | ▼ 2.0% |
| Recurring financial charges65 | €7,486 | €7,742 | €10,138 | €10,671 | €7,655 | €6,037 | €23,052 | €22,587 | ▼ 2.0% |
| Non-recurring financial charges66B | - | - | - | €654 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €12,636 | €5,135 | -€10,233 | -€42,312 | -€21,144 | -€113,392 | €186,355 | -€78,699 | - |
| Income taxes67/77 | €3,268 | €568 | €145 | €1,243 | €58 | -€4 | €74 | €91 | ▲ 22.4% |
| Profit (loss) for the period9904 | €9,368 | €4,567 | -€10,378 | -€43,555 | -€21,202 | -€113,388 | €186,281 | -€78,790 | - |
| Profit (loss) for the period to be appropriated9905 | €9,368 | €4,567 | -€10,378 | -€43,555 | -€21,202 | -€113,388 | €186,281 | -€78,790 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1.1m | €1.1m | €1.3m | €1.0m | €0.9m | €0.9m | €1.1m | €1.1m | ▼ 1.7% |
| Fixed assets21/28 | €0.7m | €0.7m | €0.7m | €0.7m | €0.7m | €0.6m | €0.6m | €0.6m | ▼ 7.1% |
| Tangible fixed assets22/27 | €0.7m | €0.7m | €0.7m | €0.7m | €0.7m | €0.6m | €0.6m | €0.6m | ▼ 7.1% |
| Land and buildings22 | - | - | - | €0.7m | €0.7m | €0.6m | €0.6m | €0.5m | ▼ 5.6% |
| Plant, machinery and equipment23 | - | - | - | €0.002m | €0.002m | €0.001m | €0.008m | €0.006m | ▼ 25.0% |
| Furniture and vehicles24 | - | - | - | €0.004m | €0.003m | €0.002m | €0.06m | €0.05m | ▼ 18.7% |
| Current assets29/58 | €0.4m | €0.4m | €0.5m | €0.3m | €0.3m | €0.3m | €0.4m | €0.5m | ▲ 6.6% |
| Stocks and contracts in progress3 | €0.3m | €0.3m | €0.4m | €0.1m | €0.05m | €0.1m | €0.05m | €0.05m | ▲ 6.0% |
| Stocks30/36 | - | - | - | €0.1m | €0.05m | €0.1m | €0.05m | €0.05m | ▲ 6.0% |
| Amounts receivable within one year40/41 | €0.07m | €0.05m | €0.08m | €0.09m | €0.1m | €0.1m | €0.3m | €0.3m | ▲ 19.5% |
| Trade receivables40 | - | - | - | €0.09m | €0.006m | €0.003m | €0.3m | €0.3m | ▲ 23.0% |
| Other amounts receivable41 | - | - | - | - | €0.1m | €0.1m | €0.01m | €0.003m | ▼ 70.9% |
| Cash at bank and in hand54/58 | €0.03m | €0.02m | €0.05m | €0.09m | €0.09m | €0.05m | €0.08m | €0.06m | ▼ 32.9% |
| Deferred charges and accrued income490/1 | - | - | - | €0.004m | €0.01m | €0.005m | €0.008m | €0.005m | ▼ 40.2% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1.1m | €1.1m | €1.3m | €1.0m | €0.9m | €0.9m | €1.1m | €1.1m | ▼ 1.7% |
| Equity10/15 | €0.7m | €0.7m | €0.7m | €0.7m | €0.7m | €0.5m | €0.7m | €0.7m | ▼ 10.7% |
| Contributions10/11 | €0.1m | €0.1m | - | €0.2m | €0.1m | €0.1m | €0.2m | €0.2m | = |
| Reserves13 | €0.3m | €0.3m | €0.3m | €0.3m | €0.4m | €0.4m | €0.3m | €0.3m | = |
| Non-distributable reserves130/1 | - | - | - | €0.01m | €0.01m | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €0.01m | €0.01m | €0 | - | - | - |
| Tax-exempt reserves132 | - | - | - | €0.002m | €0.1m | €0.1m | €0.002m | €0.002m | = |
| Distributable reserves133 | - | - | - | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | = |
| Profit (loss) carried forward14 | €0.2m | €0.2m | €0.2m | €0.2m | €0.1m | €0.02m | €0.2m | €0.1m | ▼ 38.7% |
| Amounts payable17/49 | €0.4m | €0.4m | €0.5m | €0.3m | €0.3m | €0.3m | €0.3m | €0.4m | ▲ 18.2% |
| Amounts payable after more than one year17 | €0.02m | €0.08m | €0.06m | €0.03m | €0.01m | €0 | - | - | - |
| Financial debts170/4 | - | - | - | €0.03m | €0.01m | €0 | - | - | - |
| Amounts payable within one year42/48 | €0.3m | €0.3m | €0.5m | €0.3m | €0.2m | €0.3m | €0.3m | €0.4m | ▲ 18.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Trade debts44 | €0.08m | €0.05m | €0.01m | €0.07m | €0.001m | €0.003m | €0.003m | €0.004m | ▲ 37.8% |
| Suppliers440/4 | - | - | - | €0.07m | €0.001m | €0.003m | €0.003m | €0.004m | ▲ 37.8% |
| Taxes, remuneration and social security45 | - | - | - | €0.03m | €0.003m | €0.002m | €497 | €338 | ▼ 31.9% |
| Taxes450/3 | - | - | - | €0.001m | €410 | €0.001m | €314 | €338 | ▲ 7.5% |
| Remuneration and social security454/9 | - | - | - | €0.03m | €0.003m | €0.002m | €182 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | - | - | €0.09m | €0.1m | €0.2m | €0.2m | €0.3m | ▲ 26.7% |
| Accrued charges and deferred income492/3 | - | - | - | €0.001m | €0.001m | €0.003m | €0.003m | €0.002m | ▼ 29.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,368 | €4,567 | -€10,378 | -€43,555 | -€21,202 | -€113,388 | €186,281 | -€78,790 | - |
