Active BE 0864.073.327Private limited company

DIRADIN

Bareldreef(BOR) 43 ·2880 Bornem, Belgium· 22 yrs active

Sector: Business and other management consultancy (70200)

Conclusion Checked

DIRADIN has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €455k and a net result of €13k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 78% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€455k
Net result	€13k
Better than sector	78%
Active	22 yrs

Financial profile 5 of 5 axes measured · computed by Checked

77 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 94

Profitability 14

Solvency 100

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.1% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 2004, 22 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

94 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€45k

estimate, not credit advice

Score history

48 2021

69 2022

86 2023

94 2024

94 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 5.50 (≥ 1.5) +10

Quick ratio Quick ratio 5.50 (≥ 1.0) +5

Leverage Debt/equity 0.23 (< 1.0) +10

Profitability ROE 3% +3

Interest coverage Interest coverage 14.4× (≥ 3×) +8

Profit trend Net profit up YoY +5

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview22 NBB filings

Annual accounts filed on 25-08-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Net result: growth of ~55.6%/year over 5 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	81.4%	55.9%	better than 78% of 30893 sector peers
Net result	€13k	€27k	better than 36% of 30902 sector peers
Equity	€455k	€83k	better than 87% of 30919 sector peers
Gross operating margin	€56k	€54k	better than 51% of 30861 sector peers
Total assets	€559k	€186k	better than 79% of 30907 sector peers

EBITDA

€49k

+10.3% 21-25

Net profit

€13k

+81.7% 21-25

Cash flow

€41k

+7.2% 21-25

Total assets

€559k

+5.2% 21-25

Equity

€455k

+2.8% 21-25

Working capital

€99k

+43.5% 21-25

Income taxes

€5k

+59.1% 21-25

Debt

€104k

+16.8% 21-25

Debt ≤ 1y

€22k

+204.4% 21-25

Debt > 1y

€77k

0.0% 21-25

Current ratio

5.50

-47.8% 21-25

Quick ratio

5.50

-47.8% 21-25

Solvency

81.4%

-2.2% 21-25

Debt / equity

0.23

+13.6% 21-25

ROE

2.8%

+76.7% 21-25

ROA

2.2%

+72.7% 21-25

Interest coverage

14.43

+10.5% 21-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024	2023	2022	2021
Deposit	micro schema	micro schema	micro schema	micro schema	micro schema
Revenue	-	-	-	-	-
EBITDA	€49k	€44k	€44k	€45k	€37k
Net profit	€13k	€7k	€5k	€6k	€-2k
Cash flow	€41k	€38k	€38k	€38k	€30k
Staff costs	-	-	-	-	-
Income taxes	€5k	€3k	€3k	€3k	€3k
Dividends	-	-	-	-	-
Total assets	€559k	€531k	€537k	€550k	€573k
Equity	€455k	€442k	€435k	€430k	€424k
Debt	€104k	€89k	€102k	€120k	€149k
of which ≤ 1y	€22k	€7k	€23k	€41k	€52k
of which > 1y	€77k	€77k	€77k	€77k	€94k
Working capital	€99k	€69k	€28k	€-3k	€-7k
Employees (FTE)	-	-	-	-	-

Ratios (computed)

	2025	2024	2023	2022	2021
Current ratio	5.50	10.55	2.22	0.93	0.85
Quick ratio	5.50	10.55	2.22	0.93	0.85
Working capital ratio	17.7%	13.0%	5.2%	-0.6%	-1.3%
Solvency	81.4%	83.2%	81.0%	78.1%	74.0%
Debt / equity	0.23	0.20	0.23	0.28	0.35
Long-term debt ratio	0.17	0.17	0.18	0.18	0.22
Interest coverage	14.43	13.05	12.73	10.89	7.67
Gross margin	-	-	-	-	-
Net margin	-	-	-	-	-
ROA	2.2%	1.3%	1.0%	1.0%	-0.3%
ROE	2.8%	1.6%	1.3%	1.3%	-0.4%
EBITDA margin	-	-	-	-	-
Days sales outstanding	-	-	-	-	-
Days payable outstanding	-	-	-	-	-
Inventory turnover	-	-	-	-	-
Days inventory (DSI)	-	-	-	-	-

Balance-sheet composition 2025

Assets

Fixed assets €438k · 78.4% Current assets €121k · 21.6%

Equity & liabilities

Equity €455k · 81.4% Debt €104k · 18.7%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€559k	€531k	€537k	€550k	€573k
Fixed assets	21/28	€438k	€455k	€486k	€512k	€529k
Intangible fixed assets	21	€3k	-	€1k	€2k	€3k
Tangible fixed assets	22/27	€435k	€455k	€485k	€510k	€525k
Current assets	29/58	€121k	€76k	€51k	€38k	€44k
Amounts receivable within one year	40/41	€853	€2k	€3k	€6k	€5k
Cash & bank	54/58	€111k	€70k	€42k	€27k	€38k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€559k	€531k	€537k	€550k	€573k
Equity	10/15	€455k	€442k	€435k	€430k	€424k
Contributions / capital	10/11	€244k	€244k	€244k	€244k	€244k
Reserves	13	€211k	€198k	€191k	€186k	€180k
Amounts payable	17/49	€104k	€89k	€102k	€120k	€149k
Amounts payable after one year	17	€77k	€77k	€77k	€77k	€94k
Amounts payable within one year	42/48	€22k	€7k	€23k	€41k	€52k
Trade debts payable within one year	44	€9k	€4k	€8k	€4k	€2k
Income statement
Gross operating margin	9900	€56k	€51k	€51k	€51k	€43k
Operating result	9901	€21k	€13k	€11k	€13k	€6k
Financial income	75	€1	€37	€1	€1	-
Financial charges	65	€3k	€3k	€3k	€4k	€5k
Result before taxes	9903	€17k	€10k	€8k	€9k	€1k
Income taxes	67/77	€5k	€3k	€3k	€3k	€3k
Net result for the period	9904	€13k	€7k	€5k	€6k	€-2k
Result to be appropriated	9905	€13k	€7k	€5k	€6k	€7k

Directors & mandates 1 directors

Current directors & mandates

Erik Duysters
Director
State Gazette act 23446790 (06-12-2023)

Current
06-12-2023 → present

Legal Structure

NACE primary	Business and other management consultancy(70200)
Legal form	Private limited company(610)
Incorporation	16-03-2004
Status	Active
Postal code	2880

Establishment units 1 location

Fintra

Bareldreef(BOR) 43, 2880 BornemNACE 7414201

since 20042.136.347.794

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12362E0113/00H003	Flanders	1,430 m²	1 · 167 m²	9.3 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 15Financial 4Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

25-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 25 days late

2025

31-12

Financial Highest result since 2021net €13k ▲81.7%

Operating result €21k, net result €13k, both a record.

07-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 7 days late

2024

31-12

Financial Liquidity times 5current ratio 10.55

Current ratio from 2.22 to 10.55; short-term debt falls from €23k to €7k.

31-05

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Liquidity doublescurrent ratio 2.22

Current ratio from 0.93 to 2.22; short-term debt falls from €41k to €23k.

06-12

State Gazette act Director changes

Patrick Vandeputte

06-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 6 days late

2022

31-12

Financial Back to profitnet €6k

Net result €6k after one loss-making year.

21-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

30-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 30 days late

2020

30-07

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

29-07

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

14-06

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2017

06-08

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 6 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2023

06-12-2023 Erik Duysters appointed as director Director changes·Patrick Vandeputte

Erik Duysters, Bestuurder

Notary: Patrick Vandeputte · Antwerpen-Borgerhout

Original publication ↗

Technical details

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    "firm_city": null,
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    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-12-06",
    "filing_date": "2023-12-03",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
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    {
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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Business and other management consultancy70200Business consulting7022074142Renting and operating of own or leased residential real estate, excluding social housing6820170201

Names & trade names

Legal nameNL

DIRADIN

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