DIR INSUR
DIR INSUR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (€-5k) and a net result of €-7k. Its solvency ranks better than 9% of 765 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-5k |
| Net result | €-7k |
| Better than sector | 9% |
| Active | 3 yrs |
Mixed profile: strong on profitability, weaker on health.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -9.0% | 38.9% | |
| Net result | €-7k | €28k | |
| Equity | €-5k | €63k | |
| Gross operating margin | €1k | €67k | |
| Staff costs | €0 | €63k |
| Fiscal year | 2024 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €-7k |
| Cash flow | n/a |
| Staff costs | €0 |
| Income taxes | €0 |
| Dividends | - |
| Total assets | €55k |
| Equity | €-5k |
| Debt | €60k |
| of which ≤ 1y | €60k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | -9.0% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | -13.5% |
| ROE | 149.4% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €55k |
| Fixed assets | 21/28 | €46k |
| Tangible fixed assets | 22/27 | €46k |
| Current assets | 29/58 | €9k |
| Amounts receivable within one year | 40/41 | €3k |
| Cash & bank | 54/58 | €5k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €55k |
| Equity | 10/15 | €-5k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €-8k |
| Amounts payable | 17/49 | €60k |
| Amounts payable within one year | 42/48 | €60k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Gross operating margin | 9900 | €1k |
| Operating result | 9901 | €-7k |
| Financial income | 75 | €46 |
| Financial charges | 65 | €72 |
| Result before taxes | 9903 | €-7k |
| Income taxes | 67/77 | €0 |
| Net result for the period | 9904 | €-7k |
| Result to be appropriated | 9905 | €-7k |
| NACE primary | 66191 |
| Legal form | Private limited company(610) |
| Incorporation | 24-08-2022 |
| Status | Active |
| Postal code | 8301 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31336G0656/00G000 | Flanders | 285 m² | 1 · 257 m² | 10.3 m · 3 fl. |
| 31336H1204/00_000 | Flanders | 259 m² | 1 · 117 m² | 10.6 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
07-02-2025 Patrick Anseeuw resigns as director
- Patrick Anseeuw, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Patrick Anseeuw",
"address": "8370 Blankenberge Willem van Saeftingestraat 16",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "de_plein_droit_dissolution",
"subkind": null,
"via_org": null,
"statutory": "niet_statutair",
"compensated": null,
"effective_date": "2024-08-26",
"evidence_quote": "De algemene vergadering beslist tot het ontslag van Patrick Anseeuw, met woonplaats te 8370 Blankenberge Willem van Saeftingestraat 16, als niet-statutaire bestuurder, en dit met ingang op 26/08/2024. De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "decharge_granted",
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},
"reason": null,
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"evidence_quote": "De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
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"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-02-07",
"filing_date": "2025-01-30",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2024-08-26",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0789.935.039",
"name_full": "DIR INSUR",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Dirk Issel\u00E9e",
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"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | DIR INSUR |