| + Depreciation and write-downs630 | €35,651 | €60,689 | €54,814 | €51,955 | €44,528 | €45,792 | €57,257 | €65,592 | ▲ 14.6% |
| Operating cash flow (approximation) | €45,019 | €65,256 | €44,436 | €8,400 | €23,326 | -€67,596 | €243,538 | -€13,198 | - |
| Investment in fixed assets (approximation) | - | -€142,620 | -€65,502 | -€11,490 | -€3,003 | €10,495 | -€94,343 | -€19,682 | ▲ 79.1% |
| Change in cash | - | -€13,866 | €28,104 | €43,600 | -€7,089 | -€40,165 | €37,928 | -€27,450 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 43 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 26-08-2026 | 2026-00428181 |
| 31-12-2024 | micro format | 28-08-2025 | 2025-00441455 |
| 31-12-2023 | full format | 29-08-2024 | 2024-00416275 |
| 31-12-2022 | full format | 29-08-2023 | 2023-00424147 |
| 31-12-2021 | full format | 30-08-2022 | 2022-20392271 |
| 31-12-2020 | full format | 30-08-2021 | 2021-61800369 |
| 31-12-2019 | full format | 18-08-2020 | 2020-41700412 |
| 31-12-2018 | full format | 29-08-2019 | 2019-53500270 |
| 31-12-2017 | full format | 17-07-2018 | 2018-33300501 |
| 31-12-2016 | full format | 31-08-2017 | 2017-52200415 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| CLAUS Dirk |
|
Owners and capital
Capital and shareholders
- 19-04-2023 Converted to unavailable equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
19-04
Gazette deed
Resignation: CLAUS Dirk (manager)Appointment: CLAUS Dirk (director) · Amendment of the articles · Capital conversion10 facts ▸
- General meeting, “7783 Le Bizet,Rue d'Armentières 268 boîte 0/2, unanimité des voix” (deed in French)
- Amendment of the articles (2 times)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Reserve release, “fonds disponibles pour distribution, supprimer le compte de capitaux propres statutairement indisponible” (deed in French)
- Capital
- Director resignation, CLAUS Dirk (manager)
- Director appointment, CLAUS Dirk (director (not named in the articles))
- Director discharge, CLAUS Dirk (gérant démissionnaire)
- Registered office clause, “7783 Le Bizet,Rue d'Armentières 268 boîte 0/2, CINQUIÈME DÉCISION” (deed in French)
- Power of attorney, Frederic Opsomer
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 31 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits
Source: Omgevingsloket Vlaanderen. Flanders only: Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 54008F0444/00W014 | Wallonia | 80 m² | 1 · 60 m² | - |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Le commerce,l'importation et l'exportation,le transport,l'élevage et l'abattage de tous bétail et animaux,en particulier le commerce de gros…” (deed in French)
9 activities (deed in French)
- Le commerce,l'importation et l'exportation,le transport,l'élevage et l'abattage de tous bétail et animaux,en particulier le commerce de gros de cochons et porcelets,et tous les négociations en rapport
- Le commerce,l'importation et l'exportation de tout viande au sens le plus large
- Le commerce,l'importation et l'exportation et la fabrication de tous sortes de viande et produits de viande au sens le plus large
- La location des loges et des terrains pour l'élevage de tous bétail et animaux,et la culture de tous produits agricoles
- Le commerce de détail et de gros des carburants
- Le commerce de gros et de détail,l'importation et l'exportation de motor-homes (aussi appelés voitures de randonnés),caravanes et voitures de camping,remorques pour de tels véhicules ou pour des voitures particulières,le tout tant neufs que de seconde main,ainsi que les pièces et accessoires pour ces véhicules
- Le commerce de gros et de détail,l'importation et l'exportation d'articles de camping
- Le commerce de gros et de détail,l'importation et l'exportation de motocycles,vélomoteurs,également des quads,et des pièces et accessoires
- L'entretien et la réparation de tous ces véhicules
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- DIRBIT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Organe d'administration, Article 13” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Saturday of June at 15:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Dissolution en tout temps par décision de l'assemblée délibérant dans les formes des modifications aux statuts, Article 26” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed